General Industries Underwriter

• facilitate the end-to-end lending process within the NAM CCB for the assigned relationships and portfolio
• rapidly develop knowledge of assigned portfolio and related industries, and create well-supported analysis that effectively balances risk and business objectives
• ensure appropriate regulatory classification and minimizing net credit losses for covered portfolio, as well as identify emerging areas of concerns that should be escalated
• produce the underlying analysis and workflow supporting underwriting requests for new-to-bank and existing credit relationships, including pre-screening opportunities, facilitate amendments and extensions, perform annual reviews and other credit requests, including the related diligence
• timely analysis and preparation of monthly and/or quarterly financial memo reviews of existing borrowers to track compliance with loan covenants, raising potential concerns and taking necessary actions in partnership with other key stakeholders for the assigned portfolio
• facilitate the loan documentation process for both new transactions and amendments or modifications
• including coordination with internal partners and/or outside legal counsel to ensure that all credit approval terms and conditions are appropriately represented in the closing documents
• review and decision work products of peers within the team
• lead 1-2 strategic initiative per year that result in efficiency gains and streamline operations
• develop and lead 1-2 trainings or knowledge huddles per year for peers
• attend periodic meetings regarding covered portfolio clients and select new to bank opportunities in partnership with the relationship management teams
• develop and maintain an extensive knowledge in the various credit products and services offered to CCB clients
• mentor and develop more junior staff and other support to become effective resources and future contributors
• recommend and champion changes to improve existing processes to achieve greater efficiency and controls
• work proactively, and in a constructive and diplomatic manner, with internal and external stakeholders to keep transactions moving forward and in accordance with appropriate controls

• 5+ years of related experience in credit underwriting, portfolio and/or risk management with a multinational financial services organization
• demonstrated knowledge of basic accounting and financial concepts and their practical application in the credit underwriting process
• excellent communication (written, verbal, presentation and listening) and organizational skills
• ability to complete multiple priorities in a timely manner
• demonstrates learning agility: seeks out resources and experience to continually build knowledge/skills
• quickly and successfully applies learning to new situations
• highly proficient in spreadsheet, word processing and presentation applications, including strong data visualization skills
• bachelor's degree
• advanced degree(s) and other certifications considered but not required

advanced degree(s) and other certifications

• medical, dental & vision coverage
• 401(k)
• life, accident & disability insurance
• wellness programs
• paid time off packages including vacation, sick leave, and paid holidays