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Brown & Brown UK Logo Brown & Brown UK · Insurance

Inside Broker / Underwriter

United States, Scottsdale · Job Posted March 09, 2026
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Job Description

This position is designed to train and prepare teammates to take on the role of a Broker responsible for their own book of business. The Inside Broker will work on the Brokers book of business to grow new business and retain current business. Reviews insurance submissions & applications to evaluate, qualify & market individuals and groups for insurance.

Job Responsibility

  • Examines such documents as application forms, inspection reports, insurance maps, and loss runs to determine degree of risk from such factors as ISO classifications, applicant financials, age, occupation, accident experience, and value and condition of property
  • Confer with the Branch Leader before underwriting or brokering unusual or unfamiliar coverages or manuscript forms
  • Work closely with Branch Leaders to improve your competence
  • submit production and marketing plans outlining new programs or methods of improving existing ones
  • Foster and improve relationships with other departments, producers, companies, and competitors, as well as close working relationships with binding/contract underwriting dept. to identify ‘best fit’ production opportunities
  • Provide guidance and training to the processors and assistants, to enable them to reduce the broker’s clerical workload, and to develop basic brokering skills and techniques
  • Instruct and train processors and assistants, review indications, quotes, binders, submissions and policies for completeness and accuracy
  • Service and perpetuate existing business, produce new business, and have a keen awareness of priorities
  • Understand and extend Company facilities, underwriting and brokering risks when required to successfully negotiate a placement
  • be responsible for your quote to bind activity & production results
  • Markets and meet with retail agency customers to develop business and cultivate relationships to grow a book of business
  • Develop and cultivate carrier and brokerage relationships to place specific risks and grow a book of business
  • Review, analyze and qualify risks submitted by Producers, evaluate submissions for premium and terms, analyze exposures for quotes for new and renewal business, issue written indications, quotes, and binders
  • possible use of inspection companies to obtain further information, quote rates, or explain company underwriting policies
  • Broker and underwrite risks, ensuring that all required information is obtained, proper applications are completed, quotes and binders are confirmed in writing, policies are issued promptly and accurately, state filings (where applicable) are made, and taxes paid in accordance with appropriate state laws
  • Secure payments on risks bound or written
  • Reviews company records to determine amount of insurance in force on single risk or group of closely related risks and evaluates possibility of losses due to catastrophe or excessive insurance

Requirements

  • Bachelor’s degree (B. A.) from four-year College or university is desired or five years insurance experience, two years of which is as an Associate Broker/ Underwriter
  • P&C State licensed
  • Proficient with MS Office Suite and paperless environment
  • Exceptional telephone demeanor
  • Experience with excess and surplus lines underwriting agency or company
  • This position requires routine or periodic travel which may require the teammate to drive their own vehicle or a rental vehicle. Acceptable results of a Motor Vehicle Record report at the time of hire and periodically thereafter, and maintenance of minimum acceptable insurance coverages are a requirement of this position

Nice to have

  • Pursue the CIC or CPCU designation
  • Thorough familiarity with applicable ISO manuals, forms, rating plans, policy forms i.e. coverages, exclusions, conditions, and terms

What we offer

  • Health Benefits: Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance
  • Financial Benefits: ESPP
  • 401k
  • Student Loan Assistance
  • Tuition Reimbursement
  • Mental Health & Wellness: Free Mental Health & Enhanced Advocacy Services
  • Beyond Benefits: Paid Time Off, Holidays, Preferred Partner Discounts and more
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