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Join our Credit Underwriting team. The credit underwriting team is a business critical, growing, and dynamic team led by the Head of Credit & Commercial risk who reports into the Group Financial Controller. The team work closely with the sales team, financial reporting, and various areas of business operations. The credit underwriting team are ultimately responsible for the management, underwriting, and control of credit exposure to the business in what is a rapidly evolving environment. Success. The Softcat Way. There's a uniqueness to Softcat – what we do, how we do it and why we do it. That's because we help customers to use technology to succeed, by putting our employees first. We give everyone the chance to step up and show how much they can achieve. We succeed when all our people succeed. Be part of a team that enables business growth. This role is part of the Finance Management team and will lead the credit underwriting team supporting our rapidly growing and dynamic IT solutions business. This passionate, highly numerate underwriter will work closely with our finance and sales teams as well as external stakeholders, insurance brokers and customers alike, to maintain credit risk controls within an existing framework and provide a unique service to our customers.
Job Responsibility:
Analyse customer risk profiles and validate automated credit scorecards
Produce monthly risk reports and support senior credit governance forums
Manage credit exposure, limits, and portfolio risk across customers and sectors
Lead and develop senior underwriters, including performance, hiring, and KPIs
Support board approvals and senior decision-making within agreed authority levels
Oversee trade credit insurance, budgets, and process improvements
Manage and monitor the Deputy Credit Risk Manager performance, manage KPI's during a performance management process through having challenging conversations
Streamlining processes where needed
Partner closely with senior stakeholders across the business to align credit strategy
Participating in credit review meetings with the senior leadership team, displaying understanding of customers who have gone into administrations, high exposure risks, industry updates and credit assessment SLA overviews
Requirements:
Strong risk assessment and analytical skills
Proven leadership and team management experience
Solid knowledge of underwriting regulations and compliance
Commercial and financial awareness
Confident decision-making and stakeholder communication
Strong knowledge across different areas of the business to ensure organisational goals are met
Demonstrate the ability to think around a subject, considering risk implications of our current policies and procedures
Experience supporting the growth and development of team members