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Embark on a transformative journey as a "Decision Analyst" at Barclays, where you'll spearhead the evolution of our digital landscape, driving innovation and excellence. You'll harness cutting-edge technology to revolutionize our digital offerings, ensuring unapparelled customer experiences. The Portfolio Credit Analytics & Strategy team is at the forefront of shaping Barclays' unsecured lending strategies through rigorous data analysis and actionable insights. Working closely with senior leaders across Product, Finance, and Risk, the team drives strategic recommendations on Product, Affordability, and Securitization, with a strong focus on analytical quantification. As an in-business function, the team primarily supports the analytical agenda for unsecured lending products, including, but not limited to, Pricing and Limit strategies, ensuring robust decision-making at every turn.
Job Responsibility:
Identification and extraction of relevant data from various internal and external sources
Performing sensitivity analysis and scenario planning
Monitoring and evaluation of the performance of existing models
Development and implementation of data quality control procedures
Building and validation of quantitative models to support decision-making across different business areas
Requirements:
Really strong data skills using SAS, SQL & Python
A decision analyst must possess strong analytical and quantitative skills to evaluate data, identify patterns and trends, and generate insights that support effective business decision-making
Attention to detail is critical for a decision analyst to ensure data accuracy, validate assumptions, and identify inconsistencies that could impact the quality of analyses or recommendations
Hands-on experience in developing predictive statistical models, forecasting techniques, machine learning & Risk-Reward models, demonstrating your proficiency in applying advanced analytics to real business challenges
Solid proven experience in making strategic recommendations through analytics in Unsecured lending (Cards/Loans/Overdrafts), Banking, Retail, eCommerce or pharmaceutical domains
Decision analysts must demonstrate critical and strategic thinking, enabling them to solve complex business problems, assess trade-offs, evaluate risks, and develop data-driven solutions that optimize outcomes
Nice to have:
Effective articulation and story-telling ability, enabling you to communicate complex analytical findings in a clear and compelling manner to diverse stakeholders
Strong commercial understanding of unsecured lending products, risk and affordability policy, and the key drivers of revenue, risk, and cost, equipping you to provide strategic recommendations that balance growth and risk mitigation