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A leading financial services organization is seeking an Enterprise Payments Solution Architect with deep expertise in Wires to drive end‑to‑end solution design, architecture governance, and technology direction for major payment initiatives. This role translates business and operational needs into secure, scalable, and maintainable technology architectures across multiple platforms and integrations. The architect will work closely with business partners, operations teams, product owners, engineering, infrastructure, and enterprise architecture to ensure solutions align with long-term strategic goals, modernization efforts, and enterprise standards. This role requires strong leadership, the ability to take charge, and comfort operating in a fast‑paced environment.
Job Responsibility:
Develop high‑level architecture and end‑to‑end solution designs aligned to enterprise standards and target‑state vision
Translate business requirements into technical architectures spanning apps, interfaces, integrations, data flows, and platforms
Provide solutioning leadership for initiatives beyond Wires when required
Present and defend solution designs in architecture review and governance forums
Ensure adherence to enterprise architecture patterns, standards, and governance practices
Identify technical risks, constraints, and technical debt
recommend remediation plans
Lead meetings with IT groups, business partners, and operations stakeholders
Guide engineering teams through detailed design to ensure alignment with architectural direction
Resolve cross‑domain and cross‑platform engineering challenges
Take ownership in complex or ambiguous situations—comfortable taking charge
Maintain solution and domain roadmaps, supporting modernization and future‑state evolution
Evaluate emerging technologies, integration patterns, and architectural trends
Promote reuse of standards, frameworks, and best practices across delivery teams
Requirements:
Bachelor's degree in Computer Science, Information Systems, Engineering, or equivalent experience
5+ years of experience across multiple IT disciplines, including at least two of the following: Solution or Application Architecture, Application Development, Middleware / Integration, Database Engineering / Operations, Infrastructure / Platform Technologies
Experience working in complex enterprise environments
Strong understanding of Wires is required
Understanding of ecosystem interfaces and upstream/downstream integrations impacted by Wires
Nice to have:
Experience in financial services or other highly regulated industries
Familiarity with integration patterns (API, batch, event-driven, messaging)
ACI MTS experience is a plus
Experience collaborating across business, product, engineering, and infrastructure teams
Strong communication skills with the ability to explain architecture decisions to both technical and non‑technical audiences