Credit Underwriter Job at Robert Half (Creve Coeur)

Officer - Underwriter (Structured Credit and Real Estate Underwriting)

The Analyst will hold a critical role within the Structured Credit and Real Esta...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

3 to 6 years of credit, portfolio management or structuring experience in a financial institution, rating agency, financial guarantor, or asset management firm
structured credit/securitization experience is a plus
A strong interest in structured products and credit analysis
Strong Microsoft Office skills
Modelling experience is a plus
Strong attention to detail
Oral and written communications skills enabling effective interaction with internal and external constituents of all levels
Team player with strong work ethic
Strong organizational skills with ability and willingness to work under pressure and manage time and priorities effectively
MBA or CFA or CA

Job Responsibility

Work proactively with the Underwriting team to ensure timely information flow/ communications among all internal stakeholders
Monitor the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers with the aim of identifying and mitigating credit risks
Assist with classification and risk rating processes, decisions and monitoring
Review servicer reports for accuracy, investigate unusual data trends, identify deteriorating asset performance, and keep abreast of industry and market trends and customer-specific events
Prepare annual credit approval and quarterly memos in a timely manner
Model transactions for risk rating and stress testing purposes
Assist with special projects including stress testing, portfolio concentration analysis, internal audit & reviews, risk rating processes, Credit Policies and Credit Programs across product groups
Assist in reporting of Basel securitization parameters
Maintain organized credit files for credit, regulatory, and compliance purposes and ensuring compliance with WCR policies and processes

Fulltime

Senior Vice President - Underwriter - (Structured Credit and Real Estate Underwriting)

The Senior Vice President position will hold a critical role within the Structur...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

13+ years of credit, portfolio management or product experience (preferably real estate underwriting or asset management) in a financial institution, rating agency, financial guarantor, or asset management firm
Experience in leading a team and in coaching and mentoring junior bankers
Excellent organizational skills, prioritizing capabilities, attention to detail, and the ability to complete assignments within required deadlines in a fast-paced environment
Ability to understand capital markets products and complex financing and product structures
Ability to provide strategic insights and strong sensitivity to macro and regulatory issues, and impact of such issues on the various Risk families, including operational and franchise risks
Pro-active disposition with ability to work autonomously and within a team
Typically deals with complex and variable issues with substantial potential impact, where development of an approach/taking of an action involves weighing various alternatives and balancing potentially conflicting needs
Requires good analytical skills in order to filter, prioritize and validate potentially complex material from multiple sources
Knowledge of wholesale loan (syndicated / bilateral) product and business, including an understanding of legal loan documentation, loan / funding mechanics, deal structure, funds flows, etc.
On track for internal Senior Credit Officer designation is a plus

Job Responsibility

Accountability for ensuring strong analysis of the assigned Real estate portfolio ensuring consistencies with industry leading practices and compliance with all internal risk policies, standards and procedures
Interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients with ownership responsibilities for sound credit decisions and compliance with internal procedures/credit risk policy guidelines and standards
Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions to development of credit approval memos, and senior approval forums
Supervise analysts and associates to perform periodic monitoring of the portfolio
Ensure maintenance of organized credit files for credit, regulatory, and compliance purposes and ensuring compliance with WCR policies and processes
Perform quality control of the approval memos to ensure accuracy and completeness of input
Ensures team monitors the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers and makes appropriate recommendations with the aim of identifying and mitigating credit risks
Ensure ongoing and timely feedback and coaching of junior team to sustain a strong credit culture and an unwavering commitment to excellence in analysis and execution
Provide support to Director and other senior team members, lead projects and initiatives in the wider team
Support the ICM Real Estate Underwriting Verticals (Citi Community Capital, CRE) on strategic initiatives/projects

What we offer

Global Benefits
Best-in-class benefits
Work-life balance

Fulltime

Officer – Credit Underwriting – Leveraged Finance

The Analyst will hold a critical role within the Structured Credit and Real Esta...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

2 - 4 years of credit, portfolio management or structuring experience in a financial institution, rating agency, financial guarantor, or asset management firm
structured credit/securitization experience is a plus
strong interest in structured products and credit analysis
strong Microsoft Office skills
modelling experience is a plus
strong attention to detail
oral and written communications skills
ability to work independently to meet tight deadlines
Bachelor's degree/University degree or equivalent experience

Job Responsibility

Work proactively with the Underwriting team to ensure timely information flow/communications among all internal stakeholders
monitor the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers
review servicer reports for accuracy, investigate unusual data trends, identify deteriorating asset performance
prepare annual credit approval and quarterly memos
model transactions for risk rating and stress testing purposes
assist with special projects including stress testing, portfolio concentration analysis, internal audit & reviews, risk rating processes, Credit Policies and Credit Programs across product groups
assist in reporting of Basel securitization parameters
maintain organized credit files for credit, regulatory, and compliance purposes

What we offer

Extensive on-the-job training
exposure to senior leaders
traditional learning opportunities
chance to give back and make a positive impact through volunteerism

Fulltime

Credit Risk Underwriter

We are looking for a seasoned Credit Underwriter to join our team, focusing on s...

