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The purpose of the Dispute resolution specialist is to handle and resolve customer in a fair, transparent and timely manner. The successful candidate will be the key point of contact within our External Complaint team for all escalated complaints received from the Financial Ombudsman Service (FOS) and will be responsible for thorough and timely investigation and response, meeting all dispute resolution guidelines as set forth by the Financial Conduct Authority. (FCA)
Job Responsibility:
Investigate, manage and resolve FOS and other escalated and complex customer disputes, in accordance with the FCA DISP rules
Act as the primary liaison between Clearpay and the FOS Investigators and Ombudsmen, managing all correspondence and information requests
Ensure all complaints are handled within regulated timelines (SLAs) and in compliance with FCA DISP rules and Consumer Duty requirements
Provide support to the Customer Service team for escalated complaints, where first and second level resolution team members have not been able to resolve
Prepare detailed, logical and well explained complaint responses to the FOS, other dispute resolution bodies and consumer advocacy groups
Identify trends, service issues and root cause of complaints, providing insights to leadership for process improvements
Maintain accurate, up-to-date records of all FOS case files, including evidence correspondence and outcomes
Manage multiple complaint cases simultaneously and in an efficient manner
Focus on providing a supportive customer experience and ensuring timely and fair outcomes are achieved
Other tasks and ad hoc projects within the scope of the role may be required from time to time
Requirements:
Proven background in FOS Complaints Handling and Customer Service
Strong understanding of FOS guidelines, FCA DISP rules and Consumer Duty
Proven experience in conflict resolution and strong problem solving abilities
Demonstrated experience in complaint resolution, including communication and management of complaint cases to external groups and governing bodies
Strong verbal & written communication skills - ability to draft detailed, logical and comprehensive findings to external dispute bodies
Strong time management skills and ability to meet deadlines
Section 75 disputes experience a plus
Tertiary qualifications and/or equivalent industry experience is preferred
Nice to have:
Strong passion for Clearpay
Customer-focused approach
Enjoys critical thinking and problem-solving
Ability to exercise discretion and independent decision-making
Strong ability to multi-task and work under time constraints to meet deadlines