Financial Operations Associate

• Monitor daily cash balances across multiple bank accounts and geographies
• Prepare and update liquidity forecasts to ensure adequate funding for operations
• Support optimization of working capital and daily treasury operations
• Develop and maintain financial models for cash flow, funding, and scenario planning
• Conduct variance analyses between forecasts and actual results, providing insights to management
• Prepare dashboards and recurring reports to support decision-making
• Support execution and reconciliation of cross-border payments
• Liaise with partner banks and payment providers to ensure smooth processing
• Assist in evaluating and onboarding new financial partners
• Maintain treasury and financial data with accuracy and consistency
• Automate recurring reporting tasks using Excel (pivot tables, macros) or other tools
• Ensure systems and spreadsheets are structured and auditable
• Collaborate with compliance and legal teams to ensure treasury operations meet regulatory standards
• Track changes in regulatory frameworks affecting treasury, SPVs, and cross-border operations
• Prepare documentation for internal and external audits
• Partner with operations, compliance, and legal teams to support end-to-end financial processes
• Act as the point of contact for treasury-related questions
• Provide ad hoc analysis and presentations to senior management
• Identify process inefficiencies and recommend improvements
• Support the implementation of new treasury tools, automation, and best practices
• Contribute to knowledge sharing and development of SOPs

• 5+ years of financial operations experience, ideally in fintech, banking, or payments
• Strong background in STEM fields (engineering, economics, mathematics, finance)
• Treasury experience, including cash management, liquidity forecasting, and multi-bank environments
• Advanced Excel and data analysis skills (pivot tables, macros, financial modeling)
• Excellent communication skills in English (written and verbal)
• Strong problem-solving ability and structured thinking
• Comfortable working in fast-paced, cross-border environments
• Ability to collaborate effectively with multiple stakeholders (ops, compliance, legal)

Familiarity with regulatory frameworks, SPVs, or financial structuring is a plus