Credit Risk Senior Analyst, Citi

Citi

Location:
United States, Irving

Category:
Finance

Contract Type:
Employment contract

Salary:

76230.00 - 106370.00 USD / Year

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Job Description:

Corporate Developed Markets (CDM) Underwriting is an integral part of the Institutional Credit Management Underwriting organization. The role involves delivering best-in-class credit risk analysis, monitoring and credit administration as a partner to ICM Risk and Banking with shared commitment to ensuring the safety and soundness of wholesale lending across ICM.

Job Responsibility:

Assess credit and financial strength of Citi's counterparts by performing fundamental credit analysis
Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings
Perform Transaction memos approvals in timely manner
Exercise discretion and independent judgement to make recommendations to second line of defense
Continuous monitoring of covered portfolio including industry trends and relationship impacts
Partnership with regional and industry stakeholders in Banking and Independent Risk
Support ICM Risk Analysis Voice of the Employee initiatives
Travel (less than 10%)

Requirements:

2-5 years previous experience in a financial institution with focus on credit analysis and spreading software
BA/BS in Finance or Accounting or higher degree in Business (MBA), or any other related subject
Fundamental analytical skills including understanding of key financial components (liquidity position, leverage profile)
Basic knowledge of financial statements and GAAP accounting or similar governance
Basic understanding of Credit Policy and procedures
Microsoft Office (Word, Excel, and PowerPoint) skills
Knowledge of Financial Modeling Concepts
Strong written and verbal communication skills
Organizational skills with ability to work under pressure and manage time effectively

Nice to have:

Interpersonal skills with ability to build relationships
Leadership skills
Industry research capabilities
Risk identification and assessment skills

What we offer:

Medical, dental & vision coverage
401(k)
Life, accident, and disability insurance
Wellness programs
Paid time off packages including vacation, sick leave, and paid holidays
Discretionary and formulaic incentive and retention awards

Additional Information:

Job Posted:
September 13, 2025

Expiration:
September 18, 2025

Employment Type:

Fulltime

Work Type:

Hybrid work

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Credit Risk Senior Analyst