This list contains only the countries for which job offers have been published in the selected language (e.g., in the French version, only job offers written in French are displayed, and in the English version, only those in English).
The Default Reporting Specialist is responsible for producing, validating, and delivering accurate and timely default-reporting to investors and insurers within the delinquency and default mortgage servicing lifecycle. This role supports servicing leadership, default operations teams (collections, loss mitigation, foreclosure, bankruptcy, REO), compliance, and investor reporting needs. The Default Reporting Specialist ensures default reporting aligns with internal policy, investor requirements, and regulatory expectations while identifying illogical status codes, trends, and recommending process improvements.
Job Responsibility:
Reviews, prepares, and submits monthly default status and delinquency reporting to investors and insurers
Ensures monthly reporting is accurate - works with other default areas to resolve illogical reporting conditions
Ensures monthly reporting is delivered timely according to investor/insurer requirements
Resolves investor/insurer edits/correction requests within 24 hours of receipt
Escalates problems with reporting submission and inaccurate codes prior to reporting deadlines
Responds to audit requests and audit findings relative to default reporting
Ensure reports are delivered on time to internal stakeholders and external parties (investors, auditors, etc.) as required
Perform reconciliations, variance analysis, exception review, and root-cause investigation for illogical and/or inaccurate status and RFD codes
Maintains documentation for report logic and reporting errors
Identify trends in default reporting performance
Monitor KPI/SLA performance for default reporting
Present insights and recommendations to leadership to drive operational improvements
Partner with Default Ops, Data/BI, and Compliance to improve reporting processes, automate manual reporting, and refine metric definitions
Support creation of dashboards and repeatable report templates
Contribute to change management during system updates, mapping changes, or investor requirement changes
Requirements:
2+ years of experience in mortgage default reporting for Fannie Mae, Freddie Mac, PMI, FHA, VA, and USDA
Working knowledge of default servicing functions: collections, loss mitigation, foreclosure, bankruptcy, and REO
Proficiency with Excel (pivot tables, advanced formulas, data validation, reconciliations)
Experience producing recurring operational or investor-facing reports with strong attention to detail
Ability to interpret and apply metric definitions and business rules consistently
Strong communication skills — able to explain report results, variances, and definitions to non-technical stakeholders
Minimum education requirement: High school diploma or GED equivalent required
What we offer:
competitive salary and 401 (k) plan
comprehensive medical, dental, & vision benefits
in-office snacks and drinks, and Bagel Fridays
pre-tax deductions for public transportation, rideshare services, and parking expenses
Company-wide orientation and other learning & development opportunities
17 days paid time off, sick days, and 11 company holidays
12 weeks off for both birthing and non-birthing parents - fully paid