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Data and Credit Bureau Attributes Specialist Consumer Credit Risk

India, Mumbai · Job Posted October 08, 2025
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Job Description

The Data & Credit Bureau Attributes Specialist (AVP) - Consumer Credit Risk is responsible for overseeing the end-to-end lifecycle of data utilized in credit risk decisioning systems, rules engines, and regulatory reporting. This role involves leading the integration, governance, and transformation of complex data sets, ensuring the accuracy, consistency, and control of data across multiple platforms and processes.

Job Responsibility

  • Develop and enforce a governance framework that ensures the accuracy, security, and quality of data throughout its lifecycle
  • Oversee the transformation of raw and disparate data sets into actionable insights that support strategic and tactical decision-making within credit risk frameworks
  • Lead the end-to-end delivery process for building, testing, and deploying data pipelines
  • Ensure that all data driving regulatory reporting is accurate, timely, and adheres to compliance standards
  • Engage with senior stakeholders across Risk, IT, Compliance, and Business units
  • Lead innovation efforts that enhance the automation, scalability, and efficiency of data integration and controls

Requirements

  • Bachelor's degree in a relevant field (e.g., finance, risk management, information technology)
  • Experience in designing and implementing data governance frameworks that align with regulatory standards
  • Experience with data controls, summarization, and transformation in a credit risk context
  • Experience with modern data integration tools, cloud platforms, and emerging AI technologies
  • Experience in SAS, SAS/Stat, SQL
  • Strong financial management skills with experience managing large-scale data projects

Nice to have

  • Master's degree or certifications in credit risk, financial analysis
  • Certifications in Data Governance, Data Management, or Risk Technology
  • Experience with Digital, Big Data mining tools and technology
  • Experience working in a large, sophisticated credit granting organization with major credit card, financial services, retail or consulting business
  • Experience working with Python & R
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