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The Financial Services Payments Consulting Manager will lead payment strategy development and technology implementation for financial institutions and fintechs. This role partners with financial institutions, fintechs, and internal teams to create end-to-end payment platforms that are secure, resilient, and future-ready. The role is pivotal in driving innovation, enhancing customer experiences, supporting business growth, and navigating complexities within the payments landscape.
Job Responsibility:
Serve as a payments functional manager to design end-to-end solutions across ACH, wire payments, SWIFT, and real-time payment rails (e.g., RTP, FedNow)
Lead current-state assessments and define target-state operating models aligned to business and regulatory requirements
Design modern, API-driven, cloud-ready and/or on-prem payment platforms, including integration patterns and data flows
Provide thought leadership to clients on key industry trends and topics
Understand the vendor landscape and how clients may enable them in their environment
Advise on payment modernization initiatives, including migration from legacy systems
Collaborate with business stakeholders, engineers, vendors, and operations teams to create target state requirements and ensure traceability through to design and implementation
Produce high-quality artifacts (target operating models, requirements, solution designs, etc.)
Ensure solutions meet security, resiliency, compliance, and performance standards
Requirements:
Minimum of 8 years of experience in payments, banking technology, or financial services systems
4+ years of proven hands-on experience with payment solutions for ACH, wires, SWIFT, and real-time payment rails
4+ years end-to-end payment processing, settlement, reconciliation, and exception handling
4+ years of experience designing modern payment solutions using APIs, microservices, and event-driven patterns
Ability to rapidly assess a clients problem/need and provide fact based recommendations (target operating model)
Ability to translate business requirements into clear, pragmatic solutions
Strong communication skills with experience working in client-facing or consulting roles
Nice to have:
Payments experience solutioning leveraging AI
Experience with payment hubs, switches, or core banking integrations
Knowledge of ISO 20022 and large-scale payment modernization programs
Cloud architecture experience (AWS, Azure, or GCP)
What we offer:
medical, dental, and vision insurance with an employer contribution
flexible spending or health savings account
life and AD&D insurance
short and long term disability coverage
paid time off
employee assistance
participation in a 401k program with company match
additional voluntary or legally-required benefits
incentive compensation based on individual and/or company performance