Financial Planner Job at Perspective Financial Group Ltd (Chorley)

Job Description

We are currently looking for an experienced Financial Planner to join our team in Chorley. The successful candidate will have extensive knowledge in providing clients with first class advice in line with the FCA regulations, ensuring a brilliant service.

Job Responsibility

Provide clients with holistic financial planning and advice and make suitable recommendations on how to best meet their goals and financial objectives
Research the marketplace for available products and services, identify clients’ needs, design financial strategies and gain commitment from clients to proceed with recommendations
Provide first class financial planning and advice to both existing and prospective clients
Provision of strategic advice across a variety of financial products and services (pensions, investments and savings, protection)
Assessing client’s financial circumstances, understanding their needs and developing a comprehensive financial plan
Making recommendations to clients that meet their goals and ambitions
Delivering annual reviews to clients on an ongoing service proposition
Ensuring all financial planning and advice is provided in line with the requirements of the FCA including focus on consumer duty requirements and ensuring compliance with all other relevant industry rules and regulations
Cultivating the client base and building relationships
Driving organic growth through generation of new clients and identifying new advice opportunities with existing clients
Keeping abreast of new industry developments
and researching the market to ensure that knowledge is current
Keeping up to date with financial products and legislation
Ensuring compliance with all requirements of an FCA certified function holder
Ensuring CPD is completed on a rolling 12-month basis to the required standard and is sufficient and appropriate for the areas in which you are certified to provide advice and kept up to date at all times
Maintaining performance standards in accordance with Consumer Duty outcomes and those outlined in the Key Performance Indicators section of the Training and Competence procedures
Ensuring that SPS via a recognised body is maintained at all times
Due to the nature of the business the role may also include additional responsibilities considered reasonable by the Company

Requirements

Accuracy, attention to detail and the ability to explain complex information clearly and simply
Strong communication skills
and the ability to ask appropriate questions of clients
Good analytical skills, money management skills and planning skills
Enthusiasm and willingness to assist clients
Ability to manage own workload
Flexible/adaptable to cope with change
To be motivated, friendly and professional at all times
and provide impartial unbiased advice
Excellent time management to ensure appointments are scheduled with realistic time frames
Act in a professional manner when dealing with colleagues/stakeholders
Ability to work as part of a Team
collaborating with the local team including Paraplanners and Administrators
and across the wider business as appropriate
Detailed understanding of the advice process
Detailed understanding of financial planning
Detailed understanding of products and solutions to meet client needs
Up to date knowledge of the financial market place
Good understanding of regulatory requirements
including Consumer Duty requirements
GDPR
and anti-money laundering requirements

What we offer

25 days holiday (rising with length of service) plus Bank Holidays
Holiday Purchase Scheme
Birthday leave
E-Discounts
Electric Car Scheme
Life Assurance
Pension
Corporate Eyecare
Cyclescheme
Employee Referral Scheme
Learning & Development Programme (Perspective Academy)

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