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We are looking for a confident, customer-focused professional to take full ownership of the cardholder disputes process. You won't just be processing tickets; you will manage the lifecycle of a dispute from start to finish. Your goal is to ensure every case is investigated thoroughly to achieve fair, consistent outcomes that balance customer satisfaction with regulatory compliance.
Job Responsibility:
Engage with cardholders to resolve transaction queries and determine the most effective dispute strategy
Evaluate dispute claims to establish validity and determine chargeback rights
Conduct thorough investigations by analysing transaction patterns, supporting documentation, internal communication, spending patterns, and dispute history
Compile evidence and initiate Chargeback Disputes for UK and US markets, ensuring strict adherence to Visa’s timeframes and regulations
Communicate directly with customers during fraud investigations to gather evidence before delivering fair, logical, and evidence-based decisions
Maintain expert knowledge of Visa Core Rules (including Dispute Time Limits) to maximise claim success rates
Proactively identify fraudulent transaction trends and collaborate with the Fraud team to update internal rules and prevent future losses
Requirements:
1+ years of experience within the cards or payments industry, with specific exposure to card scheme core rules and FCA regulations
Proven ability to manage a complex caseload within regulatory timescales and internal SLAs
A self-starter who can operate independently, taking full ownership and accountability for their decisions
Meticulous in investigating data and documentation to ensure accuracy in every case
A strong work ethic with a desire to identify process improvements and drive higher customer satisfaction
What we offer:
Private Healthcare including dental and optician services through Vitality