Director, Portfolio Credit Strategy Job at T-Mobile (Bellevue)

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Private Bank Underwriting & Portfolio Management Director

The Private Bank Underwriting & Portfolio Management Director is the executive r...

Location

United States , Johnston; San Francisco; Boston; Westwood; New York

Salary:

238000.00 - 300000.00 USD / Year

Citizens Bank

Expiration Date

May 31, 2026

Requirements

Bachelor's degree in Finance, Accounting, Business Administration, Economics, or a related discipline
10+ years of extensive executive-level experience in underwriting, portfolio management, or credit risk management across consumer, commercial, or private banking
Expertise across a broad range of credit types
from standardized consumer lending to highly bespoke commercial and specialty structures
Deep understanding of regulatory frameworks, risk governance, credit policy, and enterprise risk disciplines
People management experience and demonstrated ability to lead and develop teams and influence decisions across a complex, matrixed organization
Strong analytical capabilities, excellent communication skills, and executive presence
Proven track record of balancing business growth with disciplined credit judgment
Experience overseeing quality control, workflow prioritization, and timely completion of credit reviews, risk ratings, covenant monitoring, and annual reviews
Proven success designing or enhancing credit processes, monitoring frameworks, and policy initiatives

Job Responsibility

Sets the strategic direction for underwriting and portfolio management across the Private Bank's full lending suite
Aligns credit analysis and decisioning tools with the Private Bank's credit policy, product procedures, and overall private bank strategy/service objectives
Works closely with Product Directors to ensure credit structures, policies, and portfolio strategies support product competitiveness and client needs
Plays a central role in Private Bank business planning, risk strategy, and strategic growth initiatives
Oversees underwriting quality, credit decisioning, and risk assessment across all consumer, specialty, and commercial lending solutions
Ensures consistency, fairness, and disciplined judgment across underwriting teams and product types
Establishes underwriting standards, due diligence frameworks, and approval protocols that align with regulatory expectations and business objectives
Provides senior level oversight and decision making on complex, bespoke, and high profile credit opportunities
Supports 1st line credit risk with ongoing portfolio monitoring and analytics across all Private Bank lending portfolios
Reviews credit performance, emerging trends, segment dynamics, concentration risk, and potential vulnerabilities

What we offer

comprehensive medical, dental and vision coverage
retirement benefits
maternity/paternity leave
flexible work arrangements
education reimbursement
wellness programs
annual discretionary bonus

Fulltime

Senior Managing Director, Credit Risk and Portfolio Analytics

At OneMain, credit risk isn’t just about managing loss — it’s about enabling res...

Location

United States , Wilmington

Salary:

Not provided

OneMain Financial

Expiration Date

Until further notice

Requirements

15+ years of experience in consumer credit risk, portfolio analytics, or financial services risk leadership
Deep expertise in credit forecasting, CECL, loss modeling, and portfolio performance management
Strong understanding of consumer lending products, underwriting, and risk governance
Exceptional executive communication skills — able to translate analytics into strategic insight
Proven experience leading and developing high‑performing analytical and risk teams
Experience in a publicly traded financial institution or large consumer lender

Job Responsibility

Lead enterprise‑wide credit loss and delinquency forecasting across Personal Loans, Auto Finance, and Credit Cards
Own the CECL loan loss reserve framework, ensuring accuracy, transparency, and compliance with accounting and regulatory standards
Partner closely with Finance and Treasury to embed credit forecasts into capital planning, stress testing, and liquidity strategy
Deliver clear, actionable portfolio insights to senior management and the Board of Directors
Identify emerging risks, shifts in borrower behavior, and performance trends across products, channels, and customer segments
Translate complex credit and economic dynamics into concise executive narratives that drive informed decisions
Monitor macroeconomic conditions, labor markets, and consumer trends to assess portfolio impact and forward‑looking risk
Lead enterprise credit risk oversight, including decision governance, policy adherence, and portfolio monitoring
Maintain strong underwriting, decisioning, and monitoring frameworks
Provide independent challenge to credit strategies, models, and major business initiatives

What we offer

Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
Up to 4% matching 401(k)
Employee Stock Purchase Plan (10% share discount)
Tuition reimbursement
Paid time off (15 days’ vacation per year, prorated based on start date)
Paid sick leave as determined by state or local ordinance (prorated based on start date)
11 Paid holidays (4 floating holidays, prorated based on start date)
Paid volunteer time (3 days per year, prorated based on start date)

Fulltime

Nordics CCB Head, Managing Director

CCB Nordics is a fast-growing business with the ambition to significantly scale ...

