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Credit Underwriter - Natural Resources

https://www.citi.com/ Logo

Citi

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Location:
United Kingdom , London

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Category:

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Contract Type:
Not provided

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Salary:

Not provided

Job Description:

A Natural Resources Underwriter in Corporate Developed Markets covers large and complex relationships within United Kingdom (UK) and Western Europe (WE), being responsible for all underwriting activities in partnership within Banking & International and Risk. The Underwriter will be responsible for Power, Energy, Chemicals & CET sector clients.

Job Responsibility:

  • Interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients
  • Prepare a detailed written credit summary of commercial applicants requesting credit
  • Perform detailed financial analysis on companies, including trend and ratio analysis
  • Perform credit and personal financial statement analysis on individuals, guarantors, and co-borrowers
  • Perform industry and geographical research and other due diligence as needed
  • Maintain a solid understanding of Citibank products and services
  • Maintain compliance with Citibank credit policies/practices and regulatory policies
  • Assists business unit goals by continuous identification of process improvements and efficiencies
  • Provide backup support to Credit Underwriting Group Manager, lead projects and initiatives and mentor lower level Credit Officers
  • Appropriately assess risk when business decisions are made

Requirements:

  • Previous credit authority experience
  • Prior experience working in a regulatory and compliance policy environment
  • Proven analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry/competitive analysis and projections
  • Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process
  • Excellent organizational skills, prioritizing capabilities, attention to detail
  • Effective inter-personal and written/verbal communication skills
  • Thorough problem recognition and resolution skills
  • Pro-active disposition with ability to work autonomously and within a team
  • Proficient in various spreadsheet and word processing applications (Excel and Word), including the use of graphs and charts and financial analysis software
  • Bachelor’s/University degree, Master’s degree preferred

Additional Information:

Job Posted:
December 31, 2025

Employment Type:
Fulltime
Work Type:
Hybrid work
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