Credit Risk Strategy and Analytics - Senior Vice President Job at Citi (Haryana)

Wholesale Credit Risk Data Quality Analytics and Reporting Senior Lead Analyst- Senior Vice President

Location

India , Pune

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

15+ years of experience in Banking or Finance industry preferred
12+ years of experience on working with Wholesale Credit Risk dataset
Experience / Certifications in Agile Methodology preferred
Experience monitoring and managing Data Quality on an ongoing basis, including identifying and resolving issues
executing against Data Quality strategies and policies
Communicates effectively, develops and delivers multi-mode communications that convey a clear understanding of the unique needs of different audiences
able to drive consensus, and influence relationships at all levels
Collaborates effectively by building partnerships and working well with others to meet shared objectives
Strong negotiation, influencing and stakeholder management skills across a variety of stakeholders at different levels
Optimizes work processes by balancing effective / efficient processes with a focus on continuous improvement. Demonstrates ability to balance between understanding the big picture while paying close attention to detail

Job Responsibility

Directs key initiatives within the business through the collection, analysis, review, reporting, documentation and communication of business needs and requirements
Manages resource allocation of work on key projects/initiatives
Deals with complex and highly variable issues with substantial potential business impact
Applies ingenuity and creativity to problem analysis and resolution in complicated and/or novel situations
Acts as an advisor or coach to new or lower-level personnel in the business processes and procedures of the business
Provides in-depth and sophisticated analysis with interpretive thinking to define problems and develop innovative solutions
Influences strategic functional decisions through advice, counsel or provided services that have direct impact on the business
Designs/analyzes complex reports to satisfy management requirements
Uses broad discretion in developing solutions for broad-based business reporting issues
Leads reengineering efforts in business's methodology, strategy, and organizational goals

Fulltime

Credit Risk Strategy and Analytics - Assistant Vice President

The Credit Portfolio Senior Analyst is an intermediate-level position responsibl...

Location

India , Haryana

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

7-10 years of relevant experience
Knowledge of credit risk analytics
Ability to apply credit and risk principles toward business goals
Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
Proven ability to remain organized in a fast-paced environment, managing multiple projects
Proven interpersonal, organizational and analytic skills
Bachelor's degree/University degree or equivalent experience

Job Responsibility

Contribute to the development of new techniques and improvement of processes and work-flows by applying in-depth disciplinary knowledge and integrating subject matter and industry expertise within Risk Management
Develop recommendations to adjust credit policies by analyzing credit and financial performance and utilizing statistical scoring, segmentation, and regression and simulation techniques
Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing
Research customer and/or management queries using risk systems and data and support ad-hoc risk policy analyses and projects as required
Participate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes and other related initiatives
Manage risk levels for the entire credit spectrum across multiple products and retail formats and prepare risk management presentations for senior management
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

Fulltime

Credit Risk Strategy and Analytics - Assistant Vice President

The Credit Risk Strategy & Analytics role will support the development, implemen...

Location

India , Haryana

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

7+ years of experience in credit risk management in the financial services industry performing quantitative analysis, statistical modeling, implementation, and management of credit scoring models
Degree in Economics, Finance, Statistics or Applied Mathematics
Active role in performing some analytical components of model development (data collection, data integrity check, segmentation analysis, variable transformation, variable selection, model estimation, sensitivity testing, back testing, out-of-time testing, model documentation, & model production implementation)
Statistical/econometric programming skills strongly preferred (SAS/SQL, PYTHON, STATA, etc.)
Prior experience working in a regulatory and compliance policy environment

Job Responsibility

Assist in developing origination, portfolio, and collection strategies internally and with strategic partners by leveraging data analytics inclusive of score-based models, on-us/off-us data, and business rules
Support Portfolio Risk Manager to optimize risk-return dynamics by overseeing credit risk and/or collection strategies and developing recommendations for policy optimization throughout the loan lifecycle
Develop framework for portfolio risk assessment including evaluation of credit, financial and collections performance across varied lending products and industry segments
Understand applicable credit policies, industry regulations and the requisite impact of those governance items to new initiatives
Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, forecasting and new program due diligence
Prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity
Stay abreast of emerging industry trends in data analytics and perform proactive analytics to assess and support portfolio and origination strategies
Proactively identify emerging risks within the portfolio and gaps that might compromise Credit Policy strategies and increase losses
Liaise with key stakeholders to advance and support initiatives
Direct analytics team effectively to impart knowledge and rationale for tasks and ensure ownership for assigned responsibilities, lead to successful completion of goals, as an incubator for innovation