Location

Sweden , Stockholm

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Fluency in English, Swedish and ideally more Nordic languages
A minimum of 15 years of experience in a commercial or corporate banking environment
Solid understanding of the banking industry, across all banking products as relevant for CCB
Experience in working in Nordics banking environment
Demonstrated ability to drive significant revenue/profit growth in a banking business
Experience in setting business strategy and risk appetite
Global mindset
experience in working with global/international companies and international banking
Personal network among Nordic international companies
Strong risk skills from a global/well known bank or a Senior Credit Officer at Citi

Job Responsibility

Lead CCB business for mid-sized companies across the Nordics
Drive differentiated solutions in the market to achieve growth targets, leveraging Citi global network
Senior client coverage for existing and prospect companies
Drive cross-selling products like cash management, trade, FX, capital markets and wealth management
Build and retain a high-performing team with focus on developing talent
Grow the credit portfolio by selecting and lending to industry winners
Leverage partnerships with industry and product experts as well as Nordic senior team
Collaborate closely with Risk, Compliance and Audit teams to ensure regulatory adherence
Internal and external face of the CCB Nordics franchise, communicating with partners and stakeholders.

Fulltime

Vice President or Senior Director, Credit Risk

KOHO is seeking an exceptional leader in Credit Risk who combines strategic visi...

Location

Canada

Salary:

225000.00 - 325000.00 CAD / Year

KOHO

Expiration Date

Until further notice

Requirements

15+ years of experience in credit risk, including 7+ years in a leadership role
Extensive expertise in consumer credit risk across the lifecycle—preferably in fintech, challenger banks, or alternative lending environments
Proven track record building credit risk functions through high growth phases
Experience managing managers and directors across modeling, strategy, and risk analytics
Expert knowledge of credit data, scoring systems, and risk governance frameworks
Proven track record influencing senior stakeholders and working cross-functionally
The ability to communicate complex credit risk concepts to diverse audiences
Hands-on experience with risk infrastructure, decision engines, and reporting tools
Excellent written and verbal communication skills with the ability to present to the Board and executive leadership
Passion for developing inclusive teams and mentoring talent

Job Responsibility

Architect and execute KOHO’s credit risk strategy across all lending products
Build and scale teams, managing multiple levels of talent responsible for credit risk modeling, strategy, reporting, and governance
Design and implement credit policies, underwriting guidelines, and credit lifecycle strategies (origination, limit management, collections, and recovery)
Define and monitor key credit risk metrics, portfolio trends, and early warning indicators
Drive data-driven decision-making in product development, pricing, and growth initiatives
Lead credit risk governance and deliver strategic insights to internal and external stakeholders including the Board, risk committees, and investors
Partner with Finance on portfolio forecasting and debt facility management
Lead regulatory examinations and maintain relationships with regulators on credit risk matters
Ensure audit readiness and regulatory compliance, including IFRS9 reporting and credit loss provisioning
Present to and advise the Board Risk Committee on credit portfolio performance, emerging risks, and strategic initiatives

What we offer

Competitive compensation & equity
Fantastic, Deeply Engaged Team
Generous vacation + Wellness days + Flex Days + holiday closure
Remote-first environment + coworking support + yearly all hands retreat
Access to coaching & growth programs
Parental top-up & leave policies
Comprehensive health benefits
Power-up budgets for books, home office setup, phone & internet, AI tools, and professional development

Fulltime

UK Commercial Banking - Portfolio Risk Head - Director

The Portfolio Risk Head for UK CCB is responsible for providing 2nd Line of Defe...

