Director, Portfolio Credit Strategy Job at T-Mobile (Bellevue)

Senior Managing Director, Credit Risk and Portfolio Analytics

At OneMain, credit risk isn’t just about managing loss — it’s about enabling res...

Location

United States , Wilmington

Salary:

Not provided

OneMain Financial

Expiration Date

Until further notice

Requirements

15+ years of experience in consumer credit risk, portfolio analytics, or financial services risk leadership
Deep expertise in credit forecasting, CECL, loss modeling, and portfolio performance management
Strong understanding of consumer lending products, underwriting, and risk governance
Exceptional executive communication skills — able to translate analytics into strategic insight
Proven experience leading and developing high‑performing analytical and risk teams
Experience in a publicly traded financial institution or large consumer lender

Job Responsibility

Lead enterprise‑wide credit loss and delinquency forecasting across Personal Loans, Auto Finance, and Credit Cards
Own the CECL loan loss reserve framework, ensuring accuracy, transparency, and compliance with accounting and regulatory standards
Partner closely with Finance and Treasury to embed credit forecasts into capital planning, stress testing, and liquidity strategy
Deliver clear, actionable portfolio insights to senior management and the Board of Directors
Identify emerging risks, shifts in borrower behavior, and performance trends across products, channels, and customer segments
Translate complex credit and economic dynamics into concise executive narratives that drive informed decisions
Monitor macroeconomic conditions, labor markets, and consumer trends to assess portfolio impact and forward‑looking risk
Lead enterprise credit risk oversight, including decision governance, policy adherence, and portfolio monitoring
Maintain strong underwriting, decisioning, and monitoring frameworks
Provide independent challenge to credit strategies, models, and major business initiatives

What we offer

Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
Up to 4% matching 401(k)
Employee Stock Purchase Plan (10% share discount)
Tuition reimbursement
Paid time off (15 days’ vacation per year, prorated based on start date)
Paid sick leave as determined by state or local ordinance (prorated based on start date)
11 Paid holidays (4 floating holidays, prorated based on start date)
Paid volunteer time (3 days per year, prorated based on start date)

Fulltime

Managing Director, Credit & Underwriting

CREA, LLC is a full-service low-income housing tax credit (LIHTC) syndicator for...

Location

United States , Indianapolis

Salary:

Not provided

CREA (IN)

Expiration Date

Until further notice

Requirements

A master’s degree in real estate, finance, accounting, or a related discipline is required
A minimum of ten years of hands-on LIHTC credit / risk experience and strong knowledge of real estate investment principles & financial analysis are required
Demonstrated leadership experience with the ability to mentor, inspire, and develop a growing team is essential
The ideal candidate is highly motivated, self-directed, organized, and comfortable taking on new responsibilities in a dynamic environment
Proficiency in Microsoft Excel, Word, PowerPoint, Outlook, and Co-Pilot is required
Travel, including occasional overnight stays, may be required

Job Responsibility

Lead the Credit & Underwriting department, managing workflow, resources, and staff development to meet company production goals
Utilize LIHTC and real estate expertise to identify significant risks to proposed investments and develop strategies to mitigate development team, investment structure, market, operational, tax, compliance, and construction risks
Review investment proposal submissions, provide technical guidance to committees and staff, and communicate underwriting findings and conclusions to leadership and appropriate stakeholders throughout the investment process
Develop and lead strategic departmental initiatives that support corporate needs, improve efficiency, and align with industry best practices
Regularly review and recommend updates to Investment Guidelines, legal and documentation requirements, and departmental Policies and Procedures based on market observations and industry feedback
Collaborate with key members of the organization to provide seamless service to CREA stakeholders and help resolve conflicts arising from risk mitigation, structuring, or execution issues
Monitor portfolio, partner, and vendor performance to proactively identify concerns, support decision-making, and manage expected outcomes, deliverables, and costs
Manage and enhance the Credit & Underwriting team through leadership, hiring, career development, training, and day-to-day guidance
Delegate workload, risk exposure, and partner relationships across the team in alignment with experience, capacity, and business priorities
Collaborate with Human Resources to maintain job descriptions, assigned responsibilities, career paths, and anticipated departmental staffing needs

Fulltime

Senior Director, Credit Risk and Analytics

Lead and scale the Credit Risk & Analytics function driving AI/ML-based underwri...

