CrawlJobs Logo
Citi Logo Citi · Finance

Credit Risk Strategy and Analytics - Assistant Vice President

India, Haryana · Job Posted May 16, 2026
Apply Position
Job Link Share

Job Description

The Credit Portfolio Senior Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.

Job Responsibility

  • Contribute to the development of new techniques and improvement of processes and work-flows by applying in-depth disciplinary knowledge and integrating subject matter and industry expertise within Risk Management
  • Develop recommendations to adjust credit policies by analyzing credit and financial performance and utilizing statistical scoring, segmentation, and regression and simulation techniques
  • Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing
  • Research customer and/or management queries using risk systems and data and support ad-hoc risk policy analyses and projects as required
  • Participate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes and other related initiatives
  • Manage risk levels for the entire credit spectrum across multiple products and retail formats and prepare risk management presentations for senior management
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

Requirements

  • 7-10 years of relevant experience
  • Knowledge of credit risk analytics
  • Ability to apply credit and risk principles toward business goals
  • Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
  • Proven ability to remain organized in a fast-paced environment, managing multiple projects
  • Proven interpersonal, organizational and analytic skills
  • Bachelor's degree/University degree or equivalent experience
Citi - All Job Offers

Looking for more opportunities?

Search for other job offers that match your skills and interests.

Suggested Tags: Frontend Developer Secretary Talent Manager Salesforce Administrator Data Analyst
Similar Jobs for

Credit Risk Strategy and Analytics - Assistant Vice President

8 matching positions

Credit Risk Strategy and Analytics - Assistant Vice President

The Credit Risk Strategy & Analytics role will support the development, implemen...
Location
Location
India , Haryana
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 7+ years of experience in credit risk management in the financial services industry performing quantitative analysis, statistical modeling, implementation, and management of credit scoring models
  • Degree in Economics, Finance, Statistics or Applied Mathematics
  • Active role in performing some analytical components of model development (data collection, data integrity check, segmentation analysis, variable transformation, variable selection, model estimation, sensitivity testing, back testing, out-of-time testing, model documentation, & model production implementation)
  • Statistical/econometric programming skills strongly preferred (SAS/SQL, PYTHON, STATA, etc.)
  • Prior experience working in a regulatory and compliance policy environment
Job Responsibility
Job Responsibility
  • Assist in developing origination, portfolio, and collection strategies internally and with strategic partners by leveraging data analytics inclusive of score-based models, on-us/off-us data, and business rules
  • Support Portfolio Risk Manager to optimize risk-return dynamics by overseeing credit risk and/or collection strategies and developing recommendations for policy optimization throughout the loan lifecycle
  • Develop framework for portfolio risk assessment including evaluation of credit, financial and collections performance across varied lending products and industry segments
  • Understand applicable credit policies, industry regulations and the requisite impact of those governance items to new initiatives
  • Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, forecasting and new program due diligence
  • Prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity
  • Stay abreast of emerging industry trends in data analytics and perform proactive analytics to assess and support portfolio and origination strategies
  • Proactively identify emerging risks within the portfolio and gaps that might compromise Credit Policy strategies and increase losses
  • Liaise with key stakeholders to advance and support initiatives
  • Direct analytics team effectively to impart knowledge and rationale for tasks and ensure ownership for assigned responsibilities, lead to successful completion of goals, as an incubator for innovation
  • Fulltime
Read More
Arrow Right

