Director, Credit Risk Management Job at T-Mobile (Frisco)

Director- Risk Management

Location

United Kingdom , London

Salary:

Not provided

Mastercard

Expiration Date

Until further notice

Requirements

Graduate degree in business, finance or a related discipline
Experience in credit risk assessment, financial statements analysis and management is a prerequisite
Experience in / knowledge of the banking sector and the European payments regulation landscape are a strong plus
Experience in leading complex, cross functional initiatives or programmes end to end, from scoping and prioritisation through implementation and ongoing oversight
Ability to manage a portfolio of risk initiatives, balancing priorities, dependencies and resources
Commercial mindset to with sound judgement to balance between risk and reward in support of sustainable customer growth
Ability to think outside the box and identify potential sources of risk and provide solutions, strong analytical and problem-solving skills
Strong negotiation and influencing skills, including at the very senior management levels
Ability to manage through a crisis, leading a team to make tough decisions with imperfect/incomplete information
Excellent written and verbal English communication skills

Job Responsibility

Own and manage the CRM initiatives for Europe while ensuring they are scalable across other regions
Leading the end-to-end governance and delivery of complex, cross-functional CRM initiatives across Europe — from scoping and stakeholder alignment through to implementation and post-launch monitoring
Establishing and maintaining a programme-level view of CRM priorities, dependencies, and risks across the European portfolio, with regular reporting and clear escalation paths to the Head of CRM
Driving initiative prioritisation and resource allocation decisions in partnership with the Head of CRM, ensuring team capacity is directed at the highest-impact workstreams
Partnering with senior stakeholders to embed CRM initiatives into wider business processes, ensuring alignment with CRM strategy and effective translation of strategic objectives into day to day execution
Developing and maintaining CRM playbooks, frameworks, and operating procedures that can be scaled and replicated across markets
Understanding and partnering to design innovative approaches to cater to customers with different business models
Proactively liaising with CRM Directors and Risk Managers to identify and develop risk mitigants for customers

Fulltime

Senior Managing Director, Credit Risk and Portfolio Analytics

At OneMain, credit risk isn’t just about managing loss — it’s about enabling res...

Location

United States , Wilmington

Salary:

Not provided

OneMain Financial

Expiration Date

Until further notice

Requirements

15+ years of experience in consumer credit risk, portfolio analytics, or financial services risk leadership
Deep expertise in credit forecasting, CECL, loss modeling, and portfolio performance management
Strong understanding of consumer lending products, underwriting, and risk governance
Exceptional executive communication skills — able to translate analytics into strategic insight
Proven experience leading and developing high‑performing analytical and risk teams
Experience in a publicly traded financial institution or large consumer lender

Job Responsibility

Lead enterprise‑wide credit loss and delinquency forecasting across Personal Loans, Auto Finance, and Credit Cards
Own the CECL loan loss reserve framework, ensuring accuracy, transparency, and compliance with accounting and regulatory standards
Partner closely with Finance and Treasury to embed credit forecasts into capital planning, stress testing, and liquidity strategy
Deliver clear, actionable portfolio insights to senior management and the Board of Directors
Identify emerging risks, shifts in borrower behavior, and performance trends across products, channels, and customer segments
Translate complex credit and economic dynamics into concise executive narratives that drive informed decisions
Monitor macroeconomic conditions, labor markets, and consumer trends to assess portfolio impact and forward‑looking risk
Lead enterprise credit risk oversight, including decision governance, policy adherence, and portfolio monitoring
Maintain strong underwriting, decisioning, and monitoring frameworks
Provide independent challenge to credit strategies, models, and major business initiatives

What we offer

Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
Up to 4% matching 401(k)
Employee Stock Purchase Plan (10% share discount)
Tuition reimbursement
Paid time off (15 days’ vacation per year, prorated based on start date)
Paid sick leave as determined by state or local ordinance (prorated based on start date)
11 Paid holidays (4 floating holidays, prorated based on start date)
Paid volunteer time (3 days per year, prorated based on start date)

Fulltime

Senior Director, Credit Risk and Analytics

Lead and scale the Credit Risk & Analytics function driving AI/ML-based underwri...

