Credit Risk Strategy & Analytics - Vice President Job at Citi (Haryana)

Mortgage Servicing-Credit Risk Strategy & Analytics - Vice President

The Mortgage Servicing Credit Risk Strategy & Analytics role will support the de...

Location

India , Haryana

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

10+ years of experience in credit risk management in the financial services industry performing quantitative analysis, risk analytics, implementation of analytically driven risk management approaches, models or tools
Experience within Mortgage Servicing or one or more areas in credit portfolio management (collections, loss-mitigation, foreclosure/REO, net credit loss, FFIEC/accounting impairment)
Active role in performing some analytical components of model or quantitative method/tool development (data collection, segmentation analysis, sensitivity testing, business rules/ model documentation, & production implementation)
Statistical/econometric programming skills strongly preferred (SAS, Tableau, PYTHON, etc.)
Prior experience working in a regulatory and compliance policy environment
Bachelor's degree in economics, Finance, Statistics, Applied Mathematics or related fields
Master's degree preferred

Job Responsibility

Assist in developing credit portfolio management strategies across default life cycle (collections, loss-mitigation, foreclosure & REO) internally and with strategic partners by leveraging data analytics inclusive of score-based models, on-us/off-us data, and business rules
Support Portfolio Risk Manager to optimize risk-return dynamics by overseeing credit/default risk and/or collection strategies and developing recommendations for policy optimization throughout the default lifecycle
Develop framework for portfolio risk assessment including evaluation of credit, financial and collections performance across varied segments of mortgage residential portfolios
Understand applicable credit policies, industry regulations and the requisite impact of those governance items to new initiatives
Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, forecasting and new program due diligence
Prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity
Stay abreast of emerging industry trends in data analytics and perform proactive analytics to assess and support portfolio and origination strategies
Proactively identify emerging risks within the portfolio and gaps that might compromise Credit Policy strategies and increase losses
Liaise with key stakeholders to advance and support initiatives
Lead analytics workstreams partnering with stakeholder teams effectively to impart knowledge and rationale for tasks and ensure ownership for assigned responsibilities, lead to successful completion of goals, as an incubator for innovation

Fulltime

Mortgage Servicing-Credit Risk Strategy & Analytics - Assistant Vice President

The Mortgage Servicing Credit Risk Strategy & Analytics role will support the de...

Location

India , Haryana

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

7 to 10 years of experience in credit risk management in the financial services industry performing quantitative analysis, risk analytics, implementation of analytically driven risk management approaches, models or tools
Experience within Mortgage Servicing or one or more areas in credit portfolio management (collections, loss-mitigation, foreclosure/REO, net credit loss, FFIEC/accounting impairment)
Active role in performing some analytical components of model or quantitative method/tool development (data collection, segmentation analysis, sensitivity testing, business rules/ model documentation, & production implementation)
Statistical/econometric programming skills strongly preferred (SAS, Tableau, PYTHON, etc.)
Prior experience working in a regulatory and compliance policy environment
Demonstrated ability to proactively synthesize, prioritize and drive results with a high sense of urgency
Strong communications/presentation skills, capable of interacting effectively both technical and non-technical audiences
Ability to obtain support and buy-in across a wide range of stakeholders
Ability to think strategically and articulate concepts clearly
Must be highly organized and able to work in a fast-paced environment managing multiple projects and possess strong interpersonal, organizational and analytic skills

Job Responsibility

Assist in developing credit portfolio management strategies across default life cycle (collections, loss-mitigation, foreclosure & REO) internally and with strategic partners by leveraging data analytics inclusive of score-based models, on-us/off-us data, and business rules
Support Portfolio Risk Manager to optimize risk-return dynamics by overseeing credit/default risk and/or collection strategies and developing recommendations for policy optimization throughout the default lifecycle
Develop framework for portfolio risk assessment including evaluation of credit, financial and collections performance across varied segments of mortgage residential portfolios
Understand applicable credit policies, industry regulations and the requisite impact of those governance items to new initiatives
Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, forecasting and new program due diligence
Prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity
Stay abreast of emerging industry trends in data analytics and perform proactive analytics to assess and support portfolio and origination strategies
Proactively identify emerging risks within the portfolio and gaps that might compromise Credit Policy strategies and increase losses
Liaise with key stakeholders to advance and support initiatives
Lead analytics workstreams partnering with stakeholder teams effectively to impart knowledge and rationale for tasks and ensure ownership for assigned responsibilities, lead to successful completion of goals, as an incubator for innovation

Fulltime

Credit Risk Strategy and Analytics - Assistant Vice President

The Credit Portfolio Senior Analyst is an intermediate-level position responsibl...