Fulltime

Senior Vice President, Risk Analytics and Measures 2LOD

Citi is looking for a Senior Vice President of Risk Analytics and Measures to le...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Bachelor's or Master's degree in Business, Analytics, Finance, Economics, Computer Science, or another analytically intensive discipline
Minimum of 15 years of progressive leadership experience in financial services, with a significant focus on credit risk, enterprise analytics, business intelligence, or advanced data analytics
Deep understanding of consumer credit risk, associated data sources (familiarity with house sources eg. Pearl is preferred), and understanding of insights required for effective governance and monitoring of retail risk management exposures and assets throughout their lifecycle
Proven ability to synthesize complex data and analytics into succinct, impactful, and actionable insights for senior executive audiences
Demonstrated leadership in risk analytics & measures, business intelligence, and data management, with a track record of successfully delivering complex projects related to data aggregation and analytics
Ability to thrive and execute effectively in a dynamic, high-volume, and complex environment
Exceptional verbal and written communication skills, with a proven ability to engage, influence, and present to senior leadership teams and regulatory bodies
Superior interpersonal skills, adept at fostering collaboration, influencing stakeholders, and building strong, productive relationships across diverse organizational functions
A proactive and agile agent for positive change, comfortable navigating ambiguity and driving organizational evolution
Demonstrated thought leadership and contributions to industry best practices in risk management and analytics

Job Responsibility

Drive timely, high-quality, and compliant risk analytics, insights, and measures across all critical functions, ensuring alignment with strategic objectives
Lead the rationalization and redesign of risk analytics & measures products to accelerate progress toward a strong risk management target state
Collaborate extensively with USCC Risk CAO peers, Risk Policy/Process owners, and stakeholders across the first and second lines of defense to rationalize, simplify, and digitize analytics products effectively
Champion cross-training initiatives within the Risk Analytics & Measures team and with key groups in the USCC Risk CAO function, particularly India-based shared services teams, to expand bench strength and capabilities in specialized risk analytics and digitization
Conceptualize, coordinate, and prepare high-impact executive materials for the USCC CRO and management team's presentations to the Board, Risk Committees, and Regulators, including ad-hoc strategic analyses
Design, prepare, analyze, and disseminate comprehensive global/cluster risk analytics that provide critical insights, enabling Independent Risk Management to effectively monitor global risk, critically review business results, and challenge business risk strategies
Partner with Independent Risk Management and In-Business/Country Risk Management to proactively address emerging risk monitoring or regulatory requirements
Lead initiatives to establish common and concurrent utilization of 'gold source' analytics by both 1st and 2nd lines of defense, thereby reducing time to insight and enhancing decision-making
Enhance and streamline risk analytics & measures processes through the adoption of best-in-class modern intelligence tools and continuous improvement of data quality, in close partnership with stakeholders across risk management, technology, and business teams
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

What we offer

Access to telehealth options, health advocates, confidential counseling and more
Expanded Paid Parental Leave Policy
Programs to help manage financial well-being and plan for the future
Access to an array of learning and development resources
Generous paid time off packages
Resources and tools to volunteer in the communities in which employees live and work

Fulltime

Mortgage Servicing-Credit Risk Strategy & Analytics - Vice President

The Mortgage Servicing Credit Risk Strategy & Analytics role will support the de...

Location

India , Haryana

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

10+ years of experience in credit risk management in the financial services industry performing quantitative analysis, risk analytics, implementation of analytically driven risk management approaches, models or tools
Experience within Mortgage Servicing or one or more areas in credit portfolio management (collections, loss-mitigation, foreclosure/REO, net credit loss, FFIEC/accounting impairment)
Active role in performing some analytical components of model or quantitative method/tool development (data collection, segmentation analysis, sensitivity testing, business rules/ model documentation, & production implementation)
Statistical/econometric programming skills strongly preferred (SAS, Tableau, PYTHON, etc.)
Prior experience working in a regulatory and compliance policy environment
Bachelor's degree in economics, Finance, Statistics, Applied Mathematics or related fields
Master's degree preferred

Job Responsibility

Assist in developing credit portfolio management strategies across default life cycle (collections, loss-mitigation, foreclosure & REO) internally and with strategic partners by leveraging data analytics inclusive of score-based models, on-us/off-us data, and business rules
Support Portfolio Risk Manager to optimize risk-return dynamics by overseeing credit/default risk and/or collection strategies and developing recommendations for policy optimization throughout the default lifecycle
Develop framework for portfolio risk assessment including evaluation of credit, financial and collections performance across varied segments of mortgage residential portfolios
Understand applicable credit policies, industry regulations and the requisite impact of those governance items to new initiatives
Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, forecasting and new program due diligence
Prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity
Stay abreast of emerging industry trends in data analytics and perform proactive analytics to assess and support portfolio and origination strategies
Proactively identify emerging risks within the portfolio and gaps that might compromise Credit Policy strategies and increase losses
Liaise with key stakeholders to advance and support initiatives
Lead analytics workstreams partnering with stakeholder teams effectively to impart knowledge and rationale for tasks and ensure ownership for assigned responsibilities, lead to successful completion of goals, as an incubator for innovation

Fulltime

Credit Risk Strategy & Analytics - Vice President

The Credit Risk Strategy & Analytics role will support the development, implemen...

