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NMI is a PE-backed fintech processing billions in annual payments volume across three lines of business — Gateway, Merchant Central, and Payments — with a newly built data infrastructure and an executive team actively investing in AI-native finance. We're hiring an FP&A Analyst to join a tight, three-person FP&A team rebuilt around clear lanes and real ownership. This is a uniquely broad seat for an early-career analyst. You'll partner with our Revenue FP&A Manager on the full revenue book (Gateway, VAS, Merchant Central, Payments, and commissions) and with our Sr. Financial Analyst on financial operations (opex, balance sheet, cash flow, and vendor management). Your day may span cohort economics in the morning and a cash walk in the afternoon. You'll report to the VP of Finance. The exposure and learning curve are the point.
Job Responsibility
Customer cohort analysis, take rate work, and implied rate decomposition across the revenue book
Commissions calculation, reporting, and support for plan design and automation workstreams
Pipeline and SaaS metrics reporting for Merchant Central — ACV rollforward, renewals, and pipeline coverage
The forecasting model rebuild as it migrates from Excel into our Tableau-based data set
Monthly and quarterly opex BvA across S&M, G&A, and P&E, including headcount and vendor-level detail
Balance sheet and free cash flow modeling — contributing to the EBITDA-to-cash walk
Abacum rollout and driving adoption across stakeholders
Vendor renewal reviews and consolidation analysis
Monthly close support, revenue accruals, and partnership with Accounting
Board and CFO-level reporting packages
Ad hoc analysis for the VP of Finance, CFO, and cross-functional partners
Requirements
1–4 years of relevant experience in FP&A, investment banking, consulting, corporate finance, or adjacent analytical roles
Exceptional new grads with strong internship experience will be considered
Excel fluency. SUMIFS, XLOOKUP, driver-based modeling, and a reflex to reconcile your own numbers
Genuine curiosity about how a business actually works
Clear written and verbal communication
High trust, low ego
Comfort with PE rigor
Nice to have
Experience in payments, fintech, or SaaS
SQL exposure or hands-on work with a data warehouse
Familiarity with an FP&A platform (Abacum, Pigment, Anaplan, Mosaic, or similar)
Early, deliberate use of AI tools in your workflow
What we offer
Base salary range of $85,000–$115,000 depending on experience, plus an annual bonus target
Remote-Enabled & Flexible Hybrid-Based Working Model in our New York City Office