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Credit Risk Senior Analyst

Mexico, Ciudad De Mexico · Job Posted July 04, 2026
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Job Description

The Credit Risk Senior Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.

Job Responsibility

  • Assess the credit and financial strength of Citi’s most complex Large Corporate Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
  • Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
  • Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Underwriters, Risk and Business partners
  • Reviewing and providing recommendation on the risk raking across this sector
  • Partnership with applicable regional and industry stakeholders in Business and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios
  • Support Voice of the Employee (VOE) initiatives
  • Travel (less than 10%)

Requirements

  • Advanced spoken English communication skills are required
  • Requires 5-7 years of previous credit authority experience, including experience in a regulatory and compliance policy environment
  • Proven analytical skills, including the ability to understand and assess individual and company financial statements, cash flow, industry/competitive analysis, and projections, particularly for complex business structures with foreign subsidiaries and/or parent organizations
  • Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process
  • Excellent organizational skills, attention to detail, an ability to prioritize, and the capacity to complete assignments within required deadlines in a fast-paced environment
  • Effective interpersonal and written/verbal communication skills
  • Thorough problem recognition and resolution skills
  • A proactive disposition with the ability to work both autonomously and as part of a team
  • Proficiency in various spreadsheet and word processing applications (e.g., Excel and Word), including the use of graphs, charts, and financial analysis software
  • Typically deals with complex and variable issues with substantial potential impact, where developing an approach or taking action involves weighing various alternatives and balancing potentially conflicting needs
  • Requires strong analytical skills to filter, prioritize, and validate potentially complex material from multiple sources
  • Exercises a wide degree of latitude and discretion
  • Work has a significant impact on the area through complex deliverables
  • Provides advice and counsel related to the technology or operations of the business
  • Work impacts an entire area, which in turn affects the overall performance and effectiveness of the sub-function/job family

What we offer

  • Hybrid working model with 3 days in the office and 2 days working remotely
  • Exposure to complex, large corporate credit portfolios and counterparty relationships across global markets
  • Access to learning and development programmes
  • Opportunity to build meaningful relationships with senior risk and business stakeholders
  • Wellbeing support and work-life balance initiatives
  • Competitive financial benefits and rewards
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