CrawlJobs Logo

Credit Risk Senior Analyst

https://www.citi.com/ Logo

Citi

Location Icon

Location:
Philippines , City of Taguig

Category Icon
Category:

Job Type Icon

Contract Type:
Not provided

Salary Icon

Salary:

Not provided

Job Description:

The Credit Risk Intmd Analyst is a developing professional role. Deals with most problems independently and has some latitude to solve complex problems. Integrates in-depth specialty area knowledge with a solid understanding of industry standards and practices. Good understanding of how the team and area integrate with others in accomplishing the objectives of the subfunction/ job family. Applies analytical thinking and knowledge of data analysis tools and methodologies. Requires attention to detail when making judgments and recommendations based on the analysis of factual information. Typically deals with variable issues with potentially broader business impact. Applies professional judgment when interpreting data and results. Breaks down information in a systematic and communicable manner. Developed communication and diplomacy skills are required in order to exchange potentially complex/sensitive information. Moderate but direct impact through close contact with the businesses' core activities. Quality and timeliness of service provided will affect the effectiveness of own team and other closely related teams.

Job Responsibility:

  • Provides analysis of a business' financial trends, indicators and other client data for presentation to the Underwriting Manager for further discussion and consideration
  • Manages the risk associated with new and existing borrowing relationships
  • Performs spreads of client business financial statements
  • Creates Customer Accounting Systems’ through Credit Platform
  • Recognizes potential client risk through early warning systems
  • Performs periodic financial statement review
  • Tracks established financial covenants
  • Monitors compliance to borrowing base credit facility
  • Accompanies Underwriting Manager on customer site visits (when appropriate)
  • Compliance with Citibank policies to ensure satisfactory ratings from internal and external auditors
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

Requirements:

  • 2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software
  • Analyze program results vs expectations / Develop Strategies and Criteria / Gather data and prepare data for analysis
  • Bachelor’s/University degree or equivalent experience

Additional Information:

Job Posted:
April 24, 2025

Employment Type:
Fulltime
Work Type:
On-site work
Job Link Share:

Looking for more opportunities? Search for other job offers that match your skills and interests.

Briefcase Icon

Similar Jobs for Credit Risk Senior Analyst

Credit Risk Analyst

The Credit Portfolio Analyst II is an intermediate-level position responsible fo...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 0-2 years of experience in credit risk analysis or corporate banking
  • Experience in financial analysis, accounting and valuation
  • Knowledge of accounting and corporate finance, financial modelling, credit and banking products, credit analytics, risk assessment, and transaction execution
  • Consistently demonstrate clear and concise written and verbal communication
  • Proven ability to work with little direction and in a team
  • Demonstrated accountability, self-motivation and business acumen
  • Bachelor's degree/University degree or equivalent experience
Job Responsibility
Job Responsibility
  • Conduct risk assessments and client credit analyses, review financial results and peer analyses and prepare financial projections
  • Prepare green-light and transaction approval memos, conduct due diligence, build cash flow models and conduct sensitivity analyses
  • Escalate credit concerns/updates to senior risk and business managers and propose risk mitigation action to be taken by staying continuously informed of related developments/news for the portfolio and industry covered and understanding the credit process, policies and Citi's risk appetite
  • Assist with portfolio review preparation and conducting stress tests
  • Build working relationships with various teams across the bank, including deal, coverage and product teams
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
  • Fulltime
Read More
Arrow Right

