FinCrime Analyst Job at Juni (Gothenburg)

Fincrime Analyst

As a Fincrime Analyst, you are our first line of defence. You’ll play a key role...

Location

Luxembourg , Luxembourg

Salary:

Not provided

Satispay

Expiration Date

Until further notice

Requirements

3+ years in a FinCrime or Fraud Prevention role, preferably within a Fintech or fast-paced startup environment
Strong understanding of AML/CFT regulations, relevant AML Directives, FATF recommendations, and local Luxembourgish or Italian AML laws
Ability to process high volumes of alerts accurately under time pressure
Familiarity with Transaction Monitoring Systems (TMS) and case management platforms
Exceptional written and verbal English skills (knowledge of Italian is a plus)
End-to-end understanding of the user journey to identify systemic weaknesses
The discipline to maintain formalized documentation standards even during peak volume periods
Strong ethical judgment, attention to detail, and a commitment to continuous learning

Job Responsibility

Performing daily review and accurate disposition of transaction monitoring alerts (Fraud & AML/CTF) across Consumer and Merchant profiles
Conducting periodic reviews and maintenance of KYC/KYB documentation for high-risk customers, including the assessment of complex company structures and UBO identification
Preparing initial case documentation and narratives for alerts that require deep-dive investigations
Owning a specific 'Focal Area' to drive value-creation and provide timely feedback to Quality and Product teams
Working with KYC/KYB and Customer Care teams to manage necessary customer outreach
Actively hunting for emerging Fraud/AML typologies and ensuring all actions are documented with the highest standard of audit readiness

What we offer

Unlimited paid time off
Psychological support & mental health webinars with Serenis
Flexible hybrid working system
Extended parental leave
Childcare leave
Professional development programmes
Internal mobility program
Language classes with Preply
Internal workshops & training
Stock Option Plan

Fulltime

FinCrime CDD Analyst

We’re Capital on Tap. Capital on Tap was founded with the mission to help small ...

Location

United Kingdom , Manchester

Salary:

Not provided

Capital on Tap

Expiration Date

Until further notice

Requirements

Experience in financial crime roles, specifically with customer due diligence (CDD) or ongoing monitoring responsibilities for SME corporate customers
Strong understanding of KYB and CDD regulatory requirements across both UK and US jurisdictions
Proven ability to analyse and record ownership and control structures accurately
Experience in transaction monitoring and the ability to identify red flags or suspicious activity
Strong analytical and investigative skills with high attention to detail in documenting findings
Confident communicator, capable of interacting with internal stakeholders and external customers to resolve queries
Ability to work efficiently in a high-volume, fast-paced environment while maintaining high quality standards

Job Responsibility

Perform ongoing due diligence on SME customers in both the UK and US, focusing on maintaining accurate and up-to-date Know Your Business (KYB) records
Review and verify beneficial ownership structures, ensuring all individuals with significant control are identified and recorded accurately within our systems
Assess the nature of business for existing customers to ensure their activities remain within Capital on Tap's risk appetite and regulatory standards
Complete transaction monitoring checks to identify unusual patterns or activity, ensuring any potential risks are escalated or mitigated promptly
Engage directly with customers when necessary to clarify ownership details, business activities, or to request updated documentation
Make sound, risk-based decisions based on updated information, providing clear and documented rationale for all review outcomes
Collaborate with the wider FinCrime team to share insights on emerging trends and contribute to the enhancement of ongoing review processes

Fulltime

FinCrime EDD Analyst

We’re Capital on Tap. Capital on Tap was founded with the mission to help small ...

Location

United Kingdom , Manchester

Salary:

Not provided

Capital on Tap

Expiration Date

Until further notice

Requirements

4+ years of experience in financial crime roles, specifically with enhanced due diligence (EDD) responsibilities for SME corporate customers in the UK and US
Strong understanding of KYB regulatory requirements and expectations across both jurisdictions
Experience of reviewing, assessing, and articulating risk of high risk customer bases, operating within higher risk sectors
Demonstrated ability to independently review and analyse complex ownership structures, including trusts, funds, offshore vehicles, and multi-layered entities, and make risk-based decisions in line with company risk appetite
Strong analytical, investigative, and report-writing skills with clear documentation of findings
Exceptional attention to detail and the ability to work efficiently in a high-volume, fast-paced environment
Confident communicator, capable of explaining complex decisions to both internal stakeholders and external customers
Comfortable proactively raising questions and identifying areas for improvement

Job Responsibility

Conduct enhanced due diligence (EDD) on SME customers in both the UK and US, with a focus on Know Your Business (KYB) requirements during onboarding and throughout the customer lifecycle
Independently scrutinise and assess complex ownership structures, including layered entities, trusts, offshore elements, and funds, ensuring decisions align with Capital on Tap's risk appetite
Investigate high-risk or suspicious activity by analysing corporate structures, customer profiles, and behaviour to identify and mitigate red flags and indicators of financial crime
Engage directly with customers, when needed, to clarify business activities, ownership, or source of funds/wealth
Make sound, risk-based decisions based on available information and documented rationale
Assess and document Source of Funds (SoF) and Source of Wealth (SoW) where appropriate
Handle Transaction Monitoring alerts and escalations in line with established procedures, ensuring both quality and timeliness are met
Prepare Suspicious Activity Reports (SARs) for internal approval and external submission to relevant authorities (NCA, FINCEN)
Act as a subject matter expert for financial crime escalations, providing support across the wider FinCrime team and business
Support continuous improvement by sharing insights on emerging financial crime typologies and contributing to enhancements in monitoring, onboarding, and ongoing review processes

Fulltime

Fraud & FinCrime Data Analyst

We're looking for a highly technical Risk Analyst/ Data Scientist to join our Fr...