Location

United Kingdom , London

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Extensive knowledge and accreditation as Senior Credit Office or equivalent from other comparable institutions along with solid managerial experience
Requires a broad and comprehensive understanding of the credit risk field, recognized as a subject matter expert
Demonstrated thought leadership, developing new techniques, methodologies, and approaches for credit risk management
Proven track record of innovation and groundbreaking developments in credit risk assessment and mitigation
Expertise in evaluating complex issues with substantial impact, utilizing in-depth quantitative and qualitative analysis
Ability to drive change within and beyond the organization, shaping operational strategies and influencing industry standards
Exceptional communication skills, including clear articulation, effective presentation of complex information, and empathetic response
Advanced skills in mediating disputes and advocating for organizational interests with high-level stakeholders
Capability to challenge established norms and pioneer new approaches in complex domains
Proven ability to guide decision-making processes and implement technical solutions effectively

Job Responsibility

Lead key risk reviews, ensuring compliance and mitigating threats
Critically evaluate assigned portfolios, identifying and assessing emerging risks
Drive continuous improvement of credit risk processes and standards for assigned entities
Oversee and validate corrective action plans for identified issues, addressing concerns from control functions
Review, challenge and provide approval for the assigned portfolio credits and/or recommendations to more senior credit officers as needed
Provide independent assessments on the accuracy and appropriateness of risk ratings and classifications for assigned portfolios
Assist Senior Risk Heads in orchestrating regional and/or global tasks using innovative techniques and methodologies
Develop strategic plans to enhance the efficiency and effectiveness of the organization
Collaborate with other credit risk families to support the best outcome for Citi, sharing and implementing best practices
Manage relationships and expectations of external regulators, Regulatory reporting, Risk, Finance, and Accounting Policy

What we offer

Generous holiday allowance starting at 27 days plus bank holidays
increasing with tenure
A discretional annual performance related bonus
Private medical insurance packages to suit your personal circumstances
Employee Assistance Program
Pension Plan
Paid Parental Leave
Special discounts for employees, family, and friends
Access to an array of learning and development resources

Fulltime

Banamex Collections Risk Director

The Credit Portfolio Senior Group Manager is a senior management-level position ...

Location

Mexico , Ciudad De Mexico

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

15+ years of relevant experience
Experience in people management
Comprehensive understanding of the industry and direct competitors' products and services
Comprehensive understanding of strategic direction of the function
In-depth conceptual/practical grounding in the function and/or expertise in related subject areas
Bachelor's degree/University degree or equivalent experience
Master's degree preferred

Job Responsibility

Lead a team/organization responsible for risk management activities associated with the retail credit portfolio
Meet and exceed Partner/Banamex Profit & Loss (P&L) and performance expectations
Manage new account strategy development, account management strategy development and non-scoring models
Analyze credit risk and provide credit recommendations and guidance to senior risk managers
Apply understanding of inherent credit risks for a range of banking products including lending, structured/acquisition finance, and capital markets transactions
Analyze transactions and assist in structuring transactions to contain Banamex’s credit risk within acceptable parameters
Conduct internal and external oversight reviews and manage Operating Committee engagement
Produce credit and exposure analyses to ensure aggregate risk exposure to customers remains appropriate to credit standing
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Banamex, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.

Fulltime

Managing Director, Head of Core Segment, Citi Commercial Bank

Citi Commercial Bank (CCB) in Hong Kong is seeking a highly experienced and dyna...

