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Join ING as a Customer Journey Expert: Empowering Financial Innovation Through Data. We are looking for a Customer Journey Expert (CJE) to join the Credit & Capital Intelligence area in ING Wholesale Banking Lending Delivery. This vacancy focuses on implementation and maintenance of user journeys needed for the credit risk ratings calculations. You will be involved in shaping and delivering seamless, data-driven credit rating user journeys for the Sector Coverage, Lending Transaction and Portfolio Management teams, Transaction Advice and Approval, as well as Global Lending Support teams. Your work will contribute to: Harmonizing global processes; Delivering consistent, high-quality service across 40+ countries; Implementation of regulatory.
Job Responsibility:
Stakeholder management: User value is our main priority. Together with the squad, you will craft and decide the stakeholder communication strategy
Champion User Needs: Advocate for customer-centric solutions by driving continuous improvements in digital lending journeys
Requirements Gathering and Translation: Analyze, translate, and refine complex business requirements and processes into clear, actionable solutions
Feature Roadmap Ownership: Define, communicate, and execute the feature roadmap aligned with strategic objectives
Feature Lifecycle Coordination: Oversee and coordinate feature implementation throughout the software development lifecycle
Model Testing: Lead testing efforts and support user acceptance testing to ensure quality and functionality
User Validation: Engage with users to validate that implemented solutions meet their needs and expectations
Functional Expertise: Provide expert functional support for key applications within the lending ecosystem
Operational Excellence: Safeguard operational integrity and ensure compliance with regulatory standards
Process Optimization: Understand and continuously improve end-to-end processes related to credit ratings and risk assessment
Requirements:
Bachelor’s degree in a quantitative field such as Computer Science, Engineering, or a related field
5-10 years of work experience in a data-related position
Experience in the banking industry
Experience in business analysis, process design and optimization, and E2E software delivery
Project, product, and stakeholder management
Deep understanding of data dictionaries and data quality requirements
Knowledgeable and skilled in SQL and data analysis techniques
Collaborate with data engineers and business stakeholders to ensure data integrity
Able to translate data insights into actionable improvements
Strong coordination and communication skills
Think end-to-end across processes and systems, able to bridge business needs with technical feasibility
Agile Way of Working
Pro-active, collaborative, open minded, goal driven personality and the capabilities to optimally function within an Agile environment
Curiosity-driven and proactive in problem-solving
Enthusiastic to learn new technology
Excellent communication skills (Oral and written)
Nice to have:
An advanced degree (e.g., Master, PhD) or a strong academic record with advanced coursework in Math, Statistics, or data management
Background or affinity in Wholesale Banking, Lending products / processes and/or credit risk models
What we offer:
Innovative Environment
Impactful Work
Collaborative Culture
Career Growth
Work-Life Balance
International Work
Hybrid working arrangements (1-2 weekly office days)
Environment and support to learn new skills via trainings and hands on experience
Opportunity to turn your innovation ideas into reality (e.g. via design sprints, hackathons etc.)