Location

Colombia , Bogotá

Salary:

Not provided

Jeeves

Expiration Date

Until further notice

Requirements

5+ years in credit underwriting, with experience in commercial credit risk in the Colombian market
Solid understanding of the Colombian regulatory landscape (e.g., SARLAFT) and legal frameworks regarding commercial lending, guarantees, and collateral enforcement
Expertise working with local credit bureaus (e.g., DataCrédito, TransUnion) and interpreting local tax/legal documents (Rut, Cámara de Comercio, Declaración de Renta)
Advanced proficiency in financial modeling and 'spreading' financial statements
ability to reconstruct cash flows from raw data
Understanding of how risk models operate and how to explain components of underwriting assessment
Must have the ability to conduct research into borrowers and industries to be abreast with factors that may affect profitability and the borrower’s ability to repay loans
Demonstrated ability to work well with internal sales teams and balance need for prudent underwriting and following guidelines with a mindset and bias to enable growth
Experience with corporate credit cards, payments, lending, or related industries
Intellectual curiosity

Job Responsibility

Responsible for underwriting commercial loans for new and existing customers leveraging provided software cutting-edge models and alternative data to assess businesses of various scales
Conduct in-depth analysis of financial statements (Balance Sheet, P&L, Cash Flow) to determine debt service capacity, leverage, and liquidity positions
Prepare comprehensive credit memos and present recommendations to the Credit Committee, clearly articulating key risks, mitigants, and structuring rationales
Structure complex credit facilities, including recommending appropriate covenants, collateral requirements, and terms that align with the borrower's risk profile
Assists team members in evaluating new data sources in Colombia
Provide input for improving efficiency for the underwriting team
Establishes rapport
maintains and grows important relationship within the portfolio

Fulltime

Credit Risk Underwriter

The role will be working in the credit underwriting and risk team supporting our...

Location

United Kingdom , Marlow

Salary:

Not provided

Softcat

Expiration Date

Until further notice

Requirements

Excellent organisational skills and attention to detail
Ability to multitask and make decisions under pressure
Effective communication skills, with the ability to develop and maintain relationships with different personalities across the business
Minimum of 3 years' experience in a similar underwriting role
Strength of character to stand by decisions and explain to those less familiar with credit risk
Ability to take calculated risks with favourable outcomes
Demonstrate the ability to think around a subject, considering risk implications of our current policies and procedures
Strong financial literacy and ability to interpret financial information from a credit-worthiness perspective
Basic knowledge of key industry and political risks

Job Responsibility

Action credit limits within the worklist by evaluating the customer's creditworthiness based on publicly available information and/or data obtained directly from the customer up to approved DOA
Reviewing recommendations provided by Credit Underwriter 1, within Delegation of Authority and providing guidance where necessary
Write up commercial papers with a clear recommendation to go to the Senior Credit Underwriter and above (depending on DOA)
Apply for insurance where credit limit is £300k plus
Liaise with key internal stakeholders, including Head of Credit, Commercial Risk and Group Financial Controller and the Senior Leadership Team
Proactively collaborating with sales teams and business operation departments within Softcat
Providing support to colleagues and account managers with queries
Providing support on order related tasks, including First Order Checks and 20k new address checks
Complete ad-hoc tasks as required within DOA level
Bank verifications of new creditors

What we offer

Pension
Share incentive plan
Life Assurance
Healthcare
Holiday
Trips
Vouchers
Partner/family Benefits
Perklife
Maternity, Paternity and Adoption support

Fulltime

Credit Analyst - Underwriter

Join our Newcastle team in a Credit Analyst role - We are happy to train you if ...