Location

United Kingdom; United States; Canada; Germany; France; Ireland

Salary:

Not provided

Deel

Expiration Date

Until further notice

Requirements

A minimum of 15 years in credit risk management, including leadership roles in consumer and small business lending
Hands-on experience building, validating, deploying AI/ML underwriting or scoring models
Experience leveraging alternative data sets for Consumer and SME lending
Demonstrated success in managing credit risk for new products, markets, and customer segments
Strong leadership, with ability to train non‑technical stakeholders in analytics and risk concepts
Degree in Finance, Economics, Risk Management, Statistics, or related field
Master’s preferred
Relevant certifications (e.g., CFA, FRM, PRM) will be considered a strong advantage

Job Responsibility

Build and maintain a credit risk analytics capability to provide timely, actionable insights for portfolio optimisation, loss forecasting, and provision adequacy
Lead iterative development of underwriting and pricing models - from evaluating AI/ML algorithms, sourcing alternative data to production deployment and continuous optimization with cross-functional partners
Identify and integrate non-traditional data sources (e.g., transactional, behavioural) to boost predictive accuracy and credit access for underserved markets
Architect real time monitoring frameworks and automated alerting systems for portfolio health, KRIs, concentration exposure, and collections performance
Ensure proactive risk identification for new products, markets, or customer segments
Design and execute A/B testing frameworks for new underwriting/scoring criteria, pricing, and customer segments
Develop and implement credit risk governance processes, including Credit Committees, actionable reporting and escalation protocols
Ensure models and analytics pipelines are auditable, scalable, deployment-ready, and aligned with best practices
Collaborate with Product, Sales, Operations, Compliance, and Engineering to align underwriting strategy with business objectives and economic levers
Employ predictive analytics to improve collections strategy, focusing on customer outcomes and recovery efficiency

What we offer

Stock grant opportunities dependent on your role, employment status and location
Additional perks and benefits based on your employment status and country
The flexibility of remote work, including optional WeWork access

Fulltime

Senior Director Credit Risk

Join us to build a more rewarding financial future for all Canadians. We’re look...

Location

Canada , Calgary

Salary:

Not provided

Neo Financial

Expiration Date

Until further notice

Requirements

A minimum of 7 years of extensive senior leadership experience in leading and developing consumer credit risk functions at a fast-growing organization, preferably within the tech space
Extensive knowledge of and experience with consumer credit risk management and loss mitigation
Excellent communication skills
ability to develop concise summaries of complex analyses and data appropriate for various levels of consumption ranging from board members to team members across the company
Commercial orientation with P&L understanding of Consumer lending products
A business leader with strong experience building and scaling a risk team
Experience overseeing complex projects through completion
Entrepreneurial DNA - comfortable building a business from the ground up, making decisions in the face of ambiguity (but make data-driven decisions when possible) and dealing with major challenges along the way with poise
Strategic thinker with a strong ‘business sense’
Excellent EQ - managing relationships with a large external network of partners, as well as building and managing an internal team

Job Responsibility

Oversee the strategy and execution of Neo’s one or more of Neo’s consumer credit risk functions in order to effectively enable sound strategies to manage risk and profitability
Identify opportunities to grow our lending businesses, including growth and optimization of existing products, new card launches, and new lending product development
Work closely with Credit Risk and Collections internal counterparties (Products, Tech, Growth, Finance) to ensure that policies and strategies are aligned with Neo’s corporate goals
Develop and oversee the creation of credit risk and lending models, tools, systems, and processes to enable effective and scalable decision-making throughout the company, providing critical risk information and insights to all relevant stakeholders (Board, investors, CEO, senior management team, etc.)
Identify and ensure the development & maintenance of the required operational reporting to ensure tracking of the performance of our credit risk and collections strategies relative to internal targets and external benchmarks
Manage relationships with credit risk counterparts at Neo’s third party funders, cultivating trust and strong working relationships needed for Neo to achieve its growth objectives
Develop and maintain a strong interaction with 2nd and 3rd lines of defense in complying with Neo’s risk appetite
Grow Neo's capabilities in industry leading risk management practices by staying up to date on emerging trends and technologies and adopting them where appropriate
Work with the management team to develop and execute corporate strategy and business plans to ensure that the company attains its short and long-term growth objectives
Provide a risk lens and thought leadership on strategic opportunities to grow and scale the business that balances Neo’s growth objectives with its risk tolerance