Mortgage Servicing-Credit Risk Strategy & Analytics - Assistant Vice President

The Mortgage Servicing Credit Risk Strategy & Analytics role will support the de...
Location
Location
India , Haryana
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 7 to 10 years of experience in credit risk management in the financial services industry performing quantitative analysis, risk analytics, implementation of analytically driven risk management approaches, models or tools
  • Experience within Mortgage Servicing or one or more areas in credit portfolio management (collections, loss-mitigation, foreclosure/REO, net credit loss, FFIEC/accounting impairment)
  • Active role in performing some analytical components of model or quantitative method/tool development (data collection, segmentation analysis, sensitivity testing, business rules/ model documentation, & production implementation)
  • Statistical/econometric programming skills strongly preferred (SAS, Tableau, PYTHON, etc.)
  • Prior experience working in a regulatory and compliance policy environment
  • Demonstrated ability to proactively synthesize, prioritize and drive results with a high sense of urgency
  • Strong communications/presentation skills, capable of interacting effectively both technical and non-technical audiences
  • Ability to obtain support and buy-in across a wide range of stakeholders
  • Ability to think strategically and articulate concepts clearly
  • Must be highly organized and able to work in a fast-paced environment managing multiple projects and possess strong interpersonal, organizational and analytic skills
Job Responsibility
Job Responsibility
  • Assist in developing credit portfolio management strategies across default life cycle (collections, loss-mitigation, foreclosure & REO) internally and with strategic partners by leveraging data analytics inclusive of score-based models, on-us/off-us data, and business rules
  • Support Portfolio Risk Manager to optimize risk-return dynamics by overseeing credit/default risk and/or collection strategies and developing recommendations for policy optimization throughout the default lifecycle
  • Develop framework for portfolio risk assessment including evaluation of credit, financial and collections performance across varied segments of mortgage residential portfolios
  • Understand applicable credit policies, industry regulations and the requisite impact of those governance items to new initiatives
  • Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, forecasting and new program due diligence
  • Prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity
  • Stay abreast of emerging industry trends in data analytics and perform proactive analytics to assess and support portfolio and origination strategies
  • Proactively identify emerging risks within the portfolio and gaps that might compromise Credit Policy strategies and increase losses
  • Liaise with key stakeholders to advance and support initiatives
  • Lead analytics workstreams partnering with stakeholder teams effectively to impart knowledge and rationale for tasks and ensure ownership for assigned responsibilities, lead to successful completion of goals, as an incubator for innovation
  • Fulltime
Read More
Arrow Right

Credit Risk Strategy and Analytics - Senior Vice President

The Credit Risk Strategy & Analytics role will support the development, implemen...
Location
Location
India , Haryana
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 13+ years of experience in credit risk management in the financial services industry performing quantitative analysis, statistical modeling, implementation, and management of credit scoring models
  • Degree in Economics, Finance, Statistics or Applied Mathematics
  • Active role in performing some analytical components of model development (data collection, data integrity check, segmentation analysis, variable transformation, variable selection, model estimation, sensitivity testing, back testing, out-of-time testing, model documentation, & model production implementation)
  • Statistical/econometric programming skills strongly preferred (SAS/SQL, PYTHON, STATA, etc.)
  • Prior experience working in a regulatory and compliance policy environment
  • Demonstrated ability to proactively synthesize, prioritize and drive results with a high sense of urgency
  • Strong communications/presentation skills, capable of interacting effectively both technical and non-technical audiences
  • Ability to obtain support and buy-in across a wide range of stakeholders
  • create a strong network of relationships among peers, internal partners, external constituencies, and decision makers
  • Must be highly organized and able to work in a fast-paced environment managing multiple projects and possess strong interpersonal, organizational and analytic skills
Job Responsibility
Job Responsibility
  • Assist in developing origination, portfolio, and collection strategies internally and with strategic partners by leveraging data analytics inclusive of score-based models, on-us/off-us data, and business rules
  • Support Portfolio Risk Manager to optimize risk-return dynamics by overseeing credit risk and/or collection strategies and developing recommendations for policy optimization throughout the loan lifecycle
  • Develop framework for portfolio risk assessment including evaluation of credit, financial and collections performance across varied lending products and industry segments
  • Understand applicable credit policies, industry regulations and the requisite impact of those governance items to new initiatives
  • Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, forecasting and new program due diligence
  • Prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity
  • Stay abreast of emerging industry trends in data analytics and perform proactive analytics to assess and support portfolio and origination strategies
  • Proactively identify emerging risks within the portfolio and gaps that might compromise Credit Policy strategies and increase losses
  • Liaise with key stakeholders to advance and support initiatives
  • Direct analytics team effectively to impart knowledge and rationale for tasks and ensure ownership for assigned responsibilities, lead to successful completion of goals, as an incubator for innovation
  • Fulltime
Read More
Arrow Right

Credit Risk Analytics - Collections and Recovery - Assistant Vice President

The Credit Portfolio Senior Analyst is an intermediate-level position responsibl...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 7+ years of relevant experience
  • Knowledge of commercial risk analytics
  • Ability to apply credit and risk principles toward business goals
  • Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
Job Responsibility
Job Responsibility
  • Contribute to the development of new strategies , monitoring and enhancement of existing strategies for collections and recovery
  • Work with stakeholders on implementation , approvals from regulators , partner with Ops for seamless execution of strategies
  • Monitor portfolios and strategies post implementation , and help team understand gap (if any)
  • Work on policy governance and mitigate issues arising due to leakage or policy implementation gap
  • Support all Lobs including PIL and USRB
  • Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing
  • Research customer and/or management queries using risk systems and data and support ad-hoc risk policy analyses and projects as required
  • Participate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes and other related initiatives
  • Manage risk levels for the entire credit spectrum across multiple products and retail formats and prepare risk management presentations for senior management
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
  • Fulltime
Read More
Arrow Right

