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This role leads a team of credit risk professionals and statisticians in the design, execution, and optimization of advanced analytical frameworks to assess, quantify, and mitigate T-Mobile’s credit risk exposure. The team manages credit losses across the T-Mobile Financial LLC loan portfolio and service receivable balances for T-Mobile USA, Inc.
Job Responsibility:
Lead, develop, and mentor a high-performing team of credit risk professionals and statisticians
Direct the design, validation, implementation, and performance monitoring of credit risk strategies and statistical models
Ensure strong governance and disciplined execution of credit strategies and financial decisions
Translate complex data analysis into clear, actionable insights for senior leaders
Improve portfolio asset quality by reinforcing sound credit practices
Develop and oversee key risk indicators (KRIs)
Review and challenge analytical methodologies
Advise senior management on credit risk model development
Partner with internal stakeholders and external agents to align credit risk strategies
Requirements:
Bachelor’s degree in business management, accounting, engineering or related field
More than 10 years’ experience required, leading credit risk management in a mid- to large-sized consumer lending or credit servicing business with a track record of delivering superior financial performance
At least 18 years of age
Legally authorized to work in the United States
Nice to have:
4-7 years’ experience preferred with retail industry receivables management and factoring and/or securitization
combined experience in financial services and retail with a credit extension program is preferred