What we offer

All team members have a stake in Neo’s success and earn meaningful equity through stock options

Fulltime

Vice President or Senior Director, Credit Risk

KOHO is seeking an exceptional leader in Credit Risk who combines strategic visi...

Location

Canada

Salary:

225000.00 - 325000.00 CAD / Year

KOHO

Expiration Date

Until further notice

Requirements

15+ years of experience in credit risk, including 7+ years in a leadership role
Extensive expertise in consumer credit risk across the lifecycle—preferably in fintech, challenger banks, or alternative lending environments
Proven track record building credit risk functions through high growth phases
Experience managing managers and directors across modeling, strategy, and risk analytics
Expert knowledge of credit data, scoring systems, and risk governance frameworks
Proven track record influencing senior stakeholders and working cross-functionally
The ability to communicate complex credit risk concepts to diverse audiences
Hands-on experience with risk infrastructure, decision engines, and reporting tools
Excellent written and verbal communication skills with the ability to present to the Board and executive leadership
Passion for developing inclusive teams and mentoring talent

Job Responsibility

Architect and execute KOHO’s credit risk strategy across all lending products
Build and scale teams, managing multiple levels of talent responsible for credit risk modeling, strategy, reporting, and governance
Design and implement credit policies, underwriting guidelines, and credit lifecycle strategies (origination, limit management, collections, and recovery)
Define and monitor key credit risk metrics, portfolio trends, and early warning indicators
Drive data-driven decision-making in product development, pricing, and growth initiatives
Lead credit risk governance and deliver strategic insights to internal and external stakeholders including the Board, risk committees, and investors
Partner with Finance on portfolio forecasting and debt facility management
Lead regulatory examinations and maintain relationships with regulators on credit risk matters
Ensure audit readiness and regulatory compliance, including IFRS9 reporting and credit loss provisioning
Present to and advise the Board Risk Committee on credit portfolio performance, emerging risks, and strategic initiatives

What we offer

Competitive compensation & equity
Fantastic, Deeply Engaged Team
Generous vacation + Wellness days + Flex Days + holiday closure
Remote-first environment + coworking support + yearly all hands retreat
Access to coaching & growth programs
Parental top-up & leave policies
Comprehensive health benefits
Power-up budgets for books, home office setup, phone & internet, AI tools, and professional development

Fulltime

Director - Consumer Credit Risk

To support the Risk Function in delivering it’s objective of safeguarding the ba...

Location

India , Noida

Salary:

Not provided

Barclays

Expiration Date

Until further notice

Requirements

Over 15 years’ experience in Credit Risk domain and understanding of consumer credit risk journey
Experience in leading an analytical team to drive risk insights and create risk requirements and thresholds
Understanding of BFA toolkit and customer duty principles is a plus

Job Responsibility

Lead and develop a team of Barclays Financial Assistance (BFA) Risk in India to drive robust 2nd line risk oversight
Report and monitor BFA performance and drive discussions to improve / remediate performance
Build stakeholder relationship with 1st line BFA team, operations, and portfolio risk teams to drive effective BFA outcomes and toolkit
Drive analytics and insights on improving BFA performance through capacity planning
Manage adherence and build controls to relevant BFA policies and standards and exception reporting
Development of strategic direction for risk, including the implementation of up-to-date methodologies and processes
Management of the risk department, including oversight of risk colleagues and their performance, implementation of risk priorities and objectives, oversight of department efficiency and effectiveness
Relationship management of risk stakeholders, including identifying relevant stakeholders, and maintenance of the quality of external third-party services
Adherence to the Risk policy, standards and frameworks, and maintaining a robust control environment

What we offer

Wellness rooms
On-site cafeterias
Fitness centers
Mental health support
Inclusive culture
Flexible working arrangements
Hybrid working

Fulltime

Credit Risk Supervisor Director

Our client a Hedge Fund based in mid-town NYC continues to build out their physi...

