Director Private Bank First Line Credit Risk

• Lead and Manage: Oversee a team of senior risk managers and analytics professionals, fostering a culture of accountability and collaboration
• Risk Governance: Propose, review, and manage credit risk KRIs/KPIs to monitor portfolio health
• Analytics & Reporting: Partner with internal analytics teams (ED&A, CPAR) to deliver actionable insights and comprehensive credit risk reporting
• Asset Quality Reviews: Organize and lead AQRs for all consumer and commercial products
• Policy Oversight: Conduct annual credit policy reviews and attestations
• propose policy changes and manage approval processes with 2nd line
• Exception & Outlier Management: Build and maintain reporting for loans outside policy and ensure accuracy of exception reporting
• Data Integrity: Ensure systemic accuracy in automated credit decisions and maintain data integrity across source systems
• Model Development: Collaborate with 2nd line oversight on models, loss frameworks, and associated tools
• Cross-Functional Leadership: Coordinate with credit officers, portfolio risk management, internal audit, and regulatory bodies

• 10+ years in credit risk management, with significant leadership experience in consumer and commercial lending
• Strong knowledge of credit policy, risk analytics, and regulatory requirements
• Exceptional analytical, strategic thinking, and communication skills
• ability to influence at all levels
• Bachelor’s degree required
• advanced degree or professional certifications (e.g., CFA, FRM) preferred

advanced degree or professional certifications (e.g., CFA, FRM)

• comprehensive medical, dental and vision coverage
• retirement benefits
• maternity/paternity leave
• flexible work arrangements
• education reimbursement
• wellness programs
• opportunity to earn an annual discretionary bonus