CrawlJobs Logo

Credit Risk Specialist

https://www.citi.com/ Logo

Citi

Location Icon

Location:
India , Chennai

Category Icon
Category:
Finance

Job Type Icon

Contract Type:
Not provided

Salary Icon

Salary:

Not provided
Save Job
Save Icon
Apply Position

Job Description:

The Credit Risk Specialist is an entry level position responsible for supporting the country CDE team, in coordination with the Risk Policy team. The overall objective of this role is to ensure a Country team's delivery and support for Credit Policy Automation through Blaze Tools.

Job Responsibility:

  • Provide end to end support to country risk on setup/maintenance of credit acquisition rules using CDE/RMA
  • Translate credit risk polices into rules, support testing and implementation
  • Support the daily workflow for a country unit that performs rules authoring
  • Solve unique services on issue/problems and recommend workarounds on requirement analysis, design, and coding
  • Participate in GC Agile Release Management – understand CI/CDE requirements, analyze impact, design solution, translate to rules setup, support testing & implementation
  • Support sanity testing in blaze upgrade activities
  • Apply basic technical knowledge to troubleshoot and resolve routine issues
  • Collaborate with senior team members to learn and implement best practices
  • Responsible for impact analysis and quality deliverables
  • Maintain the reputation from country risk team
  • Appropriately assess risk when business decisions are made
  • Maintain documentation and support process improvements
  • Stay updated on emerging technologies and trends relevant to your area

Requirements:

  • At least 2+ years of experience in system design & programming
  • Basic knowledge in Banking/Financial sector is desirable
  • Foundational technical knowledge in Python, SQL, Java
  • Strong logical thinking & analytical skill needed for understanding system flow
  • Any exposure to credit initiation process & policy is added advantage
  • Any Rule Engine Hands-on desirable
  • Eagerness to learn new technologies and tools
  • Good communication and teamwork abilities
  • Ability to work under pressure and manage to deadlines
  • Ability to work in a fast-paced environment
  • Consistently demonstrates clear and concise written and verbal communication
  • Attention to detail and intermediate problem-solving skills
  • Bachelor's/University degree or equivalent experience

Nice to have:

  • Basic knowledge in Banking/Financial sector
  • Any exposure to credit initiation process & policy
  • Any Rule Engine Hands-on

Additional Information:

Job Posted:
September 24, 2025

Employment Type:
Fulltime
Work Type:
Hybrid work
Icon
Citi - All Job Offers
Job Link Share:
Copy Link Icon
Facebook Icon Twitter Icon LinkedIn Icon

Looking for more opportunities? Search for other job offers that match your skills and interests.

Briefcase Icon

Similar Jobs for Credit Risk Specialist

Data and Credit Bureau Attributes Specialist Consumer Credit Risk

The Data & Credit Bureau Attributes Specialist (AVP) - Consumer Credit Risk is r...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Bachelor's degree in a relevant field (e.g., finance, risk management, information technology)
  • Experience in designing and implementing data governance frameworks that align with regulatory standards
  • Experience with data controls, summarization, and transformation in a credit risk context
  • Experience with modern data integration tools, cloud platforms, and emerging AI technologies
  • Experience in SAS, SAS/Stat, SQL
  • Strong financial management skills with experience managing large-scale data projects
Job Responsibility
Job Responsibility
  • Develop and enforce a governance framework that ensures the accuracy, security, and quality of data throughout its lifecycle
  • Oversee the transformation of raw and disparate data sets into actionable insights that support strategic and tactical decision-making within credit risk frameworks
  • Lead the end-to-end delivery process for building, testing, and deploying data pipelines
  • Ensure that all data driving regulatory reporting is accurate, timely, and adheres to compliance standards
  • Engage with senior stakeholders across Risk, IT, Compliance, and Business units
  • Lead innovation efforts that enhance the automation, scalability, and efficiency of data integration and controls
  • Fulltime
Read More
Arrow Right