Location

United States , New York

Salary:

Not provided

Robert Half

Expiration Date

Until further notice

Requirements

Minimum of 5 years of experience in credit risk management within the oil and gas industry
Proven expertise in developing and utilizing credit risk models
Strong leadership skills with the ability to manage cross-functional teams
In-depth knowledge of natural gas and power markets
Excellent analytical and problem-solving abilities
Familiarity with regulatory requirements and compliance standards in finance
Effective communication skills to present complex financial data to various stakeholders
Bachelor's degree in finance, economics, or a related field
advanced degree preferred

Job Responsibility

Oversee and manage counterparty credit risk, focusing on natural gas and power sectors
Develop and implement advanced credit risk models to assess and mitigate potential financial exposures
Collaborate with internal teams to ensure alignment of credit risk strategies with organizational goals
Lead efforts to monitor and evaluate creditworthiness of counterparties, ensuring compliance with industry standards
Provide strategic recommendations to executive leadership based on financial analysis and risk assessments
Supervise the preparation and review of financial reports related to credit risk management
Identify opportunities for process improvements and implement solutions to optimize risk management operations
Maintain a deep understanding of market trends and their impact on credit risk
Manage relationships with external stakeholders, including auditors and regulatory bodies
Ensure adherence to all relevant regulations and company policies in credit risk practices

What we offer

medical, vision, dental, and life and disability insurance
eligible to enroll in our company 401(k) plan

Credit Risk Manager (Insurance focus) - Director

Primary coverage for the role is European insurance companies and therefore prov...

Location

United Kingdom , London

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Solid and extensive Credit Risk experience of the European insurance sector including life, non-life and composite insurers
An understanding of the European regulatory landscape, topical issues and the key risk considerations associated with these clients
Ability to multi-task often to tight deadlines whilst managing stakeholder expectations
Experience of Global Markets products including complex transactions and associated legal documentation
Demonstrated thought leadership, developing new techniques, methodologies, and approaches for credit risk management
Expertise in evaluating complex issues with substantial impact, utilizing in-depth quantitative and qualitative analysis
Exceptional communication skills, including clear articulation, effective presentation of complex information, and empathetic response
Advanced skills in mediating disputes and advocating for organizational interests with high-level stakeholders
A strong team player and collaborative mindset
Capability to challenge established norms and pioneer new approaches in complex domains

Job Responsibility

Partner with 1LoD to risk manage designated client portfolio in a proactive and timely manner
Provide review, challenge and credit decisioning for the assigned portfolio of FIG clients and/or recommendations to more senior credit officers as needed
Independently assess the accuracy and appropriateness of risk ratings and classifications for assigned client portfolio
Critically evaluate assigned portfolio(s) identifying and assessing emerging risks
Be alert to outsized exposures including CCR factor sensitivities for designated portfolio understand the drivers of Citi's exposure to these clients
Escalate early and often, maintain a culture of no surprises
Drive continuous improvement of credit risk processes and standards for assigned entities
Identify opportunities for simplification and improvement in credit related processes including the use of Citi AI tools
Oversee and validate corrective action plans for identified issues, addressing concerns from control functions
Contribute to periodic Insurance related portfolio health reviews for EMEA clients

What we offer

Generous holiday allowance starting at 27 days plus bank holidays
increasing with tenure
A discretional annual performance related bonus
Private medical insurance packages to suit your personal circumstances
Employee Assistance Program
Pension Plan
Paid Parental Leave
Special discounts for employees, family, and friends
Access to an array of learning and development resources

Fulltime

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Director, Credit Risk Management

Job Description

Job Responsibility

Requirements

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