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Head of Business and Commercial Credit Risk

coventrybuildingsociety.co.uk Logo

Coventry Building Society

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Location:
United Kingdom , Coventry ▼

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Category:
Banking

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Contract Type:
Not provided

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Salary:

141000.00 GBP / Year
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Job Description:

We have a fantastic opportunity to lead a proactive and influential Business and Commercial Credit Risk team, overseeing the entire credit lifecycle of the Group’s Business and Commercial credit arrangements, whilst adhering and aligning activities with the Group’s risk appetite.

Job Responsibility:

  • Lead and develop a high-performing team, ensuring strong people management and effective communication
  • Manage and plan resources on a cost-effective basis in line with budgets, ensuring fit for purpose structures, talent and succession planning
  • Delivering market-leading customer and commercial outcomes aligned with the Group’s principles and values
  • Lead the development of strategies for credit decisions, limit setting, while working with existing policies and creating new ones to enable lending in new sectors
  • Act as the Responsible Functional Owner, providing independent challenge and support to senior executives

Requirements:

  • Expertise in Business and Commercial credit risk lending, strategies and experience of approaches for customers who are in difficulty
  • Extensive Credit Risk Management experience across full range of Business and Commercial banking products/services including syndicate transactions, CRE and specialist sectors
  • Knowledge and experience of managing customers in distress and the expert assessment of ECL and provisions needed on such cases
  • Experience of larger lending transactions including the preparation, presentation and sanctioning of such proposals
  • Skilled working across boundaries to manage credibility with senior management whilst working across lines of defence to build collaboration
  • Excellent influencing skills with the ability to articulate clearly and concisely to gain buy in from a variety of stakeholders
  • Skilled communicator able to relate to and build trust with colleagues at all levels across the Bank up to and including Board level

Nice to have:

  • Demonstrable experience of crisis communications and risk management principles
  • In-house experience working for a consumer facing brand
What we offer:
  • 28 days holiday a year plus bank holidays and a holiday buy/sell scheme
  • Annual discretionary bonus scheme
  • Personal pension with matched contributions
  • Life assurance (6 times annual salary)
  • Company car allowance
  • Private Medical Insurance
  • Health Screening

Additional Information:

Job Posted:
January 22, 2026

Expiration:
February 05, 2026

Employment Type:
Fulltime
Work Type:
Hybrid work
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