This list contains only the countries for which job offers have been published in the selected language (e.g., in the French version, only job offers written in French are displayed, and in the English version, only those in English).
The Risk Manager is responsible for developing and executing a comprehensive fraud and safety risk management strategy that protects users, safeguards the organization, and enables trusted growth. This role combines strategic foresight, operational excellence, and cross-functional leadership to proactively identify, assess, and mitigate risks across products, channels, and user journeys. You will drive the evolution of fraud and safety defenses, ensure robust governance and oversight, and partner closely with product, operations, data analytics, and compliance teams to balance user experience and risk mitigation.
Job Responsibility:
Establish and manage the Fraud and Safety Risk Appetite Framework, defining guardrails, triggers, and pre-approved escalation actions
Align and enhance the organization’s Risk Register to ensure adaptability to new fraud and safety trends and defense effectiveness
Develop and maintain fraud and safety specific risk assessment standards, including key risk indicators (KRIs), typologies, and emerging threat analysis
Support the design and implementation of data-driven, prevention strategies and continuous user journey improvements
Partner cross-functionally to integrate fraud and safety considerations into product design and business strategy, ensuring alignment between user experience and risk management
Deliver executive reporting on safety and fraud risk indicators, incidents, and performance
Monitor fraud and safety operational processes, including response to escalations, internal alerts, investigation of incidents, and resolution of cases based on severity and relevance
Partner with cross-functional teams to ensure timely and accurate handling of incidents and client service excellence
Support process optimization and workflow improvements to increase efficiency and effectiveness of incident response
Define and maintain monitoring thresholds, escalation triggers, and defense execution standards
Support implementation, enhancement, and governance of fraud and safety management systems and technology integrations
Conduct pre-deployment evaluations of advanced tools (e.g., machine learning, AI-based analytics, behavioral analysis) to enhance detection and prevention capabilities
Collaborate with technology and cybersecurity teams to ensure secure and compliant systems design and data protection practices
Apply advanced analytical and critical thinking skills to identify fraud and safety trends, assess emerging threats, and inform strategic decisions
Partner with data analytics & data science teams to design and refine fraud analytics models and reporting solutions
Translate data insights into actionable risk mitigation and business recommendations
Maintain awareness of relevant laws, regulations, and industry standards governing fraud management and liability allocation
Establish and manage ongoing governance processes for periodic review and challenge of prioritized fraud risks and defense effectiveness
Support the fraud and safety risk leadership team, fostering a culture of accountability, innovation, and continuous improvement
Advocate for alignment and collaboration across cross-functional team leadership
Communicate complex fraud and safety risk issues and emerging threats to senior executives with clarity and impact
Champion change and support the evolution of risk prevention and vulnerability management capabilities across the organization
Requirements:
Bachelor’s degree in Business, Risk Management, Finance, Data Analytics, or related field (advanced degree preferred)
15+ years of experience in risk management, financial crimes, or operational risk in a financial services or technology environment
Demonstrated experience in developing fraud and safety risk frameworks, strategies, and operational models
Strong understanding of fraud prevention tools, analytics, and regulatory frameworks
Excellent communication, leadership, and stakeholder management skills
Proven ability to lead cross-functional initiatives and influence at senior levels