Mortgage Servicing-Credit Risk Strategy & Analytics - Vice President

The Mortgage Servicing Credit Risk Strategy & Analytics role will support the de...
Location
Location
India , Haryana
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 10+ years of experience in credit risk management in the financial services industry performing quantitative analysis, risk analytics, implementation of analytically driven risk management approaches, models or tools
  • Experience within Mortgage Servicing or one or more areas in credit portfolio management (collections, loss-mitigation, foreclosure/REO, net credit loss, FFIEC/accounting impairment)
  • Active role in performing some analytical components of model or quantitative method/tool development (data collection, segmentation analysis, sensitivity testing, business rules/ model documentation, & production implementation)
  • Statistical/econometric programming skills strongly preferred (SAS, Tableau, PYTHON, etc.)
  • Prior experience working in a regulatory and compliance policy environment
  • Bachelor's degree in economics, Finance, Statistics, Applied Mathematics or related fields
  • Master's degree preferred
Job Responsibility
Job Responsibility
  • Assist in developing credit portfolio management strategies across default life cycle (collections, loss-mitigation, foreclosure & REO) internally and with strategic partners by leveraging data analytics inclusive of score-based models, on-us/off-us data, and business rules
  • Support Portfolio Risk Manager to optimize risk-return dynamics by overseeing credit/default risk and/or collection strategies and developing recommendations for policy optimization throughout the default lifecycle
  • Develop framework for portfolio risk assessment including evaluation of credit, financial and collections performance across varied segments of mortgage residential portfolios
  • Understand applicable credit policies, industry regulations and the requisite impact of those governance items to new initiatives
  • Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, forecasting and new program due diligence
  • Prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity
  • Stay abreast of emerging industry trends in data analytics and perform proactive analytics to assess and support portfolio and origination strategies
  • Proactively identify emerging risks within the portfolio and gaps that might compromise Credit Policy strategies and increase losses
  • Liaise with key stakeholders to advance and support initiatives
  • Lead analytics workstreams partnering with stakeholder teams effectively to impart knowledge and rationale for tasks and ensure ownership for assigned responsibilities, lead to successful completion of goals, as an incubator for innovation
  • Fulltime
Read More
Arrow Right

Credit Risk Strategy & Analytics - Vice President

The Credit Risk Strategy & Analytics role will support the development, implemen...
Location
Location
India , Haryana
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 10+ years of experience in credit risk management in the financial services industry performing quantitative analysis, statistical modeling, implementation, and management of credit scoring models
  • Degree in Economics, Finance, Statistics or Applied Mathematics
  • Active role in performing some analytical components of model development (data collection, data integrity check, segmentation analysis, variable transformation, variable selection, model estimation, sensitivity testing, back testing, out-of-time testing, model documentation, & model production implementation)
  • Statistical/econometric programming skills strongly preferred (SAS/SQL, PYTHON, STATA, etc.)
  • Prior experience working in a regulatory and compliance policy environment
Job Responsibility
Job Responsibility
  • Assist in developing origination, portfolio, and collection strategies internally and with strategic partners by leveraging data analytics inclusive of score-based models, on-us/off-us data, and business rules
  • Support Portfolio Risk Manager to optimize risk-return dynamics by overseeing credit risk and/or collection strategies and developing recommendations for policy optimization throughout the loan lifecycle
  • Develop framework for portfolio risk assessment including evaluation of credit, financial and collections performance across varied lending products and industry segments
  • Understand applicable credit policies, industry regulations and the requisite impact of those governance items to new initiatives
  • Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, forecasting and new program due diligence
  • Prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity
  • Stay abreast of emerging industry trends in data analytics and perform proactive analytics to assess and support portfolio and origination strategies
  • Proactively identify emerging risks within the portfolio and gaps that might compromise Credit Policy strategies and increase losses
  • Liaise with key stakeholders to advance and support initiatives
  • Direct analytics team effectively to impart knowledge and rationale for tasks and ensure ownership for assigned responsibilities, lead to successful completion of goals, as an incubator for innovation
  • Fulltime
Read More
Arrow Right

Assistant Vice President – Consumer Credit Risk (Rules Build and Testing)