Fraud Risk Specialist

The Fraud Risk Specialist ensures quality of tasks and services provided by impl...
Location
Location
India , Chennai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 2-4 years previous experience preferred
  • Bachelor's degree is must
Job Responsibility
Job Responsibility
  • Minimizes application fraud losses by implementing and managing various pre acquisition fraud prevention processes
  • Manages Pre- Acquisition sampling for the given location and manages Post acquisition verification processes
  • Manages Outsourced vendors and ensure smooth functioning of Business as Usual Reviews
  • Reviews sampling reports sent by outsourced vendors and provide the same to Credit Initiation teams post validation
  • Reviews the alerts received to ensure that fraudulent credit card booking is avoided
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
  • Fulltime
Read More
Arrow Right

Senior Credit Portfolio Risk Manager

Senior management-level position leading credit risk function for unsecured lend...
Location
Location
Singapore , Singapore
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Bachelor's degree in a quantitative field such as Finance, Economics, Statistics, Mathematics, Engineering, or Computer Science
  • Master's degree or MBA preferred
  • Minimum of 8-10 years of experience in credit risk management within the financial services industry
  • Significant focus on unsecured lending
  • Proven experience in a leadership or team management role
  • Extensive experience in developing, testing, optimizing, and implementing credit strategies
  • Advanced proficiency in statistical modeling, predictive analytics, machine learning techniques, and quantitative methods for credit risk
  • Strong understanding of data warehousing, SQL, and experience with large datasets
  • Deep understanding of credit lifecycle management (origination, account management, collections), PD/LGD/EAD modeling, stress testing, and regulatory requirements
  • Expertise in analytical tools such as SAS, R, Python, SQL, and data visualization tools
Job Responsibility
Job Responsibility
  • Develop, implement, and continually refine credit risk strategies for unsecured lending products
  • Utilize advanced risk analytics and loss forecasting techniques to identify emerging trends and assess portfolio performance
  • Monitor key financial drivers and portfolio metrics to inform decision-making
  • Collaborate with product, marketing, finance, and operations teams to align risk strategies with business objectives
  • Lead the development, validation, and implementation of predictive credit risk models, scorecards, and decision engines
  • Oversee data management practices for credit risk
  • Lead, mentor, and develop a team of risk analysts and specialists
  • Build and maintain strong relationships with internal stakeholders across various departments
  • Lead the end-to-end process of developing new credit strategies
  • Design and execute champion/challenger tests and other experimental designs
What we offer
What we offer
  • Extensive on-the-job training and exposure to senior leaders
  • Traditional learning opportunities
  • Chance to give back and make a positive impact through volunteerism
  • Resources to meet unique needs
  • Empowerment to make healthy decisions
  • Support for managing financial well-being and planning for future
  • Fulltime
Read More
Arrow Right

Senior Vice President, Credit Specialist, Private Banking

Citi Global Wealth (CGW) is looking for a Senior Vice President, Credit Speciali...
Location
Location
Singapore , Singapore
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Min 10 years of experience
  • Strong and proven analytical, financial structuring and execution skills
  • Experience as a credit officer
  • In-depth knowledge and understanding of Financial Analysis including Financial and cash flow modelling
  • Ability to digest complex or detailed issues and articulate them in a clear and concise manner to stakeholders
  • Excellent communication (written and verbal) and interpersonal skills
  • Good negotiation skills
  • Strong initiative and interactive approach to problem-solving
  • Displays flexibility and independence in a demanding environment
  • Dependable team player
Job Responsibility
Job Responsibility
  • Assist Lending Advisors with preparing Credit Greenlight memos
  • Full credit underwriting with appropriate risk-return characteristics
  • Preparation of Credit Applications ensuring accuracy and completeness of data
  • Financial Analysis including cash flow statements
  • Collateral Evaluation covering investment portfolios, commercial real estate, art, aircraft and other asset classes
  • Provide In-Business Credit Risk Approval on credit applications
  • Prepare and negotiate credit documentation for facilities
  • Prepare, review and monitor compliance to facility covenants and approval conditions
  • Assist in Portfolio Management
  • Problem Recognition and assisting with classified loans remedial management
What we offer
What we offer
  • Access to telehealth options, health advocates, confidential counseling
  • Expanded Paid Parental Leave Policy
  • Access to learning and development resources
  • Generous paid time off packages
  • Fulltime
Read More
Arrow Right

