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The Customer Support Executive will handle chat-based interactions for Canadian credit card customers with their queries pertaining to closed credit card accounts, address change or others miscellaneous issues. The role involves assisting customers with account inquiries, final statements, outstanding balances, settlements, disputes, documentation requests, and general post-closure support while ensuring compliance with Canadian banking regulations and data privacy standards.
Job Responsibility:
Handle customer interactions via live chat in a professional and timely manner
Address queries related to Closed credit card accounts
Address queries related to Final statements and outstanding balances
Address queries related to Payment arrangements and settlements
Address queries related to Interest and fee clarifications
Address queries related to Refunds (if applicable)
Address queries related to Dispute status follow-ups
Educate customers on account closure policies and procedures
Ensure accurate documentation of customer conversations in CRM systems
Meet defined KPIs: AHT (Average Handle Time)
Meet defined KPIs: CSAT (Customer Satisfaction)
Meet defined KPIs: Quality & Compliance scores
Meet defined KPIs: Productivity metrics
Maintain strict adherence to Canadian banking compliance requirements
Maintain strict adherence to PCI-DSS guidelines
Maintain strict adherence to Data privacy and confidentiality standards
Escalate complex cases to supervisors or relevant internal teams
Participate in refresher trainings and process updates
Requirements:
Graduate (preferred)
1–3 years of experience in International chat process (preferably BFSI)
1–3 years of experience in Credit card or banking operations
Strong written English communication skills
Good typing speed (minimum 30–35 WPM preferred)
Familiarity with CRM systems and ticketing tools
Willingness to work in night shifts (Canada time zone support)
Excellent written communication and grammar
Strong customer handling and conflict resolution skills
Attention to detail and accuracy
Ability to manage multiple chats simultaneously
Basic understanding of financial terminology
Analytical thinking and problem-solving ability
Nice to have:
Experience in Canadian banking or credit card processes
Knowledge of collections or closed account servicing
Exposure to regulatory environments (OSFI, PIPEDA awareness – preferred but not mandatory)