Distribution Finance Underwriting Associate

• Be responsible for the underwriting of basic floor plan lending transactions
• Analyze customer financial, organizational and credit information and prepare credit write ups
• Identify relevant business, market and other commercial risks faced by the customer
• Review new credit requests and monitor existing credit facilities on an ongoing basis
• Assist in portfolio management including reviewing waiver requests, satisfying credit conditions and assessing collateral information in support of new and existing credit facilities
• Use results of analysis and sound judgment, approve or decline transactions within delegated credit authority and make sound recommendations for transactions which exceed delegated authority
• Operate in a regulated environment and adhere to all regulatory and compliance requirements

• 6+ months of Distribution Finance Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• 6+ months of financial analysis experience or similar experiences/ exposure in reviewing financial statements
• Proficient in MS Office (Word, Excel, PowerPoint)
• Strong communication skills and the ability to work effectively and cooperatively with internal stakeholders and clients which include dealers, distributors and manufacturers
• Demonstrate strong attention to detail, recognize the importance of data integrity and adherence to credit policy and procedures
• Possess fundamental knowledge of corporate legal structures, security and documentation requirements, and security perfection including familiarity with PPSA and RDPRM
• Working knowledge in various inventory finance programs and agreements
• Undergraduate degree in Commerce, Business, Accounting, Finance or equivalent work experience in commercial finance lending or within the commercial banking industry
• Bilingual (French/English) is preferred but not required

Bilingual (French/English)