Location

United Kingdom; United States; Canada; Germany; France; Ireland

Salary:

Not provided

Deel

Expiration Date

Until further notice

Requirements

A minimum of 15 years in credit risk management, including leadership roles in consumer and small business lending
Hands-on experience building, validating, deploying AI/ML underwriting or scoring models
Experience leveraging alternative data sets for Consumer and SME lending
Demonstrated success in managing credit risk for new products, markets, and customer segments
Strong leadership, with ability to train non‑technical stakeholders in analytics and risk concepts
Degree in Finance, Economics, Risk Management, Statistics, or related field
Master’s preferred
Relevant certifications (e.g., CFA, FRM, PRM) will be considered a strong advantage

Job Responsibility

Build and maintain a credit risk analytics capability to provide timely, actionable insights for portfolio optimisation, loss forecasting, and provision adequacy
Lead iterative development of underwriting and pricing models - from evaluating AI/ML algorithms, sourcing alternative data to production deployment and continuous optimization with cross-functional partners
Identify and integrate non-traditional data sources (e.g., transactional, behavioural) to boost predictive accuracy and credit access for underserved markets
Architect real time monitoring frameworks and automated alerting systems for portfolio health, KRIs, concentration exposure, and collections performance
Ensure proactive risk identification for new products, markets, or customer segments
Design and execute A/B testing frameworks for new underwriting/scoring criteria, pricing, and customer segments
Develop and implement credit risk governance processes, including Credit Committees, actionable reporting and escalation protocols
Ensure models and analytics pipelines are auditable, scalable, deployment-ready, and aligned with best practices
Collaborate with Product, Sales, Operations, Compliance, and Engineering to align underwriting strategy with business objectives and economic levers
Employ predictive analytics to improve collections strategy, focusing on customer outcomes and recovery efficiency

What we offer

Stock grant opportunities dependent on your role, employment status and location
Additional perks and benefits based on your employment status and country
The flexibility of remote work, including optional WeWork access

Fulltime

Vice President or Senior Director, Credit Risk

KOHO is seeking an exceptional leader in Credit Risk who combines strategic visi...

Location

Canada

Salary:

225000.00 - 325000.00 CAD / Year

KOHO

Expiration Date

Until further notice

Requirements

15+ years of experience in credit risk, including 7+ years in a leadership role
Extensive expertise in consumer credit risk across the lifecycle—preferably in fintech, challenger banks, or alternative lending environments
Proven track record building credit risk functions through high growth phases
Experience managing managers and directors across modeling, strategy, and risk analytics
Expert knowledge of credit data, scoring systems, and risk governance frameworks
Proven track record influencing senior stakeholders and working cross-functionally
The ability to communicate complex credit risk concepts to diverse audiences
Hands-on experience with risk infrastructure, decision engines, and reporting tools
Excellent written and verbal communication skills with the ability to present to the Board and executive leadership
Passion for developing inclusive teams and mentoring talent

Job Responsibility

Architect and execute KOHO’s credit risk strategy across all lending products
Build and scale teams, managing multiple levels of talent responsible for credit risk modeling, strategy, reporting, and governance
Design and implement credit policies, underwriting guidelines, and credit lifecycle strategies (origination, limit management, collections, and recovery)
Define and monitor key credit risk metrics, portfolio trends, and early warning indicators
Drive data-driven decision-making in product development, pricing, and growth initiatives
Lead credit risk governance and deliver strategic insights to internal and external stakeholders including the Board, risk committees, and investors
Partner with Finance on portfolio forecasting and debt facility management
Lead regulatory examinations and maintain relationships with regulators on credit risk matters
Ensure audit readiness and regulatory compliance, including IFRS9 reporting and credit loss provisioning
Present to and advise the Board Risk Committee on credit portfolio performance, emerging risks, and strategic initiatives

What we offer

Competitive compensation & equity
Fantastic, Deeply Engaged Team
Generous vacation + Wellness days + Flex Days + holiday closure
Remote-first environment + coworking support + yearly all hands retreat
Access to coaching & growth programs
Parental top-up & leave policies
Comprehensive health benefits
Power-up budgets for books, home office setup, phone & internet, AI tools, and professional development

Fulltime

Director, IT Portfolio Management

Responsible for Project and Portfolio Management (PPM) strategy, planning and de...

