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Embedded Deposit Product Manager

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Citizens Bank

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Location:
United States , New York ▼

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Category:
Finance

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Contract Type:
Not provided

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Salary:

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Job Description:

Citizens Bank is seeking a highly motivated, strategic, and execution‑oriented Product Manager to join the Embedded Finance team as an Embedded Deposit Product Manager (VP). This role will be responsible for driving the strategy, solutioning, and execution of embedded deposit partnerships across priority verticals, with a primary focus on insured deposit networks, Registered Investment Advisors (RIAs), and domestic financial institution services, including correspondent banking.

Job Responsibility:

  • Drive solutioning and execution of new embedded deposit partnerships across key verticals including insured deposit networks, RIAs, and domestic financial institutions
  • Serve as the primary owner for assessing inbound embedded deposit opportunities, conducting gap analysis
  • Identify and evaluate new embedded deposit verticals, building and owning business cases
  • Partner with internal product, risk, compliance, and operations teams to drive alignment and execution on new product development needs, enhancements to existing deposit products, updates to risk frameworks and controls, and operational model changes
  • Develop deep expertise in Citizens Liquidity and Deposit products
  • Support select embedded payments partnership opportunities
  • Act as a central point of coordination across stakeholders to ensure embedded deposit initiatives progress efficiently

Requirements:

  • 5–10+ years of experience in financial services
  • Experience in product management, liquidity, deposits, embedded finance, or related roles
  • Strong understanding of deposit products, liquidity management, and banking operating models
  • Experience partnering with fintechs, platforms, RIAs, or financial institutions to deliver integrated or embedded financial solutions
  • Demonstrated ability to build business cases, assess product‑market fit, and drive cross‑functional execution in regulated environments
  • Strong analytical skills and business judgment
  • Excellent communication, stakeholder management, and influencing skills
  • Self‑starter with strong prioritization, program management, and execution discipline
  • Familiarity with Agile delivery frameworks and product delivery tools is preferred
  • Bachelor’s Degree required
What we offer:
  • Competitive pay
  • Comprehensive medical, dental and vision coverage
  • Retirement benefits
  • Maternity/paternity leave
  • Flexible work arrangements
  • Education reimbursement
  • Wellness programs

Additional Information:

Job Posted:
March 27, 2026

Employment Type:
Fulltime
Work Type:
On-site work
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