Location

India , Haryana

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

7-10 years of relevant experience
Knowledge of credit risk analytics
Ability to apply credit and risk principles toward business goals
Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
Proven ability to remain organized in a fast-paced environment, managing multiple projects
Proven interpersonal, organizational and analytic skills
Bachelor's degree/University degree or equivalent experience

Job Responsibility

Contribute to the development of new techniques and improvement of processes and work-flows by applying in-depth disciplinary knowledge and integrating subject matter and industry expertise within Risk Management
Develop recommendations to adjust credit policies by analyzing credit and financial performance and utilizing statistical scoring, segmentation, and regression and simulation techniques
Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing
Research customer and/or management queries using risk systems and data and support ad-hoc risk policy analyses and projects as required
Participate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes and other related initiatives
Manage risk levels for the entire credit spectrum across multiple products and retail formats and prepare risk management presentations for senior management
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

Fulltime

Credit Risk Strategy and Analytics - Assistant Vice President

The Credit Risk Strategy & Analytics role will support the development, implemen...

Location

India , Haryana

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

7+ years of experience in credit risk management in the financial services industry performing quantitative analysis, statistical modeling, implementation, and management of credit scoring models
Degree in Economics, Finance, Statistics or Applied Mathematics
Active role in performing some analytical components of model development (data collection, data integrity check, segmentation analysis, variable transformation, variable selection, model estimation, sensitivity testing, back testing, out-of-time testing, model documentation, & model production implementation)
Statistical/econometric programming skills strongly preferred (SAS/SQL, PYTHON, STATA, etc.)
Prior experience working in a regulatory and compliance policy environment

Job Responsibility

Assist in developing origination, portfolio, and collection strategies internally and with strategic partners by leveraging data analytics inclusive of score-based models, on-us/off-us data, and business rules
Support Portfolio Risk Manager to optimize risk-return dynamics by overseeing credit risk and/or collection strategies and developing recommendations for policy optimization throughout the loan lifecycle
Develop framework for portfolio risk assessment including evaluation of credit, financial and collections performance across varied lending products and industry segments
Understand applicable credit policies, industry regulations and the requisite impact of those governance items to new initiatives
Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, forecasting and new program due diligence
Prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity
Stay abreast of emerging industry trends in data analytics and perform proactive analytics to assess and support portfolio and origination strategies
Proactively identify emerging risks within the portfolio and gaps that might compromise Credit Policy strategies and increase losses
Liaise with key stakeholders to advance and support initiatives
Direct analytics team effectively to impart knowledge and rationale for tasks and ensure ownership for assigned responsibilities, lead to successful completion of goals, as an incubator for innovation

Fulltime

Credit Risk Strategy and Analytics - Senior Vice President

The Credit Risk Strategy & Analytics role will support the development, implemen...

Location

India , Haryana

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

13+ years of experience in credit risk management in the financial services industry performing quantitative analysis, statistical modeling, implementation, and management of credit scoring models
Degree in Economics, Finance, Statistics or Applied Mathematics
Active role in performing some analytical components of model development (data collection, data integrity check, segmentation analysis, variable transformation, variable selection, model estimation, sensitivity testing, back testing, out-of-time testing, model documentation, & model production implementation)
Statistical/econometric programming skills strongly preferred (SAS/SQL, PYTHON, STATA, etc.)
Prior experience working in a regulatory and compliance policy environment
Demonstrated ability to proactively synthesize, prioritize and drive results with a high sense of urgency
Strong communications/presentation skills, capable of interacting effectively both technical and non-technical audiences
Ability to obtain support and buy-in across a wide range of stakeholders
create a strong network of relationships among peers, internal partners, external constituencies, and decision makers
Must be highly organized and able to work in a fast-paced environment managing multiple projects and possess strong interpersonal, organizational and analytic skills

Job Responsibility

Assist in developing origination, portfolio, and collection strategies internally and with strategic partners by leveraging data analytics inclusive of score-based models, on-us/off-us data, and business rules
Support Portfolio Risk Manager to optimize risk-return dynamics by overseeing credit risk and/or collection strategies and developing recommendations for policy optimization throughout the loan lifecycle
Develop framework for portfolio risk assessment including evaluation of credit, financial and collections performance across varied lending products and industry segments
Understand applicable credit policies, industry regulations and the requisite impact of those governance items to new initiatives
Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, forecasting and new program due diligence
Prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity
Stay abreast of emerging industry trends in data analytics and perform proactive analytics to assess and support portfolio and origination strategies
Proactively identify emerging risks within the portfolio and gaps that might compromise Credit Policy strategies and increase losses
Liaise with key stakeholders to advance and support initiatives
Direct analytics team effectively to impart knowledge and rationale for tasks and ensure ownership for assigned responsibilities, lead to successful completion of goals, as an incubator for innovation