Location

United States , West Des Moines; Sioux Falls; Chicago

Salary:

115531.00 - 240690.00 USD / Year

Sammons Financial Group

Expiration Date

Until further notice

Requirements

College Degree in field relevant to role
Minimum 7 years' IT governance, project and program management experience, or the equivalent combination of education and/or relevant experience
Experience working in an Information Technology organization
Proven experience with project and portfolio processes, SDLC, waterfall and agile methodologies and management of IT Policy and associated processes and procedures
Demonstrated superior organization, leadership, project management, risk analysis/mitigation, critical thinking and decision-making skills
Strong analytical skills necessary to synthesize data from multiple sources
Demonstrated ability to prepare and present compelling communication both internal and external to IT as well as to executive leadership
Demonstrated ability to collaborate across a complex organization and simultaneously support multiple business units and activities at once
Excellent leadership skills including demonstrated ability to develop, manage and execute processes that will successfully plan, manage, track, analyze and communicate on all aspects of IT operations with the ability to effectively administer numerous high priority activities at once
Ability to work and excel in a variably paced, highly technical environment, with excellent customer service while maintaining the ability to guide and focus others

Job Responsibility

Responsible for Project and Portfolio Management (PPM) strategy, planning and delivery for PPM processes, data and systems while negotiating common metrics and Key Performance Indicators (KPIs) with the PPM business process owners
Lead development, promotion, support and improvement of repeatable processes, methods, measures and leading practices across the enterprise to provide reliable data to leaders to enable value-added business decisions
Participate in the ongoing process improvement of IT governance with IT Leaders while supporting the development and implementation of associated IT policies and processes through strategic direction
Responsible for managing and coordinating the IT operational metrics and reporting processes to track, develop, report and communicate IT operational, portfolio and process performance
Lead the definition of PPM information management principles, guidelines, patterns, and standards around data accuracy, reporting and measurements
Facilitate continuous planning processes to ensure alignment of strategy, road-map and portfolio goals across the individual business units and, where applicable, across the enterprise. Includes strong meeting administration to support execution of the continuous planning and lean business case process objectives and goals
Lead and monitor the implementation of PPM measurement systems throughout the enterprise. Provide technical mentoring, guidance and clarification to other process experts and implementation resources
Provide insightful analysis of data and key metrics to effectively communicate and educate the IT Leadership of operational and portfolio trends assisting them in addressing the overall health of IT
Deliver key management communications associated with the department when necessary
may prepare and present executive level communication materials – both internal and external to IT including Executive Committee level – by synthesizing information from various sources

What we offer

Health, Dental, Vision, Company Paid Retirement, PTO and Holiday Pay
Employee Stock Ownership Plan (ESOP) is a 100% company-funded retirement plan
Healthy balance between work and personal lives. Friday afternoons off all year long, competitive PTO, and generous number of paid holidays
Incentive program for defined goals subject to eligibility and performance. Monetary rewards are based on individual and/or overall company performance
Colleagues who support one another, model our core values, and drive our healthy, high-performing culture

Fulltime

Director of Servicing - Strategy & Analytics

The position is responsible for owning end-to-end analytics, insights, and story...

Location

United States

Salary:

140000.00 - 180000.00 USD / Year

GoodLeap

Expiration Date

Until further notice

Requirements

Bachelor’s degree required
advanced degree preferred
10+ years of experience in analytics, strategy, or finance within consumer lending, servicing, collections, or capital markets
Strong proficiency in SQL and Python
experience with Tableau or similar BI tools preferred
Expert-level Microsoft Excel skills (advanced formulas, modeling, automation) and PowerPoint
Experience working with large datasets in cloud or distributed environments (e.g., Databricks, Snowflake)
Deep understanding of servicing and collections performance metrics, delinquency behavior, and loan lifecycle analytics
Strong familiarity with investor reporting, structured finance concepts, and portfolio-level performance analysis
Exceptional ability to communicate complex analytical concepts clearly and confidently to executives and investors

Job Responsibility

Own servicing and collections analytics across all investor portfolios, including delinquency, roll rates, cure behavior, loss mitigation performance, recoveries, and long-term credit outcomes
Confidently engage directly with investors to discuss performance of purchased portfolios, answer questions, and provide clear, data-backed explanations
Translate complex analytical findings into concise, compelling narratives tailored to executives, investors, and operational leaders
Provide senior leadership and direction over existing servicing and collections analytics functions, including KPIs, scorecards, dialer performance, agent productivity, and operational effectiveness
Partner closely with Capital Markets, Treasury, Risk, Product, Business Intelligence, and Operations to align data definitions & assumptions
Provides leadership and strategic oversight to servicing and collections analytics teams

Fulltime

UK Commercial Banking - Portfolio Risk Head - Director

The Portfolio Risk Head for UK CCB is responsible for providing 2nd Line of Defe...

