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We are looking for an experienced Financial Analyst to join our team in Austin, Texas. This is a long-term contract position offering the opportunity to work remotely while contributing to high-level financial operations. The ideal candidate will excel in analyzing complex financial data, managing risk, and supporting loan structures within a dynamic and regulated market environment.
Job Responsibility:
Conduct detailed financial analyses, including variance analysis and financial modeling, to support decision-making processes
Manage and monitor loan portfolios, focusing on risk assessment, delinquency trends, and covenant compliance
Prepare and submit structured reports related to collateral performance, securitization processes, and investor funding facilities
Utilize advanced data mining techniques and tools, such as SQL and Python, to streamline reporting and enhance accuracy
Collaborate with cross-functional teams, including credit, underwriting, treasury, and capital markets, to ensure compliance and resolve diligence exceptions
Develop and maintain dashboards and automated reporting systems to improve data integrity and reconciliation
Support audit and regulatory requirements by validating loan-level data and enforcing internal controls
Analyze and interpret market trends to provide insights into Non-QM loan execution and secondary market operations
Ensure adherence to financial regulations and internal policies while maintaining high standards of accuracy
Partner with stakeholders to address portfolio surveillance and risk monitoring needs
Requirements:
Proven experience in financial analysis, including financial modeling and variance analysis
Strong background in portfolio surveillance, risk assessment, and collateral performance evaluation
Proficiency in advanced Excel functions and enterprise systems such as Oracle
Hands-on experience with programming languages like Python and data mining techniques
Familiarity with SQL and other tools for efficient data processing and reporting
Knowledge of capital markets and loan structuring, including Non-QM loans and secondary market operations
Ability to collaborate effectively with cross-functional teams in regulated financial environments
Exceptional attention to detail and ability to maintain compliance with financial regulations
What we offer:
medical, vision, dental, and life and disability insurance