In-Business QA, Business Risk Credit Analyst

The role involves quality assurance relating to Wholesale Credit Risk processes,...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Relevant work experience in Risk & Control function focusing on Wholesale Credit Risk
  • Hands on experience of Data Science / Data Analytics
  • Deep understanding of control framework in the banks
  • Experience in BCBS 239 is highly desirable
  • Python is essential
  • Tableau and SQL are added advantages
  • Consistently demonstrates clear and concise written and verbal communication skills
  • Effective organizational influencing skills required
  • Excellent problem-solving skills
  • Ability to see the big picture with high attention to critical details
Job Responsibility
Job Responsibility
  • Support the In-Business Quality Assurance Head of Data Analytics to set the global strategy for and lead the implementation and ongoing delivery of a robust Data analytics and testing program for the Quality Assurance function as it relates to Wholesale Credit Risk (WCR) data governance
  • Provide effective challenge on the design and operation of the data and credit processes within ICM and report any identified gaps and concerns through quarterly reports published to ICM senior management
  • Ability to query and clean complex datasets from multiple sources to funnel into advanced statistical analysis
  • Hands-on experience in designing, planning, prototyping, productionizing, deploying, maintaining, and documenting reliable and scalable data science solution
  • Perform design and operational effectiveness assessments of various business processes within Wholesale Credit Risk
  • Participate and independently lead Quality Assurance Reviews (QAR) covering data-relevant aspects
  • Read policies, standards, and procedures to understand key pillars, responsibilities, associated risks, and expected controls for the business process(es) in scope
  • Lead data discovery to identify data lineage and controls for the defined business process in scope
  • Evaluate findings identified through the Quality Assurance process, determine materiality, and partner with business teams to drive sustainable remediation
  • Collaborate within IBQA teams and with QA Directors and provide them with analytics insights
  • Fulltime
Read More
Arrow Right

Country Risk Senior Analyst

Country Risk Senior Analyst supports the Investment secured Portfolio for Asia S...
Location
Location
Singapore , Singapore
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 5-8 years of relevant experience
  • Bachelor’s degree/University degree or equivalent experience
  • Excellent working knowledge of financial markets including investments, FX, and margin lending experience is a key differentiator
  • Able to rationalize logically and consistently demonstrate clear and concise written and verbal communication
  • Strong team player - You should be able to work effectively individually as well as effectively network with coworker from cross functional and multitask in a fast-paced environment
  • Good attitude, willingness to learn and possessing high integrity
  • Excellent verbal and written communication skills. Effective team player and interpersonal skills
  • Ability to work under pressure, prioritize to meet deadlines
  • Highly proficient in MS Office (Excel, Access, PowerPoint)
Job Responsibility
Job Responsibility
  • Support critical projects related to regulatory initiatives (MAS, FDIC, CCAR) and regional/global data projects from a Credit Risk perspective including risk projects related to automation, streamlining and preparation of reports across various credit products
  • Support system implementation and process enhancements with respect to various data across multiple products and retail formats for global, local reporting, Risk-Finance data convergence projects
  • Support the risk manager in adhoc analytics and projects related to alignment of credit program/policies with Citi Private bank (CPB) as part of Citi Global Wealth (CGW) strategic Initiative
  • Manage day-to-day project activities and engage closely with stakeholders to help align and roll-out CGCPC-CPB best in class client proposition related to Credit Risk areas like Automation/Simplification of Loanable Value, Credit review related processes working closely with product, operations teams
  • Work with Credit Risk/Policy Manager to evaluate, analyze and recommend policy decisions related to credit underwriting, mark to market and credit collateral acceptance of marketable securities
  • Work with Credit Risk/Policy Manager and stakeholders in the periodic updates of the credit program/policies
  • Proactively seek to identify business reporting and analytical needs, streamline processes, and evaluate key drivers for monthly variances and trend analysis of various risk parameters
  • Lead technology upgrades, enhance automation
  • Contribute to system changes, testing stages for system cutovers impacting Investment Secured Lending product
  • Has the ability to operate with a limited level of direct supervision
What we offer
What we offer
  • Equal employment opportunity
  • Accessibility accommodations available
  • Global benefits provided
  • Fulltime
Read More
Arrow Right

