Head of Compliance

• Lead and maintain Sokin’s US compliance framework, ensuring alignment with applicable banking laws, regulations, supervisory guidance and internal policies
• Act as the senior compliance lead for the US business, providing practical advice on regulatory obligations, compliance risk and control design in a banking environment
• Oversee the development, implementation and maintenance of bank compliance programmes and controls across the US business
• Maintain effective relationships with relevant US banking regulators and supervisory bodies, including the OCC, FDIC and Federal Reserve, and support regulatory engagement, examinations and information requests
• Monitor and interpret regulatory developments, guidance, circulars and supervisory expectations, and ensure policies, procedures and controls are updated where needed
• Conduct compliance risk assessments and compliance monitoring to ensure key risks are identified, managed and escalated appropriately
• Advise senior management and governance forums on compliance issues, regulatory developments and emerging areas of risk
• Partner closely with Legal, Risk, Operations and other internal teams to ensure compliance requirements are embedded into bank operations and business processes
• Support the development and delivery of compliance training and help foster a culture where compliance is understood and built into day-to-day decision-making
• Lead internal and external compliance reviews, audits and remediation activity, ensuring issues are addressed in a timely and effective way
• Support the business through growth and change, including helping shape and strengthen the compliance framework in a developing or de novo banking environment

• Bachelor's degree in Law, Finance, Business, or a related field
• Significant experience in a senior compliance role within a banking environment, ideally with exposure to a de novo bank or a growing regulated institution
• Strong knowledge of US bank regulatory requirements and supervisory expectations, including laws, regulations, guidance and circulars issued by the OCC, FDIC, Federal Reserve and other relevant bodies
• Experience managing regulatory relationships, examinations and ongoing compliance requirements within a bank
• Strong understanding of compliance frameworks, risk assessments, monitoring, governance and controls in a banking context
• Excellent judgement, communication and stakeholder management skills, with a practical and commercially aware approach
• Candidates will need to have the right to work in the jurisdiction that they are looking to work in

CRCM certification would be highly desirable