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Head of US Personal Banking Core Operations

https://www.citi.com/ Logo

Citi

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Location:
United States, New York

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Category:
Finance

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Contract Type:
Employment contract

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Salary:

250000.00 - 500000.00 USD / Year

Job Description:

The Head of US Personal Banking Core Operations role is a senior position within the US Personal Banking Operations leadership team pivotal in overseeing and modernizing the entirety of Core Operations – a critical division comprising over 3,000 employees in multiple domestic and international locations across both production and support functions. The successful candidate will be responsible for driving operational excellence, strategic transformation, automation, and continuous innovation across a diverse portfolio of essential services that support Branded Cards & Lending, Retail Services, and Retail Bank. This includes the end-to-end management of claims and card maintenance, fulfillment operations, transaction processing, financial servicing and accounting, and account services. This role is supported by robust business execution and process modernization teams, demanding a visionary leader capable of driving significant technological enhancements, managing complex, high-volume operations, fostering a culture of continuous improvement, and ensuring exceptional service delivery while maintaining rigorous regulatory compliance and risk management. This senior leadership role is critical for steering Core Operations into an AI-powered, modernized future within the financial services industry. This role can be based in New York, San Antonio (Texas), O'Fallon (Missouri) or Gray (Tennessee).

Job Responsibility:

  • Define, lead, and execute the strategic vision for Core Operations, ensuring seamless alignment with broader organizational objectives
  • drive digitization and adoption of advanced technologies and AI to create new business value, improve customer experience, and optimize operations
  • provide direct leadership and optimize the performance of all core production teams, including Claims & Card Maintenance, Fulfillment Operations, Transaction Processing, Financial Servicing & Accounting, and Account Services
  • ensure the flawless execution of daily operations, maintaining high service levels, and effective management of high-volume transactions and client interactions
  • spearhead initiatives focused on advanced process management, automation, and the comprehensive modernization of core operational workflows
  • collaborate effectively with key internal partners (e.g., Technology, Finance, Legal, Compliance, Internal Audit, Product Line of Businesses) and external suppliers to ensure integrated service delivery, strategic alignment, and the successful achievement of cross-functional goals
  • develop and implement a global model that delivers a predictable and sustainable Service Delivery experience
  • act as responsible stewards of capital through a relentless focus on expense optimization, fraud prevention, and client centric revenue generation
  • identify and actively drive efforts to improve the client experience while embracing and supporting the mission of the franchise
  • complete Operational or Business ownership in rapidly changing functional areas at large organizations with demonstrated cross-channel experience

Requirements:

  • 15+ years of experience, including 10+ years' managerial experience of large size populations
  • experience in financial services senior leadership roles, preferably Operations
  • strong process redesign and process re-engineering experience
  • demonstrated ability to successfully lead and deliver large-scale operational transformations, process re-engineering efforts, and significant automation initiatives
  • solid understanding of regulatory and compliance requirements pertinent to financial operations
  • demonstrates effective relationship building and stakeholder management skills
  • proven execution skills and ability to drive results in a Business/Operational organization
  • proven ability to define and execute a clear digital transformation strategy that aligns with business goals
  • strong analytical and problem-solving skills, with the ability to grasp complex issues related to technology and operations
What we offer:
  • medical, dental & vision coverage
  • 401(k)
  • life insurance
  • accident and disability insurance
  • wellness programs
  • paid time off including planned time off and sick leave
  • paid holidays

Additional Information:

Job Posted:
September 11, 2025

Expiration:
September 26, 2025

Employment Type:
Fulltime
Work Type:
On-site work
Job Link Share:
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