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An exciting opportunity has been created for a Financial Analyst to join a growing finance operations team. This is a newly created position driven by continued growth in the business and increasing transaction volumes, offering the chance to play a key role in the daily financial operations that support a rapidly expanding payments platform. This role sits within the settlements function and is responsible for ensuring the accurate and timely processing of merchant settlements, supporting financial reporting, and investigating transaction discrepancies. It’s a fantastic opportunity for someone who enjoys working with high-volume financial data, solving problems, and improving processes in a fast-moving environment.
Job Responsibility:
Process and quality check daily merchant settlements
Investigate anomalies and ensure settlements are paid accurately and on time
Review scheme and transaction reports and resolve discrepancies
Validate settlement exception reports and liaise with internal teams to resolve issues
Assist merchants with settlement queries and chargeback processes
Prepare daily and monthly journals and reconciliations
Manage settlement account movements and transfers
Perform bank and scheme reconciliations
Assist with monthly reporting including P&L and settlements reporting
Prepare invoices where required
Investigate flagged transactions and behavioural exceptions
Work with merchants to obtain supporting documentation
Review transaction files for completeness and accuracy
Support onboarding checks for new merchants
Ensure processes comply with financial and regulatory requirements
Support AML and compliance checks where required
Requirements:
Tertiary qualification in Finance, Accounting, Economics or similar
3+ years’ experience in finance, accounting, or financial operations
Strong analytical and problem-solving ability
Intermediate Excel skills
Experience working with high-volume transactions or reconciliations
Ability to work in a fast-paced, deadline-driven environment
Strong communication and collaboration skills
Nice to have:
Experience in payments, banking, or merchant acquiring