Director of Direct Lending

• Oversee research, development, communication, and implementation of consumer lending policies
• Analyze lending data to identify risks, trends, and areas for improvement
• Ensure lending volume and profit goals are met
• Maintain integrity and performance of all Consumer Lending Rules and Decisioning
• Build and maintain strong relationships with line of business management and risk management teams
• Conduct risk-based reviews of consumer lending operations
• Identify weaknesses in credit processes and emerging trends impacting operations
• Recommend solutions for gaps in credit policy
• Collaborate with regulators and auditors to ensure sound Credit Review processes

• Bachelor’s degree or minimum of 8 years in consumer credit underwriting
• At least 6 years of progressive credit underwriting experience
• Minimum 3 years of leadership/supervisory experience
• Proficiency in DNA, credit report analysis, and loan origination
• Strong skills in Microsoft Excel, Word, and PowerPoint

Health, Dental, Vision, 401(k), Paid Time Off