Fulltime

Credit Risk Analytics - Collections and Recovery - Assistant Vice President

The Credit Portfolio Senior Analyst is an intermediate-level position responsibl...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

7+ years of relevant experience
Knowledge of commercial risk analytics
Ability to apply credit and risk principles toward business goals
Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency

Job Responsibility

Contribute to the development of new strategies , monitoring and enhancement of existing strategies for collections and recovery
Work with stakeholders on implementation , approvals from regulators , partner with Ops for seamless execution of strategies
Monitor portfolios and strategies post implementation , and help team understand gap (if any)
Work on policy governance and mitigate issues arising due to leakage or policy implementation gap
Support all Lobs including PIL and USRB
Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing
Research customer and/or management queries using risk systems and data and support ad-hoc risk policy analyses and projects as required
Participate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes and other related initiatives
Manage risk levels for the entire credit spectrum across multiple products and retail formats and prepare risk management presentations for senior management
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Fulltime

Wholesale Credit Risk Data Quality Analytics and Reporting Senior Lead Analyst- Senior Vice President

Location

India , Pune

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

15+ years of experience in Banking or Finance industry preferred
12+ years of experience on working with Wholesale Credit Risk dataset
Experience / Certifications in Agile Methodology preferred
Experience monitoring and managing Data Quality on an ongoing basis, including identifying and resolving issues
executing against Data Quality strategies and policies
Communicates effectively, develops and delivers multi-mode communications that convey a clear understanding of the unique needs of different audiences
able to drive consensus, and influence relationships at all levels
Collaborates effectively by building partnerships and working well with others to meet shared objectives
Strong negotiation, influencing and stakeholder management skills across a variety of stakeholders at different levels
Optimizes work processes by balancing effective / efficient processes with a focus on continuous improvement. Demonstrates ability to balance between understanding the big picture while paying close attention to detail

Job Responsibility

Directs key initiatives within the business through the collection, analysis, review, reporting, documentation and communication of business needs and requirements
Manages resource allocation of work on key projects/initiatives
Deals with complex and highly variable issues with substantial potential business impact
Applies ingenuity and creativity to problem analysis and resolution in complicated and/or novel situations
Acts as an advisor or coach to new or lower-level personnel in the business processes and procedures of the business
Provides in-depth and sophisticated analysis with interpretive thinking to define problems and develop innovative solutions
Influences strategic functional decisions through advice, counsel or provided services that have direct impact on the business
Designs/analyzes complex reports to satisfy management requirements
Uses broad discretion in developing solutions for broad-based business reporting issues
Leads reengineering efforts in business's methodology, strategy, and organizational goals

Fulltime

Product Development - Wholesale Credit Underwriting & Analytics, Vice President

This is a product management role that will build financial analytical tools rel...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Intellectual curiosity, analytical and conceptual thinker
Proactively seeks and develops new opportunities
Attention to detail and process/analytic mindset
Ability to build networks and relationships internally and externally
Familiarity with product development methodologies
Direct experience in end-to-end project delivery, preferably in product development, and knowledge of various analytical tools including Qlikview, Tableau, Access
Comfortable with performing data investigations that require a high degree of accuracy with tight timescales
Ability to create business analysis, troubleshoot data quality issues, and conduct exploratory and descriptive analysis of business datasets
Ability to structure and break down problems, develop solutions, and to drive to results
Process Management knowledge with a propensity for detail and comprehensiveness of content

Job Responsibility

Define system requirements, managing implementation timelines, supporting users, and maintaining a prioritized backlog for ongoing enhancements
Review and validate vendor deliverables to ensure alignment with business objectives
Lead the creation of financial spreading templates that meet diverse business needs across different industries, and independently lead projects to collaborate with senior underwriters to establish Citi standard spreading templates for various business segments and industry portfolios
Develop and document comprehensive business and technical requirements in partnership with Credit Users and Technology partners
Ensure templates and data models are scalable and maintainable
Manage project timelines, milestones, and dependencies to ensure on-time delivery
Creates a product vision aligned to business priorities and corresponding road-map to delivery
Facilitate Agile ceremonies (e.g. sprint planning, backlog grooming, etc.) and sever as product owner in a cross-functional Agile team
Develops plans, prioritizes, coordinates design and delivery of products or features to product release, and serves as product ambassador within user community
Track development progress and adjust priorities as needed based on business feedback and resource capacity

What we offer

Opportunity to grow your career
Give back to your community
Make a real impact
Extensive on-the-job training
Exposure to senior leaders
Traditional learning
Chance to give back and make a positive impact through volunteerism

Fulltime

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Credit Risk Strategy & Analytics - Vice President

Job Description

Job Responsibility

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