Location

United Kingdom , London

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Extensive knowledge and accreditation as Senior Credit Office or equivalent from other comparable institutions along with solid managerial experience
Requires a broad and comprehensive understanding of the credit risk field, recognized as a subject matter expert
Demonstrated thought leadership, developing new techniques, methodologies, and approaches for credit risk management
Proven track record of innovation and groundbreaking developments in credit risk assessment and mitigation
Expertise in evaluating complex issues with substantial impact, utilizing in-depth quantitative and qualitative analysis
Ability to drive change within and beyond the organization, shaping operational strategies and influencing industry standards
Exceptional communication skills, including clear articulation, effective presentation of complex information, and empathetic response
Advanced skills in mediating disputes and advocating for organizational interests with high-level stakeholders
Capability to challenge established norms and pioneer new approaches in complex domains
Proven ability to guide decision-making processes and implement technical solutions effectively

Job Responsibility

Lead key risk reviews, ensuring compliance and mitigating threats
Critically evaluate assigned portfolios, identifying and assessing emerging risks
Drive continuous improvement of credit risk processes and standards for assigned entities
Oversee and validate corrective action plans for identified issues, addressing concerns from control functions
Review, challenge and provide approval for the assigned portfolio credits and/or recommendations to more senior credit officers as needed
Provide independent assessments on the accuracy and appropriateness of risk ratings and classifications for assigned portfolios
Assist Senior Risk Heads in orchestrating regional and/or global tasks using innovative techniques and methodologies
Develop strategic plans to enhance the efficiency and effectiveness of the organization
Collaborate with other credit risk families to support the best outcome for Citi, sharing and implementing best practices
Manage relationships and expectations of external regulators, Regulatory reporting, Risk, Finance, and Accounting Policy

What we offer

Generous holiday allowance starting at 27 days plus bank holidays
increasing with tenure
A discretional annual performance related bonus
Private medical insurance packages to suit your personal circumstances
Employee Assistance Program
Pension Plan
Paid Parental Leave
Special discounts for employees, family, and friends
Access to an array of learning and development resources

Fulltime

Sr Director, Finance (Division CFO) - FLC

This role requires a high-acuity strategic and operational finance leader with r...

Location

United States , Deerfield

Salary:

200000.00 - 275000.00 USD / Year

Baxter

Expiration Date

Until further notice

Requirements

Bachelor's degree in Accounting or Finance
20+ years of experience in strategic finance and/or commercial role required
General knowledge of GAAP accounting principles, tax and legal accounting
Deep experience with capital equipment + consumables + software business models
Experience in connected-device/cloud-integrated ecosystems and cybersecurity-impacted product lines
Prior senior finance leadership roles in medical devices, healthcare technology, or digital health are an asset
Demonstrated turnaround, restructuring, or portfolio-repositioning experience
Exceptional business acumen and judgment
Strong negotiation, interpersonal communication, collaboration, and presentation skills
Proven ability to lead multiple, competing priorities

Job Responsibility

Shape FLC's multi-year strategy across monitoring, connectivity, analytics, and workflow solutions
Understand procedure drivers and consolidate market models
Partner with the division president and cross-functional leaders to pressure-test strategic assumptions
Drive portfolio strategy to grow high-value modalities and rationalize underperforming areas
Develop market, competitive, and multi scenario financial models
Steward full P&L encompassing top-line growth, margin management, and financial planning cycles
Strengthen commercial execution in long-cycle capital equipment environments
Optimize reimbursement frameworks, pricing architecture, discounting, and tender economics
Benchmark against major competitors
Financial modeling for organic and inorganic investments

What we offer

Support for Parents
Continuing Education/Professional Development
Employee Health & Well-Being Benefits
Paid Time Off
2 Days a Year to Volunteer
Medical and dental coverage starting day one
Basic life, accident, short-term and long-term disability, and business travel accident insurance
Employee Stock Purchase Plan (ESPP)
401(k) Retirement Savings Plan (RSP) with company matching
Flexible Spending Accounts

Fulltime

Select Country

Director, Portfolio Credit Strategy

Job Description

Job Responsibility

Requirements

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