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Insurance SME (Pricing and Underwriting)

United Kingdom, London · Job Posted May 14, 2026
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Job Description

We are building the AI-powered platform that enables the world’s most critical decisions in a $7 trillion industry - which risks to take, and how to price them. These are the decisions that shape real-world outcomes: whether rockets successfully launch into space, autonomous vehicles make it to market, or communities recover after major storms. Until now, insurance has been making billion-dollar decisions using outdated tools. We’re changing that. Our platform brings together data, AI, and human expertise to give insurers the fastest path from submission to decision - helping them move faster, act smarter, and take on more risk with confidence. Backed by a16z, Highland Europe, and Battery Ventures, we’re scaling globally - already trusted by nearly 50 of the world’s largest insurers, with zero churn and billions in premiums flowing through hx. What began as a single product in one market has rapidly evolved into a multi-product, multi-territory platform powering every stage of pricing and underwriting. AI is at the core of what we do - from building the world’s first domain-specific AI peer programmer for insurance (think GitHub Copilot with a PhD in actuarial science) to shaping agentic workflows that reinvent how this industry operates.

Job Responsibility

  • Act as a subject matter expert in pricing and underwriting across commercial, specialty, and reinsurance - joining complex client and sales conversations, running best-practice workshops, and representing hx at industry forums
  • Partner with senior stakeholders (Chief Actuaries, CUOs, Heads of Pricing) as a trusted advisor - guiding strategic conversations on pricing transformation, workflows, and portfolio strategy, and stepping in to resolve challenges with amber-red accounts
  • Support customers through their transformation journeys - helping deploy new models, re-engineer workflows, and embed modern pricing processes, while building practical assets (reference models, reporting pipelines, workflow enhancements) that accelerate value from hx Renew
  • Feed back client and market insights into hx - informing our product roadmap and ensuring we prioritise solutions that matter most to the business, not just technically
  • Contribute to innovation projects - exploring new methods, data sources, or AI applications that reshape pricing and underwriting

Requirements

  • Built strong insurance domain credibility in pricing, underwriting, actuarial, or closely related roles across commercial, specialty, or reinsurance markets (reinsurance a strong plus)
  • Developed a practical understanding of pricing and underwriting processes, and used that expertise to improve decisions, workflows, or outcomes (hands-on technical capability in R, Python, or data tooling is helpful, but not required for every profile)
  • Influenced senior stakeholders beyond day-to-day execution - shaping workflows, governance, or portfolio strategy - through strong communication and presentation skills
  • Demonstrated commercial awareness in consulting, transformation, or client-facing roles, showing how domain expertise drives measurable business outcomes
  • Shown curiosity and a proactive mindset, exploring new methodologies, technologies, or data sources to advance pricing and underwriting practice

What we offer

  • £5,000 training and conference budget for individual and group development
  • 25 days of holiday plus 8 bank holidays (33 days total)
  • Company pension scheme via Penfold
  • Mental health support and therapy via Spectrum.life
  • Individual well-being allowance via Juno
  • Private healthcare insurance through AXA
  • Income protection and Life Insurance
  • Cycle to Work Scheme
  • Top-spec equipment (laptop, screens, adjustable desks, etc.)
  • Regular hackathons, lunch & learns, and socials, both remote and in-person, to foster collaboration and creativity
  • Team breakfasts and lunches, fully stocked snacks and drinks, and a fun, creative office at The Ministry
  • Access to cutting-edge AI tools and experimentation budget, giving you the freedom to test, learn, and innovate ahead of the market

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