Location

India , Haryana

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

10+ years of experience in credit risk management in the financial services industry performing quantitative analysis, statistical modeling, implementation, and management of credit scoring models
Degree in Economics, Finance, Statistics or Applied Mathematics
Active role in performing some analytical components of model development (data collection, data integrity check, segmentation analysis, variable transformation, variable selection, model estimation, sensitivity testing, back testing, out-of-time testing, model documentation, & model production implementation)
Statistical/econometric programming skills strongly preferred (SAS/SQL, PYTHON, STATA, etc.)
Prior experience working in a regulatory and compliance policy environment

Job Responsibility

Assist in developing origination, portfolio, and collection strategies internally and with strategic partners by leveraging data analytics inclusive of score-based models, on-us/off-us data, and business rules
Support Portfolio Risk Manager to optimize risk-return dynamics by overseeing credit risk and/or collection strategies and developing recommendations for policy optimization throughout the loan lifecycle
Develop framework for portfolio risk assessment including evaluation of credit, financial and collections performance across varied lending products and industry segments
Understand applicable credit policies, industry regulations and the requisite impact of those governance items to new initiatives
Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, forecasting and new program due diligence
Prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity
Stay abreast of emerging industry trends in data analytics and perform proactive analytics to assess and support portfolio and origination strategies
Proactively identify emerging risks within the portfolio and gaps that might compromise Credit Policy strategies and increase losses
Liaise with key stakeholders to advance and support initiatives
Direct analytics team effectively to impart knowledge and rationale for tasks and ensure ownership for assigned responsibilities, lead to successful completion of goals, as an incubator for innovation

Fulltime

Mortgage Servicing-Credit Risk Strategy & Analytics - Assistant Vice President

The Mortgage Servicing Credit Risk Strategy & Analytics role will support the de...

Location

India , Haryana

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

7 to 10 years of experience in credit risk management in the financial services industry performing quantitative analysis, risk analytics, implementation of analytically driven risk management approaches, models or tools
Experience within Mortgage Servicing or one or more areas in credit portfolio management (collections, loss-mitigation, foreclosure/REO, net credit loss, FFIEC/accounting impairment)
Active role in performing some analytical components of model or quantitative method/tool development (data collection, segmentation analysis, sensitivity testing, business rules/ model documentation, & production implementation)
Statistical/econometric programming skills strongly preferred (SAS, Tableau, PYTHON, etc.)
Prior experience working in a regulatory and compliance policy environment
Demonstrated ability to proactively synthesize, prioritize and drive results with a high sense of urgency
Strong communications/presentation skills, capable of interacting effectively both technical and non-technical audiences
Ability to obtain support and buy-in across a wide range of stakeholders
Ability to think strategically and articulate concepts clearly
Must be highly organized and able to work in a fast-paced environment managing multiple projects and possess strong interpersonal, organizational and analytic skills

Job Responsibility

Assist in developing credit portfolio management strategies across default life cycle (collections, loss-mitigation, foreclosure & REO) internally and with strategic partners by leveraging data analytics inclusive of score-based models, on-us/off-us data, and business rules
Support Portfolio Risk Manager to optimize risk-return dynamics by overseeing credit/default risk and/or collection strategies and developing recommendations for policy optimization throughout the default lifecycle
Develop framework for portfolio risk assessment including evaluation of credit, financial and collections performance across varied segments of mortgage residential portfolios
Understand applicable credit policies, industry regulations and the requisite impact of those governance items to new initiatives
Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, forecasting and new program due diligence
Prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity
Stay abreast of emerging industry trends in data analytics and perform proactive analytics to assess and support portfolio and origination strategies
Proactively identify emerging risks within the portfolio and gaps that might compromise Credit Policy strategies and increase losses
Liaise with key stakeholders to advance and support initiatives
Lead analytics workstreams partnering with stakeholder teams effectively to impart knowledge and rationale for tasks and ensure ownership for assigned responsibilities, lead to successful completion of goals, as an incubator for innovation

Fulltime

Credit Risk Analytics - Collections and Recovery - Assistant Vice President

The Credit Portfolio Senior Analyst is an intermediate-level position responsibl...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

7+ years of relevant experience
Knowledge of commercial risk analytics
Ability to apply credit and risk principles toward business goals
Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency

Job Responsibility

Contribute to the development of new strategies , monitoring and enhancement of existing strategies for collections and recovery
Work with stakeholders on implementation , approvals from regulators , partner with Ops for seamless execution of strategies
Monitor portfolios and strategies post implementation , and help team understand gap (if any)
Work on policy governance and mitigate issues arising due to leakage or policy implementation gap
Support all Lobs including PIL and USRB
Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing
Research customer and/or management queries using risk systems and data and support ad-hoc risk policy analyses and projects as required
Participate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes and other related initiatives
Manage risk levels for the entire credit spectrum across multiple products and retail formats and prepare risk management presentations for senior management
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Fulltime

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Credit Risk Strategy and Analytics - Senior Vice President

Job Description

Job Responsibility

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