Credit Product Strategy & Plan Specialist

The CPSO team manages credit monitoring, portfolio management, collateral manage...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Demonstratable financial services experience, including 6-9 years in Banking or FI Industry
  • Deep knowledge of Wholesale Credit Processes and Policies spanning the Credit Risk Value Chain
  • Sound and thorough knowledge of Citi's systems
  • Significant experience in preparing presentations for seniors
  • Outstanding awareness and adherence to the control environment
Job Responsibility
Job Responsibility
  • Effective Issue Resolution & Risk Mitigation by providing testing support to resolve MRAs/CAPs (Corrective Action Plans) and SIIs (Self-Identified Issues)
  • Support Portfolio Manager and Assistant Portfolio Manager in Partnership and Continuous engagement with applicable regional and industry stakeholders for effective Issue resolution and Risk Mitigation
  • Implementation of best practices inline with established guidelines to drive operational consistency
  • Ensure on-time adoption and continued improvement of the Credit Risk Process Digitalization platforms
  • Ensure timely completion of projects within the CPSO book of work
  • Following established governance mechanisms/controls to prevent recurrence of issues
  • Identify scope to leverage new age tools to optimize processes
  • Ensure ongoing and timely feedback and coaching of Associates and Senior Analysts
  • Actively participate in Learning, Development and Training opportunities
  • Support CPSE VoE Engagement, Belonging (DEI), and Leadership scores
What we offer
What we offer
  • Equal opportunity employer
  • Best-in-class global benefits
  • Learning and development opportunities
  • Fulltime
Read More
Arrow Right

Credit Risk Analyst

The Credit Risk Analyst role involves monitoring, assessing, analyzing and evalu...
Location
Location
Colombia , Bogotá
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Strong English communication skills required (verbal and written)
  • 0-2 years prior experience in a financial institution with a focus on credit analysis and spreading software
  • Extensive knowledge of GAAP accounting, financial regulations, financial products, and credit analysis
  • Ability to analyze business and personal financial statements with respect to GAAP and Citibank policies
Job Responsibility
Job Responsibility
  • Accurately spreads business and personal financial statements and business and individual tax returns on a timely basis and in accordance with Generally Accepted Accounting Principles (GAAP) and Citibank policies
  • Ensure that financial data for simple to complex credits are mapped appropriately into the bank's matrix and analysis tool
  • Provides comments to the judgmental Underwriter on significant items in the financials and may be involved in credit structure and loan pricing
  • Spread new, renewal and interim financial statements and business and individual tax returns in accordance with bank guidelines
  • Provide succinct analysis based on customers, peers, the portfolio, and the industry
  • Provide preliminary analysis of simple to complex credits, including calculation of cash flow, debt service coverage, collateral coverage, and guarantor net worth
  • Coordinate with the Credit Officers, Credit Analysts, Other Credit Center Staff and Relationship Managers
  • Act in an advisory role for the Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring
  • Complete quality assurance reviews to ensure application packages and analysis are thorough and accurate prior to forwarding for underwriting
  • May act as an industry specialist with responsibility for SBA/EXIM loan analysis
  • Fulltime
Read More
Arrow Right

