Global Credit Reserves Lead Analyst

• Develop and implement advanced analytics and reporting for credit reserving (CECL), factoring in industry trends and regulatory standards
• Provide effective Second Line of Defense (2LOD) oversight by reviewing and challenging the portfolio management processes and outcomes of the First Line of Defense (1LOD)
• Direct regular portfolio analysis, providing key updates on performance, market trends, and risk factors to senior stakeholders
• Coordinate governance discussions and oversee activities to ensure compliance with regulatory rules and internal policies
• Manage the end-to-end framework for the adequacy of credit reserves and stress testing to ensure the sound management of the credit portfolio
• Assess risk when business decisions are made, using your analytical skills to evaluate potential impacts and protect the firm's reputation
• Conduct rigorous reviews of internal processes and controls, managing any resulting internal audits or regulatory examinations
• Collaborate effectively with various teams, including Risk Management, Technology, and Reporting, to execute projects and communicate complex financial concepts

• 6-10 years of experience in credit risk management, portfolio analysis, or a similar oversight role
• Demonstrable expertise in credit analysis, counterparty risk, and credit reserving methodologies (e.g., CECL)
• Proven ability to provide robust oversight, review, and effective challenge to risk management processes and reports
• Strong competence in interpreting complex financial data and making informed decisions
• Experience with risk management tools and exposure monitoring processes
• Excellent communication skills with the ability to present complex financial concepts to diverse stakeholders
• Bachelor's degree in Finance, Economics, Statistics, or a related field
• a Master's degree is preferred

Experience with Python and/or Tableau is considered a strong asset

• Employer paid Defined Contribution Pension Plan contribution of 6% of employee’s pensionable earnings (PPE Program)
• Employer paid Private Medical Care Package for employees and Private Medical Care Packages for certain family members available at preferential rates
• Employer paid Life Insurance Program for employees and Life Insurance for certain family members available at preferential rates
• Employee Assistance Program financed by Employer Paid Parental Leave Program (maternity and paternity leave
• statutory and 2 weeks additional paid paternity leave
• Sport Card for employees subsidized via Social Benefits Fund and Sport Cards for certain family members available at preferential rates
• Additional benefits from Company’s Social Benefit Fund, in particular: Holidays Allowance, support for sport and cultural activities, team building events
• Additional day off for volunteering
• Cafeteria/ flex benefit – a company benefits system which enables employees to select and purchase benefits offered by a provider and available for employees on the platform
• Opportunity to receive an annual discretionary incentive award
• Special offers and discounts for employees