Location

United Kingdom , London

Salary:

Not provided

Capital on Tap

Expiration Date

Until further notice

Requirements

Experience creating and optimising FinCrime detection rules and reports, ideally then building models from this
Highly analytical and comfortable conducting complex analysis using SQL and Python
Exceptional detail orientated, problem solving skills and the ‘can do’ attitude to thrive in a fast paced, high growth environment
Excellent collaboration skills and a natural team player
Strong verbal communication skills including the ability to clearly explain complex concepts to other analysts, business stakeholders and senior leadership
2.1 or above at degree level, preferably in Economics or STEM subject

Job Responsibility

Applying advanced analytics to maximise the efficiency and effectiveness of our Financial Crime detection processes
Supporting the launch of new products and balancing the need for robust fraud and financial crime controls whilst maintaining a positive customer experience
Working with external vendors to continually evaluate innovative or alternative products and tools
Proactively championing best use of AI to accelerate delivery of analytical output and as an integral part of our business solutions
Present and actively collaborate with a wide group of business stakeholders including Operations, Credit, Senior Management, and external business partners

What we offer

Private Healthcare including dental and opticians services through Vitality
Worldwide travel insurance through Vitality
Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)
Salary Sacrifice Pension Scheme up to 7% match
28 days holiday (plus bank holidays)
Annual Learning and Wellbeing Budget
Enhanced Parental Leave
Cycle to Work Scheme
Season Ticket Loan
6 free therapy sessions per year

FinCrime Operations Senior Analyst

As a FinCrime Operations Senior Analyst, you will play a vital role in safeguard...

Location

United States , Austin

Salary:

30.75 USD / Hour

Assessfirst

Expiration Date

Until further notice

Requirements

Strong verbal and written communication skills in English, with the ability to produce clear, concise, accurate, and professional reports, summaries, and customer communications
1-2 years of experience in operations, compliance, or a related field, preferably with exposure to financial crime, KYC/AML, or fraud prevention
Basic understanding of global financial crime regulations, best practices and applicable standards
Ability to work independently and make decisions within well-defined procedures
Proven capacity to maintain a high level of quality and accuracy, with a strong commitment to precise process adherence and meeting established standards, even when managing routine tasks or high workloads
Excellent documentation skills, with the ability to present complex information clearly, concisely, and accurately for both internal and external use, ensuring all decisions are thoroughly supported
Strong organizational skills with the ability to multitask, prioritize effectively, and manage time efficiently in challenging situations
Ability to follow established procedures consistently and efficiently, particularly in handling routine tasks
Willingness to work flexible hours, including shifts, weekends, and public holidays as needed
Proactive attitude with a willingness to learn and develop in the financial crime domain

Job Responsibility

Investigation and Analysis: Conduct thorough reviews and investigations of customer and payment activity, including their use of Wise products, to determine if behavior aligns with expected patterns or portrays higher-risk flags
Due Diligence: Perform meticulous due diligence on customers and businesses, leveraging a variety of publicly available and internal data sources
Risk Assessment: Analyze and evaluate risk factors associated with customer profiles and transactions
Transaction Monitoring: Review customer transaction history, analyzing how they utilize Wise's various products and services to identify unusual patterns or suspicious activities
Escalation: Review and assess internal escalations, whether system-generated or from other teams, making informed decisions on the next steps
Documentation and Record Keeping: Maintain accurate and detailed records of reviews, investigations, decisions, and customer interactions
Compliance Guidelines: Stay up-to-date with relevant KYC/AML/due diligence/fraud regulations, sector’s best practices, market trends, and with changes in typologies and crime trends
Risk Management and Escalation: Escalate critical incidents, high-risk customers, significant control weaknesses, or material breaches to direct leadership
Process Improvement: Contribute to the continuous improvement of FinCrime operations processes by raising issues for process and/or tooling bugs, inefficiencies and suggesting actionable and impactful enhancements
Team Collaboration: Collaborate with senior analysts and other team members to support the overall FinCrime operations function

Fulltime

New

Payops Analyst

The PayOps Analyst is the operational heartbeat of Mews’ Payment Operations func...