Credit Risk Senior Analyst

The Credit Risk Senior Analyst is a seasoned professional role. Applies in-depth...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 6-8 years previous experience in Forecasting / Fraud / Risk Management
  • Advanced quantitative and analytic skills required
  • Proficient in Excel, Microsoft Word, PowerPoint
  • Excellent communication skills, both oral and written
  • Bachelor's/University degree or equivalent experience
Job Responsibility
Job Responsibility
  • Oversees the monthly Loss Forecasting aspects of the group
  • Liaises with the Finance, Collections & Risk Policy team with respect to Loss Forecasting
  • Oversees analysis of Forecasting in Citi Corp with respect to Forbearance performance and reporting, and Recoveries performance and reporting
  • Analyzes fraud portfolio performance at a granular level
  • Develops detailed diagnostics on Fraud behavior, shifts in that behavior, assess its impact on portfolio performance, and support the forecasting process
  • Assists in the production all presentations to the Citigroup CFO, Citi Cards CEO, Citi Cards Risk Head, Global Consumer Credit Risk Officer & Regulators, as well as various ad hoc requests
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
What we offer
What we offer
  • Programs and services for physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more
  • Generous paid time off packages
  • Fulltime
Read More
Arrow Right

Senior Credit Analyst Commercial Banking

Senior Credit Analyst Commercial Banking is a seasoned professional role within ...
Location
Location
Poland , Warsaw; Krakow; Gdansk; Wroclaw; Poznan
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Master’s/University degree in Economics or Law
  • Minimum 10 years of experience in the financial sector in credit analysis of commercial and corporate clients
  • Experience in Corporate Finance and remediation process
  • Ability to analyze financial statements and prepare financial forecasts
  • Good understanding and knowledge of commercial and corporate banking products
  • Advanced analytical skills
  • Excellent communication skills, both oral and written
  • Negotiation skills
  • Openness, honesty and independence in presenting views
  • Ability to work under time pressure and complete assigned tasks in a timely manner
Job Responsibility
Job Responsibility
  • Credit analysis and risk assessment of clients within the allocated portfolio (Mid-and Large Commercial Clients)
  • Preparation of annual reviews of credit exposure along with the determination of risk ratings and structure of credit lines
  • Managing risks associated with new and existing credit transactions, incl. corporate finance
  • Conducting negotiations on the transaction with the participation of Boards of clients, their advisors, advisors of the Bank and supervising the implementation of agreed terms and conditions in the Bank’s credit exposure
  • Review of market information on the credit clients and respective industries
  • Regular contact with clients related to credit matters, incl. customer site visits (when appropriate)
  • Identifying and obtaining exceptions approvals
  • Recommending appropriate classification of exposures in the assigned credit portfolio
  • Performing periodic financial statement review
  • Tracking established financial covenants
What we offer
What we offer
  • Job contract and social benefits (private medical care, fitness card, life insurance, pension programme, co-financing of cultural and entertainment events and more)
  • Access to e-learning platform (Degreed) as well as English learning platform
  • Possibility to gain globally appreciated work experience
  • Friendly and supportive culture and team
  • Flexible and partly-remote working conditions
  • Fulltime
Read More
Arrow Right

Credit Portfolio Senior Risk Analyst

The Portfolio Credit Risk Management role oversees portfolio risk management act...
Location
Location
Singapore , Singapore
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 2-5 years relevant experience
  • Basic understanding of risk management principles
  • Experience utilizing quantitative methods for stress scenarios
  • Strong problem-solving capabilities, attention to detail, and a proactive attitude
  • Ability to remain organized in a fast-paced environment, managing multiple projects
  • Ability to work under pressure, multi-task and prioritize to meet deadlines
  • Highly proficient in MS Office – (Excel, Word, PowerPoint)
  • Proficiency in SAS is preferred
  • Bachelor's/University degree or equivalent experience
Job Responsibility
Job Responsibility
  • Develop and apply quantitative strategies for managing stress scenarios, risk exposures, and loss forecasting
  • Contribute to the quarterly submissions for IFRS9 provisioning process, work with finance stakeholders to ensure timely submission of the provision numbers
  • Contribute to the quarterly/annually submissions for Stress Testing, regulatory and non-regulatory (CCAR/ICAAP/IWST) submission for loss forecasting
  • Manage stress test for the entire credit spectrum across multiple products (retail) and prepare risk management presentations for senior management
  • Analyze model outputs and relate to portfolio and macroeconomic trends
  • Utilize Statistical Analysis System (SAS) to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing
  • Participate in developing, testing, and optimizing statistical risk models, ensuring consistency and regulatory compliance for the purpose of loss forecasting and/or IFRS9 provisioning with Model Developers
  • Perform Model Monitoring, Validations as per Model Risk Management Guideline
  • Manage IFRS9 provisioning for the entire credit spectrum across multiple products and prepare risk management presentations for senior management
  • Appropriately assess provision adequacy safeguarding Citigroup and it's assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
What we offer
What we offer
  • Extensive on-the-job training and exposure to senior leaders
  • More traditional learning
  • Opportunity to give back and make a positive impact through volunteerism
  • Resources to meet unique needs
  • Empowerment to make healthy decisions and manage financial well-being
  • Global benefits
  • Fulltime
Read More
Arrow Right