Location

Hong Kong , Kowloon City

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Minimum of 15+ years of experience in commercial banking, corporate banking, or a related financial services role, with a strong focus on strategy, business development, and portfolio management
Proven and strong track record of successfully managing and leading teams through complex change
a reputation for retaining, attracting and developing talent
Proven track record of success in leading and growing client segments
Demonstrated experience in managing significant P&L responsibilities and driving financial performance
Ability to influence and collaborate effectively across all levels of the organization
Exceptional ability to formulate and execute strategic plans for market penetration and growth
Significant experience with commercial credit decision making authority, with experience in complex capital structures and cross border transactions
Strong financial analytical skills and understanding of corporate finance, credit risk, and product profitability
Minimum intermediate level credit skills with the capability to demonstrate advanced level credit skills to be appointed a senior credit officer

Job Responsibility

Develop and articulate a clear strategic roadmap for the segment, aligning with CCB's overall growth objectives
Oversee the management and performance of a high-volume client portfolio, focusing on revenue generation, profitability, and risk mitigation
Lead a high-performing team of banking professionals focused on digital sales, relationship management, and credit analysis
Lead efforts to identify, acquire, and grow relationships, including startups, high-growth companies, and digitally native businesses
Identify market opportunities, emerging trends, and competitive landscape to position Citi as the preferred banking partner for these client types
Manage the segment's P&L and return, including revenue targets, expense management, and capital allocation
Ensure effective collaboration with internal stakeholders across credit, product and operations
Collaborate with product teams to tailor and develop innovative banking solutions (e.g., cash management, trade finance, lending, FX) that meet the specific needs of clients
Drive innovation in digital client acquisition, onboarding, and servicing models to achieve high-volume scalability
Implement data-driven strategies for targeted client outreach and portfolio expansion

Fulltime

New

Corporate Banker - Global Capital Management - Director

Sponsor Portfolio Coverage Group (SPCG) is a Client Coverage team within Capital...

Location

United States , New York

Salary:

200000.00 - 300000.00 USD / Year

Citi

Expiration Date

May 10, 2026

Requirements

12+ years of relevant experience
Business Senior Credit Officer preferred (or achievable in near term)
Experience in people management
Strong corporate finance skills
In-depth experience advising clients on debt and capital management, markets solutions and other strategic solutions across Institutional products
Strong understanding on how to navigate Citi's Network to deliver results on TTS and Markets requirements
Demonstrated ability to balance time between internal management and client coverage
Demonstrated understanding of compliance issues and regulatory requirements
Proven leadership skills and intellectual capability to create momentum and a collective agenda across multiple products with a diverse population and competing priorities
Demonstrated intellectual grasp of the Leveraged Credit and Sponsor relationship complexities

Job Responsibility

Primary day-to-day CB Coverage Banker responsibilities for the portfolio
Develop and execute client and product strategies relevant to the Sponsor Portfolio Clients including financing, derivatives, foreign exchange and cash management solutions
Own the first line of defense responsibility for assessing the credit risk of portfolio companies in order to define Citi's risk appetite
Work with TTS and Markets to determine risk appetite as well as risk mitigation strategies for new origination
Prioritize resources and prioritize client tiering and develop appropriate coverage plan
Work with team and partners to manage overall client relationships and provide a wide range of treasury and corporate finance solutions across the ICG offering, as well as support our advisory efforts by building and maintaining Trusted Advisor relationship with client seniors
Meet revenue goals, returns hurdles and other goals related to budget, risk management, and credit allocation in partnership with Banking, Product and Risk
Ensure client relationships and proposed client solutions meet or exceed internal risk and return standards, including stringent ethical standards and anticipated future changes in the marketplace
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the Firm's reputation and safeguarding Citi, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgement regarding personal behavior, conduct and business practices
Escalating, managing and reporting control issues with transparency, as well as effectively supervising the activity of direct & matrix reports as well as the broader team, and create accountability with those who fail to maintain these standards

What we offer

medical, dental & vision coverage
401(k)
life, accident, and disability insurance
wellness programs
paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays

Fulltime

!

Director, Portfolio Credit Strategy

T-Mobile

Location:
United States , Bellevue ▼
Frisco

Category:
Finance

Contract Type:
Not provided

Salary:

Job Description:

Job Responsibility:

Requirements:

Nice to have:

Additional Information:

Job Posted:
March 04, 2026

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