Location

United States

Salary:

114500.00 - 135000.00 USD / Year

Mews

Expiration Date

Until further notice

Requirements

6+ years of experience in payments, operations, or fintech
Hands-on experience with PSPs, ideally Stripe and or Adyen
Airwallex or an equivalent provider is also relevant
Strong understanding of card acquiring, payout processes, and authorisation flows
Strong analytical and problem-solving skills, with confidence using data to investigate incidents and identify patterns
Experience with Jira, Confluence, Slack, and operational dashboards
familiarity with Power BI or Databricks is a plus
Clear, effective communication across internal teams and external partners
Regulated financial services experience is helpful, but not required
strong technical PSP experience is the priority

Job Responsibility

Monitor payout timeliness, authorisation success rates, SLA breaches, dispute prevention readiness, and fee accuracy across Stripe and Adyen
Log and manage incidents in the Jira Service Portal, ensuring clear ownership, SLA tracking, and resolution from triage through to close
Perform root cause analysis on recurring failures, escalating where needed and feeding insights back to the PayOps Manager
Support operational readiness checklists for PSP and vendor onboarding, new market entries, and feature launches
Coordinate with Customer Support, Product, FinTech R&D, FinCrime, and PSPs or vendors to resolve escalations quickly and effectively
Prepare weekly KPI reporting and monthly PSP or vendor performance summaries
Maintain the runbook library for recurring issues and standard operating tasks
Flag recurring incidents into the Operational Risk Register for governance review
Track PSP and vendor SLA adherence and provide clear metrics to the PayOps Manager
Draft first-line merchant communications for outages or incidents, with final approval from the PayOps Manager

What we offer

Participation in our company share program
Best-in-class parental leave (6 months fully paid for primary caregivers, 2 months for secondary, available within your first year)
Unlimited paid holiday (yes, really)
Work from anywhere - enjoy the flexibility to work from other countries for a few weeks each year through our compliant and flexible Workation policy
Relocation options available after 1 year
Monthly 'EDGE' time - dedicated to Explore, Develop, Grow, and Elevate yourself
Flexible, hybrid working options
One-off home office setup budget to make your workspace your own
Monthly working-from-home and healthcare allowances (where local healthcare benefits are not in available)

Fulltime

Kyc Analyst

As a KYC Analyst, you will be at the forefront of ensuring seamless onboarding e...

Location

Spain , Barcelona

Salary:

Not provided

Satispay

Expiration Date

Until further notice

Requirements

Working background: You have at least 1 year of experience in a similar role, ideally in a startup or the financial sector
customer care experience is also valued
Relevant Experience: Experience in a high-volume, metrics-driven KYC/customer support role (e.g., meeting daily/weekly targets for response time and resolution)
Legal framework knowledge: Direct experience or comprehensive training in basic anti-money laundering (AML) and know your customer (KYC) procedures
Language proficiency: You have proficiency in English, with knowledge of Italian considered a plus.

Job Responsibility

Perform due diligence: Ensure appropriate client documentation is captured and provide timely onboarding for new consumers
Meet productivity and compliance targets: Manage a daily case queue and ensure consistent throughput while maintaining high quality standards
Analyze and assess profiles: Verify identities, identify potential red flags, and escalate high risk cases to the FinCrime team
Assist customers: Provide assistance primarily via email during the verification and activation process to ensure a smooth and efficient experience
Perform periodic reviews: Support refresh activities, re-verifying customer information, and reassessing risk when triggers occur
Utilize screening databases: Triage potential matches (PEP/sanctions/adverse media), reduce false positives through analysis, and ensure timely resolution within SLAs
Perform risk assessments: Conduct detailed customer risk assessments to identify and evaluate potential risks associated with clients.

What we offer

Unlimited paid time off
Psychological support & mental health webinars with Serenis
Flexible hybrid working system
Extended parental leave
Childcare leave
Professional development programmes
Internal mobility program
Language classes with Preply
Internal workshops & training
Stock Option Plan (with additional grants often provided based on performance)

Fulltime

Merchant Risk Assessment Analyst

In this role, you will assess and monitor merchants and partners throughout thei...

Location

Bulgaria , Sofia; Varna

Salary:

Not provided

myPOS

Expiration Date

Until further notice

Requirements

University degree in the field of Finance or similar
Very good command of written and spoken English
Detail-oriented, organized, with an ability to work well in a dynamic environment
Advanced skills in MS Office (Outlook, Excel, and Word)
Excellent analytical skills

Job Responsibility

Reviews of our (to be) clients, merchants, distributors. Providing post review risk statements
Monitoring new POS device activations, payment functionalities, limits
Detailed reviews of already existing myPOS merchants and their transaction behaviour
Risk cases investigation received via different channels and consequent resolution
Assisting Transaction Monitoring, Chargebacks, FinCrime, Payments, Compliance, Customer service & KYC/KYB teams with risk expertise
Analysis of existing client database
Identification and investigation of fraud & risk patterns and complex business models

What we offer

Annual salary reviews, promotions and performance bonuses
myPOS Academy for upskilling and training
Unlimited access to courses on LinkedIn Learning
Annual individual training and development budget
Refer a friend bonus
Teambuilding, social activities and networks on a multi-national level
Excellent compensation package
25 days annual paid leave (+1 day per year up to 30)
Full “Luxury” package health insurance including dental care and optical glasses
Meal vouchers of 102.26 EUR per month

Fulltime

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FinCrime Analyst

Job Description

Job Responsibility

Requirements

What we offer

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