Credit Portfolio Senior Analyst

The Credit Portfolio Senior Analyst is an intermediate-level position responsibl...
Location
Location
Poland , Warsaw
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Bachelor's degree/University degree or equivalent experience
  • 5-8 years of relevant experience in corporate or commercial risk management
  • Knowledge of commercial risk analytics
  • Ability to apply credit and risk principles toward business goals
  • Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
  • Proven ability to remain organized in a fast-paced environment, managing multiple projects
  • Proven interpersonal, organizational and analytic skills
  • Proven knowledge of IFRS, local accounting standards, leveraged lending regulatory requirements
  • Fluency in Polish and English
Job Responsibility
Job Responsibility
  • Contribute to the development of new techniques and improvement of processes and work-flows by applying in-depth disciplinary knowledge and integrating subject matter and industry expertise within Risk Management
  • Develop recommendations to adjust credit policies by analyzing credit and financial performance and utilizing statistical scoring, segmentation, and regression and simulation techniques
  • Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing
  • Research customer and/or management queries using risk systems and data and support ad-hoc risk policy analyses and projects as required
  • Participate in developing, testing, and optimizing credit policies and procedures, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes and other related initiatives
  • Manage risk levels for the entire credit spectrum across multiple products and retail formats and prepare risk management presentations for senior management
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding the Bank, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
  • Active participation in Early Warning Processes including quarterly financial monitoring and assessment of credit risk profile of client and exposures regarding regulatory requirements (i.e. stage or internal classification)
  • Active participation in improvement of credit process and procedures
What we offer
What we offer
  • Job contract and social benefits (private medical care, fitness card, life insurance, pension programme, co-financing of cultural and entertainment events)
  • Access to e-learning platform (Degreed) as well as English learning platform
  • Possibility to gain globally appreciated work experience
  • Friendly and supportive culture and team
  • Flexible and partly-remote working conditions
  • Fulltime
Read More
Arrow Right

Credit Risk Analyst

The Credit Portfolio Analyst II is an intermediate-level position responsible fo...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 2-4 years of experience in credit risk analysis or corporate banking
  • Experience in financial analysis, accounting and valuation
  • Knowledge of accounting and corporate finance, financial modelling, credit and banking products, credit analytics, risk assessment, and transaction execution
  • Consistently demonstrate clear and concise written and verbal communication
  • Proven ability to work with little direction and in a team
  • Demonstrated accountability, self-motivation and business acumen
  • Bachelor's degree/University degree or equivalent experience
Job Responsibility
Job Responsibility
  • Conduct risk assessments and client credit analyses, review financial results and peer analyses and prepare financial projections
  • Prepare green-light and transaction approval memos, conduct due diligence, build cash flow models and conduct sensitivity analyses
  • Escalate credit concerns/updates to senior risk and business managers and propose risk mitigation action to be taken by staying continuously informed of related developments/news for the portfolio and industry covered and understanding the credit process, policies and Citi's risk appetite
  • Assist with portfolio review preparation and conducting stress tests
  • Build working relationships with various teams across the bank, including deal, coverage and product teams
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
  • Fulltime
Read More
Arrow Right