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Fraud Strategy Analyst

United States, New York, NY (HQ), San Francisco, CA 92100.00 - 220000.00 USD / Year · Job Posted February 21, 2026
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Job Description

As a member of Ramp's Fraud Strategy team, you will leverage data to develop and optimize fraud strategies, including underwriting (KYC/B, OFAC, fraud risk) and customer management (payment, transactions, account take-over) strategies. This role requires an understanding of fraud concepts & data sources, fluency with data, and the ability to drive a broad set of projects fairly independently. The role also requires the ability to work with cross-functional teams (product, engineering, operations, finance, marketing, sales, and design) to influence and execute risk strategies.

Job Responsibility

  • Leverage external and internal performance data to come up with insights to develop best-in-class fraud policies
  • Deep dive into individual fraud events to perform root cause analyses, and combine the insights with a data-driven approach to develop fraud defenses
  • Partner with product, engineering, and design teams to execute fraud policies and features
  • Implement fraud risk metric monitoring by researching/resolving risk events, and developing levers that mitigate risk factors
  • Partner with data scientists to build and leverage fraud risk models in Ramp’s risk policy
  • Drive Ramp’s customer experience by diving deep into the flow of funds (repayments, chargebacks, etc.)
  • Research emerging underwriting and fraud trends to innovate on Ramp's decision systems and policies

Requirements

  • Minimum 2 years of experience in fraud risk management or quantitative strategy role
  • Minimum 2 years of experience using SQL, Python, or R for data retrieval and manipulation
  • Excellent written and verbal communication skills

Nice to have

  • Experience in high-growth startups
  • Experience within consumer/corporate/small business cards, payments, invoices, lending, or related industries

What we offer

  • 100% medical, dental & vision insurance coverage for you
  • Partially covered for your dependents
  • One Medical annual membership
  • 401k (including employer match on contributions made while employed by Ramp)
  • Flexible PTO
  • Fertility HRA (up to $10,000 per year)
  • Parental Leave
  • Unlimited AI token usage
  • Pet insurance
  • Centralized home-office equipment ordering for all employees
  • Health and Wellness stipend
  • In-office perks: lunch, snacks, drinks, and more
  • Budget for intra-office travel
  • Relocation support to NYC or SF (as needed)
  • Offers Equity

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