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Deposit Operations Specialist

United States, Elmwood Park · Job Posted April 16, 2026
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Job Description

Seeking an experienced Deposit Operations Specialist to support daily banking operations, including ACH processing, wire transfers, reconciliations, and exception handling. This role requires strong knowledge of deposit operations and regulatory compliance.

Job Responsibility

  • Process ACH transactions, returns, exceptions, and Fed adjustments
  • Handle domestic/international wires and daily reconciliations
  • Perform account maintenance, disputes, and transaction research
  • Prepare check deposits, cash letters, and adjustments
  • Support IRA, IOLTA, and other deposit products
  • Investigate fraud cases and assist with garnishments/subpoenas
  • Review exception items and resolve discrepancies
  • Collaborate with internal teams to ensure timely processing

Requirements

  • 3+ years of bank deposit operations experience (required)
  • Strong knowledge of NACHA regulations and ACH processing
  • Experience with wires, reconciliations, and exception handling
  • Proficient in Microsoft Office (Excel, Word, Outlook)
  • Strong attention to detail, organization, and communication skills

What we offer

  • medical
  • vision
  • dental
  • life and disability insurance
  • 401(k) plan

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