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As part of the talented Credit team, you will be responsible for ensuring an appropriate balance between risk and reward when onboarding new accounts and reviewing the creditworthiness of existing accounts. The ideal candidate will possess advanced financial analysis skills and be able to balance this information with real world insights to manage risk across the portfolio. This position would suit a highly motivated person who likes to dig into the detail and make sound judgements related to credit risk in accordance with the delegation of authority. The ability to constructively express ideas for improvement and efficiency will also be valuable in the role
Job Responsibility:
Liaise with prospective and existing customers to establish credit worthiness
Collate information from various sources including credit analysts, credit bureaus, sales personnel and third parties to understanding the risk profile of a new or existing customer
Execute decisions to extend credit based on the companies delegation of authority
Onboarding new customers and establishing credit limits in line with customer need and creditworthiness
Periodically review existing accounts and make recommendations for changes to established credit lines (if needed)
Maintenance of files and ensure that timely follow up of necessary information is achieved
Customer Master maintenance
Other duties as required
Requirements:
Solid Numerical/Math Skills
Intermediate to Advanced Excel Skills
Nice to have:
Associate Degree
Knowledge of and experience with different ERP systems
What we offer:
medical
dental
vision
paid vacation
401k (up to 4% match)
Health Savings Account (with company contribution)