Credit Risk Jr Analyst

The Credit Analyst 1 is a developing professional role. Applies specialty area k...
Location
Location
Mexico , Ciudad De Mexico
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 0-2 years prior experience in a financial institution with a focus on credit analysis and spreading software
  • Extensive knowledge of GAAP accounting, financial regulations, financial products, and credit analysis
  • Ability to analyze business and personal financial statements with respect to GAAP and Citibank policies
  • Bachelor's/University degree or equivalent experience
Job Responsibility
Job Responsibility
  • Accurately spreads business and personal financial statements and business and individual tax returns on a timely basis and in accordance with Generally Accepted Accounting Principles (GAAP) and Citibank policies
  • Ensure that financial data for simple to complex credits are mapped appropriately into the bank's matrix and analysis tool
  • Provides comments to the judgmental Underwriter on significant items in the financials and may be involved in credit structure and loan pricing
  • Spread new, renewal and interim financial statements and business and individual tax returns in accordance with bank guidelines
  • Provide succinct analysis based on customers, peers, the portfolio, and the industry
  • Provide preliminary analysis of simple to complex credits, including calculation of cash flow, debt service coverage, collateral coverage, and guarantor net worth
  • Coordinate with the Credit Officers, Credit Analysts, Other Credit Center Staff and Relationship Managers
  • Act in an advisory role for the Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring
  • Complete quality assurance reviews to ensure application packages and analysis are thorough and accurate prior to forwarding for underwriting
  • May act as an industry specialist with responsibility for SBA/EXIM loan analysis
  • Fulltime
Read More
Arrow Right

Credit Risk Senior Analyst

The Credit Senior Analyst is a developing professional role responsible for cred...
Location
Location
Colombia , Bogotá
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Strong English communication skills required (verbal and written)
  • 2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software
  • extensive knowledge of Generally Accepted Accounting Principals (GAAP) accounting, financial regulations, financial products, and credit analysis
Job Responsibility
Job Responsibility
  • Spread new, renewal, interim financial statements and business/individual tax returns in accordance with bank guidelines
  • Provide succinct analysis based on customers, peers, the portfolio, and the industry
  • Provide preliminary analysis of simple to complex credits, including calculation of cash flow, debt service coverage, collateral coverage, and guarantor net worth
  • Coordinate with the Credit Officers, Credit Analysts, Other Credit Center Staff and Relationship Managers
  • Act in an advisory role for the Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring
  • Complete quality assurance reviews to ensure application packages and analysis are thorough and accurate prior to forwarding for underwriting
  • Provide leadership, training, and coaching to Credit Analyst I positions and back up support to the Application Preparation Team Manager
  • May act as an industry specialist with responsibility for SBA/EXIM loan analysis
  • Appropriately assess risk when business decisions are made
  • Fulltime
Read More
Arrow Right
Welcome to CrawlJobs.com –
Your Global Job Discovery Platform
At CrawlJobs.com, we simplify finding your next career opportunity by bringing job listings directly to you from all corners of the web. Using cutting-edge AI and web-crawling technologies, we gather and curate job offers from various sources across the globe, ensuring you have access to the most up-to-date job listings in one place.
Jobs by Category
Art and Entertainment Jobs Banking Jobs Call Center Jobs Construction Jobs Consulting Jobs Customer Service Jobs Education Jobs Energy Jobs Finance Jobs Gastronomy Jobs Health and Beauty Jobs Hospitality and Tourism Jobs Human Resources Jobs Insurance Jobs IT - Administration Jobs IT - Software Development Jobs Legal Jobs Logistics Jobs Manufacturing Jobs Marketing, Digital Marketing, SEO, SEM Jobs Media Jobs Nursing Jobs Office Administration Jobs Pharmacy Jobs Physical Work Jobs Public Relations Jobs Public Sector Jobs Purchasing Jobs Quality Control Jobs Real Estate Jobs Research and Development Jobs Sales Jobs
Job Positions Jobs by Country
United States Jobs United Kingdom Jobs India Jobs Canada Jobs Australia Jobs Poland Jobs Ireland Jobs Germany Jobs
Company
Blog About Us Contact
Follow Us
Facebook
X (Twitter)
LinkedIn
Instagram
© 2025 CrawlJobs Ltd. All Rights Reserved
Terms & Conditions Privacy Policy