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The Senior Associate in Banking Operations will be responsible for managing chat interactions with Canadian credit card customers, addressing various inquiries while ensuring compliance with banking regulations. Candidates should have strong written communication skills and experience in customer support, particularly in the BFSI sector. A graduate degree is preferred, and the role requires availability for night shifts. Key performance metrics will include customer satisfaction and adherence to compliance standards. The Customer Support Executive will handle chat-based interactions for Canadian credit card customers with their queries pertaining to credit card accounts, address change or others miscellaneous issues. The role involves assisting customers with account inquiries, statements, outstanding balances, settlements, disputes, documentation requests, and general post-closure support while ensuring compliance with Canadian banking regulations and data privacy standards. This, being live chat, is a fast-paced environment.
Job Responsibility:
Handle customer interactions via live chat in a professional and timely manner
Address queries related to: credit card accounts
statements and outstanding balances
Payments and settlements
Interest and fee clarifications
Refunds (if applicable)
Dispute status follow-ups
Account Closure requests
Various general customer inquires
Ensure accurate documentation of customer conversations in CRM systems
Meet defined KPIs: AHT (Average Handle Time)
CSAT (Customer Satisfaction)
Quality & Compliance scores
Productivity metrics
Maintain strict adherence to: Canadian banking compliance requirements
PCI-DSS guidelines
Data privacy and confidentiality standards
Escalate complex cases to supervisors or relevant internal teams
Participate in refresher trainings and process updates
Requirements:
Graduate (preferred)
1–3 years of experience in International chat process (preferably BFSI)
1–3 years of experience in Credit card or banking operations
Strong written English communication skills
Good typing speed (minimum 30–35 WPM preferred)
Familiarity with CRM systems and ticketing tools
Willingness to work in night shifts (US time zone support)
Excellent written communication and grammar
Strong customer handling and conflict resolution skills
Attention to detail and accuracy
Ability to manage multiple chats simultaneously
Basic understanding of financial terminology
Analytical thinking and problem-solving ability
Nice to have:
Experience in Canadian banking or credit card processes
Knowledge of collections or closed account servicing
Exposure to regulatory environments (OSFI, PIPEDA awareness – preferred but not mandatory)