Location

Australia , Newcastle

Salary:

Not provided

MONEYME

Expiration Date

Until further notice

Requirements

Experience in a business lending environment (not essential but desired)
Relevant Tertiary qualifications (degree preferred)
Outstanding communication skills - Both Written and Verbal
Ability to work autonomously, own and complete projects as well as multi-task
Have a positive, inclusive and collaborative approach to work
Passionate about providing outstanding customer service
Ability to go above and beyond to help MONEYME clients and customers
Have the confidence to challenge and strive for continual improvement
Relationship builder with the ability to initiate and drive conversations
Strong time management and organisational skills

Job Responsibility

Manage the day-to-day business operations in customer support and underwriting
Review and assess a broad range of complex credit applications
Prepare, undertake and produce credit submissions
Gather information and data required to assess and decision credit submissions
Conduct asset valuations
Monitoring and improving customer communication, messages and channels
Ensure MoneyMe maintains compliance with all legislation requirements
Support other operational teams in providing positive broker and customer experiences

What we offer

Up to 5 additional days of bonus leave per calendar year after 12 months of service for eligible employees
3 days paid community service and volunteering leave per year
12 weeks of employer-paid parental leave and two weeks employer-paid leave for secondary carer
Quarterly champion awards and reward trips
Mental health and wellbeing initiatives, health checks, skin cancer checks, free vaccination, etc.
Team social events, massages in the office, free coffee and much more

Fulltime

Institutional Credit Management, In-Business Quality Assurance - Real Estate and Structured Credit Underwriting

Institutional Credit Management’s objective is to provide an integrated “end-to-...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Demonstrable quality control / quality assurance experience, including 5 - 7 years in banking, credit risk management, credit risk internal audit, loan review or quality assurance function at a large financial institution, established rating agency, or equivalent
Familiarity with risk management and controls frameworks related to credit risk management or another financial risk discipline
Ability to understand policies and procedures and execute change seamlessly
Understanding of complex counterparty credit product structures, and ideally versed in securitization and credit financing products such as ABS, CLOs, TRS and Commercial Real Estate, etc.
Background on core credit analysis and underwriting for large corporate and finance industries and awareness of risks and controls associated with credit approvals
Advanced Microsoft Office (Word, Excel, and PowerPoint) skills
Data analysis skills are desirable
BA/BSc or higher degree in Business (MBA), or any other related subject

Job Responsibility

Support the QA Head of Real Estate and Structured Credit Underwriting in discussions to define the Quality Assurance function and Reviews across ICM coverage universe
Provide effective credible challenge during QARs to Business Region Heads and Portfolio Managers, with respect to credit memorandums and associated process quality to ensure that weaknesses in such processes are identified and escalated as appropriate
Provide support to ensure wholesale credit risks within Citi are effectively identified, measured, monitored, and controlled, consistent with the bank’s risk appetite and all policies and processes established within the risk governance framework
Consistent and objective assessments during QARs and subsequent follow-up on corrective actions that were raised during QARs
Sustainability testing of corrective actions resulting from issues raised by Internal Audit or Regulators
Synthesis and preparation of Quality Assurance Reports to ICM business management that communicate and measure results and identify negative trends and potential solutions
Support the In-Business QA function in the establishment of WCR IBQA policies, procedures, risk assessment and controls to drive effective QA coverage and standards
Support the QA Head of Real Estate and Structured Credit Underwriting to stay abreast of relevant changes to rules/regulations and other industry news including regulatory findings
Support the Global Head of WCR In-Business QA on internal projects and initiatives
Support ICM Voice of the Employee (VOE) initiatives

What we offer

Equal opportunity employment
Reasonable accommodation for disabled individuals

Fulltime

Officer – Credit Underwriting – Leveraged Finance

The Global Leveraged Finance Underwriting Credit Team within Institutional Credi...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

4-7 years of credit analysis, origination, or relevant credit experience
Well-developed analytical skills, including an understanding of key financial components
Team player with strong work ethic
Strong organizational skills with ability to work under pressure
Advanced knowledge of Microsoft Word, Excel, and PowerPoint
Three statements financial modeling experience
Ability to manage deadlines and juggle multiple tasks
Awareness and adherence to the control environment including Quality Assurance and Quality Control
MBA or CFA or CA

Job Responsibility

Assess the credit and financial strength of Citi’s most complex Large Corporate Clients
Monitor the covered portfolio
Evaluate and gain a strong understanding of clients' business model
Assess the borrower’s cash flow profile
Provide analytical support across LFU’s core functions

What we offer

Access to telehealth options, health advocates, confidential counseling
Generous paid time off packages
Programs and services for physical and mental well-being

Fulltime

Credit Underwriter

Robert Half

Location:
United States , Creve Coeur

Category:
Finance

Contract Type:
Employment contract

Salary:

Job Description:

Job Responsibility:

Requirements:

Nice to have:

Additional Information:

Job Posted:
November 18, 2025

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