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Softcat Logo Softcat · Finance

Credit Risk Underwriter

United Kingdom, Marlow · Job Posted December 26, 2025
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Job Description

The role will be working in the credit underwriting and risk team supporting our rapidly growing and dynamic IT solutions business. This passionate, numerate individual will work closely with our credit, finance and sales teams to maintain credit risk controls within an existing framework and provide a unique service to our customers.

Job Responsibility

  • Action credit limits within the worklist by evaluating the customer's creditworthiness based on publicly available information and/or data obtained directly from the customer up to approved DOA
  • Reviewing recommendations provided by Credit Underwriter 1, within Delegation of Authority and providing guidance where necessary
  • Write up commercial papers with a clear recommendation to go to the Senior Credit Underwriter and above (depending on DOA)
  • Apply for insurance where credit limit is £300k plus
  • Liaise with key internal stakeholders, including Head of Credit, Commercial Risk and Group Financial Controller and the Senior Leadership Team
  • Proactively collaborating with sales teams and business operation departments within Softcat
  • Providing support to colleagues and account managers with queries
  • Providing support on order related tasks, including First Order Checks and 20k new address checks
  • Complete ad-hoc tasks as required within DOA level
  • Bank verifications of new creditors
  • Completing company reg, VAT and name change tasks in NetSuite
  • Requirement to offer support at month and quarter end

Requirements

  • Excellent organisational skills and attention to detail
  • Ability to multitask and make decisions under pressure
  • Effective communication skills, with the ability to develop and maintain relationships with different personalities across the business
  • Minimum of 3 years' experience in a similar underwriting role
  • Strength of character to stand by decisions and explain to those less familiar with credit risk
  • Ability to take calculated risks with favourable outcomes
  • Demonstrate the ability to think around a subject, considering risk implications of our current policies and procedures
  • Strong financial literacy and ability to interpret financial information from a credit-worthiness perspective
  • Basic knowledge of key industry and political risks

What we offer

  • Pension
  • Share incentive plan
  • Life Assurance
  • Healthcare
  • Holiday
  • Trips
  • Vouchers
  • Partner/family Benefits
  • Perklife
  • Maternity, Paternity and Adoption support
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