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Icm Underwriting Credit Associate

https://www.citi.com/ Logo

Citi

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Location:
India, Mumbai

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Category:
Finance

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Contract Type:
Employment contract

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Salary:

Not provided

Job Description:

The ICM Credit Associate manages a NAM portfolio of corporate clients, focused on REITs, REOCs, Homebuilders, and Gaming, being responsible for monitoring and reviewing the portfolio, supporting ad-hoc transactions, and engaging in strategic initiatives.

Job Responsibility:

  • adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions to development of credit approval memos
  • drafting of credit approval memo (CAM) packages including but not limited to ensuring they are complete and accurate
  • conducting initial financial analysis, due diligence, projection modeling, stress testing, risk ratings and other in-depth analysis
  • support relationships with key stakeholders in banking and risk and with key regulators, internal audit, and control functions
  • support ICM underwriting organization on strategic initiatives/projects as required

Requirements:

  • 5-7 years relevant experience
  • experience in effectively engaging with various functions
  • demonstrates strong ethics and integrity
  • ability to understand the ‘big picture’ in a complex environment
  • strong verbal & written communication skills
  • active listening skills
  • demonstrated influencing and negotiating ability, resolve conflicts amongst various constituencies
  • proficient presentation skills – adept at presenting effectively to audiences of various sizes and various constituencies
  • bachelor’s/university degree or equivalent experience

Nice to have:

  • analytical thinking
  • constructive debate
  • escalation management
  • financial analysis
  • policy and procedure
  • policy and regulation
  • product knowledge
  • risk controls and monitors
  • risk identification and assessment
  • credible challenge
  • data analysis
  • laws and regulations
  • management reporting
  • referral and escalation
  • risk remediation
What we offer:
  • extensive on-the-job training
  • exposure to senior leaders
  • volunteerism opportunities
  • equal opportunity employer

Additional Information:

Job Posted:
August 13, 2025

Employment Type:
Fulltime
Work Type:
Hybrid work
Job Link Share:
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