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Seeking an experienced Deposit Operations Specialist to support daily banking operations, including ACH processing, wire transfers, reconciliations, and exception handling. This role requires strong knowledge of deposit operations and regulatory compliance.
Job Responsibility:
Process ACH transactions, returns, exceptions, and Fed adjustments
Handle domestic/international wires and daily reconciliations
Perform account maintenance, disputes, and transaction research
Prepare check deposits, cash letters, and adjustments
Support IRA, IOLTA, and other deposit products
Investigate fraud cases and assist with garnishments/subpoenas
Review exception items and resolve discrepancies
Collaborate with internal teams to ensure timely processing
Requirements:
3+ years of bank deposit operations experience (required)
Strong knowledge of NACHA regulations and ACH processing
Experience with wires, reconciliations, and exception handling
Proficient in Microsoft Office (Excel, Word, Outlook)
Strong attention to detail, organization, and communication skills