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Citizens Bank is seeking a highly motivated, strategic, and execution‑oriented Product Manager to join the Embedded Finance team as an Embedded Deposit Product Manager (VP). This role will be responsible for driving the strategy, solutioning, and execution of embedded deposit partnerships across priority verticals, with a primary focus on insured deposit networks, Registered Investment Advisors (RIAs), and domestic financial institution services, including correspondent banking.
Job Responsibility:
Drive solutioning and execution of new embedded deposit partnerships across key verticals including insured deposit networks, RIAs, and domestic financial institutions
Serve as the primary owner for assessing inbound embedded deposit opportunities, conducting gap analysis
Identify and evaluate new embedded deposit verticals, building and owning business cases
Partner with internal product, risk, compliance, and operations teams to drive alignment and execution on new product development needs, enhancements to existing deposit products, updates to risk frameworks and controls, and operational model changes
Develop deep expertise in Citizens Liquidity and Deposit products
Support select embedded payments partnership opportunities
Act as a central point of coordination across stakeholders to ensure embedded deposit initiatives progress efficiently
Requirements:
5–10+ years of experience in financial services
Experience in product management, liquidity, deposits, embedded finance, or related roles
Strong understanding of deposit products, liquidity management, and banking operating models
Experience partnering with fintechs, platforms, RIAs, or financial institutions to deliver integrated or embedded financial solutions
Demonstrated ability to build business cases, assess product‑market fit, and drive cross‑functional execution in regulated environments
Strong analytical skills and business judgment
Excellent communication, stakeholder management, and influencing skills
Self‑starter with strong prioritization, program management, and execution discipline
Familiarity with Agile delivery frameworks and product delivery tools is preferred