The Assistant Vice President (AVP) within Consumer Credit Risk plays a critical ...
Location
Location
India , Pune
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Bachelor’s degree in Finance, Risk Management, Economics, Information Technology, or a related field
  • Master’s degree or relevant professional certifications (Credit Risk, Analytics, Software Testing) preferred
  • 7+ years of experience in consumer credit risk, consumer banking, or financial services
  • Hands‑on experience in credit risk rules build and/or credit risk testing and validation within decisioning platforms
  • Experience supporting credit line management, authorization, or consumer credit risk strategies
  • Strong knowledge of credit risk management concepts, credit products, and end‑to‑end decisioning processes
  • Proficiency in Jira, SAS (Base and Advanced), with experience in SAS FMS / SAS Raptor preferred
  • Strong SQL skills
  • experience working with large transactional datasets
  • Solid statistical knowledge and ability to analyze authorization or decision data to identify trends and anomalies
Job Responsibility
Job Responsibility
  • Analyze, design, and implement credit risk rules and strategies supporting credit line increase/decrease, authorization decisions, and credit risk decision actions (e.g., disclosures, letters, reason codes, adverse action requirements)
  • Build, enhance, and maintain rules within credit risk decisioning platforms, including SAS‑based tools (e.g., SAS FMS / SAS Raptor)
  • Execute unit testing for all rule build activities to validate logic, data usage, and outcomes prior to broader testing phases
  • Serve as a subject matter expert on Business Object Model (BOM) data used for rule execution, reporting, and analytics
  • Support production deployments, daily jobs, and monitoring processes to ensure strategies execute as intended
  • Identify, troubleshoot, and resolve production issues through root cause analysis and collaboration with technology teams
  • Develop and execute comprehensive test strategies, test plans, and test scripts for credit risk models, decision engines, and business rules
  • Validate the functional, operational, and regulatory accuracy of new and existing credit risk strategies prior to deployment
  • Oversee defect identification, tracking, resolution, and retesting, ensuring timely and accurate remediation
  • Ensure testing coverage reflects all relevant risk factors, decision logic, and compliance requirements
  • Fulltime
Read More
Arrow Right

Assistant Vice President - Counterparty Credit Risk

Counterparty Credit Risk Portfolio Analyst role is a risk analyst role in Counte...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Minimum of 6+ years of experience in a large Financial Institution in Counterparty Credit Risk
  • Prior work experience in Counterparty Credit Risk including Exposure and Margin frameworks/models, Stress testing, Wrong-Way Risk, Clearing and Settlement Risk
  • Prior work experience in Markets businesses and products across OTC, Prime Brokerage, Clearing and Security Financing /Repo and across range of assets classes and lines of business
  • Understanding of derivative products and associated first order/second order risks
  • Knowledge of Credit documentation and various Credit master agreements, legal terms related to netting/collateral/margin mechanics is helpful
  • Broad understanding of current market and regulatory environment as applicable to Counterparty Credit Risk
  • Expert in Microsoft Excel for complex data modeling, analysis, and ability to leverage Python (e.g., Pandas, NumPy) and other relevant data analytics tools for data manipulation, statistical analysis, and visualization
  • Excellent organizational and communication skills
  • Superior analytical and quantitative skills and be able to quickly distil transactions/business propositions to key risks
  • Ability to work collaboratively with a wide group of cross-functional stakeholders across levels
Job Responsibility
Job Responsibility
  • Help implement and operate the 2nd Line Counterparty Credit Risk and controls framework for Citi
  • Help in the execution strategy for Pre-Settlement Exposure (PSE), Net Stress Exposure (NSE) and various CCR measurements standards across Citi APAC businesses in partnership with Credit Officers, Risk Analytics and Technology and key stakeholders in 1st Line of Defense including Banking, Markets, and Institutional Credit Management
  • Ensure CCR frameworks, practices and policies applied to all market products, including all Over-The-Counter (OTC) Derivatives across Equity, Foreign Exchange (FX), Fixed Income, Commodities, Credit derivatives
  • Prime Brokerage, Futures and OTC Clearing, Securities Financing Transactions and Cash trading across all Credit portfolios
  • Actively monitor CCR portfolio across business, risk stripes and legal vehicles on the quantum, trend, composition, and work in conjunction with Credit officers and Business partners to ensure CCR exposures remain within risk appetite
  • Focus on early warning and proactive problem recognition based on markets indicators and portfolio concentrations and timely escalate issues to senior management for any action or resolution
  • Help 2nd line of defense Credit officers in pre-trade review, challenge, and what-if analysis for new complex derivatives activity with application of CCR frameworks for effective and efficient risk on-boarding
  • Support CCR risk management governance by preparing and presenting updates on various CCR pillars to CCR councils and senior management forums
  • Support regulatory interactions on the CCR and manage increasing demands of regulatory oversight on CCR including ensuring timely and accurate inputs to regulators
What we offer
What we offer
  • Programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more
  • Access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses
  • Variety of programs that help employees balance their work and life, including generous paid time off packages
  • Fulltime
Read More
Arrow Right