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Credit Risk Senior Analyst

https://www.citi.com/ Logo

Citi

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Location:
Colombia, Bogotá

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Category:
Finance

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Contract Type:
Employment contract

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Salary:

Not provided

Job Description:

The Credit Senior Analyst is a developing professional role responsible for credit risk analysis, applying analytical thinking and knowledge of data analysis tools to assess financial statements, tax returns, and credit risks. It requires strong communication and leadership skills with a focus on quality assurance and compliance adherence.

Job Responsibility:

  • Spread new, renewal, interim financial statements and business/individual tax returns in accordance with bank guidelines
  • Provide succinct analysis based on customers, peers, the portfolio, and the industry
  • Provide preliminary analysis of simple to complex credits, including calculation of cash flow, debt service coverage, collateral coverage, and guarantor net worth
  • Coordinate with the Credit Officers, Credit Analysts, Other Credit Center Staff and Relationship Managers
  • Act in an advisory role for the Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring
  • Complete quality assurance reviews to ensure application packages and analysis are thorough and accurate prior to forwarding for underwriting
  • Provide leadership, training, and coaching to Credit Analyst I positions and back up support to the Application Preparation Team Manager
  • May act as an industry specialist with responsibility for SBA/EXIM loan analysis
  • Appropriately assess risk when business decisions are made

Requirements:

  • Strong English communication skills required (verbal and written)
  • 2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software
  • extensive knowledge of Generally Accepted Accounting Principals (GAAP) accounting, financial regulations, financial products, and credit analysis

Nice to have:

  • Analytical Thinking
  • Financial Analysis
  • Policy and Regulation
  • Risk Identification and Assessment

Additional Information:

Job Posted:
November 19, 2025

Employment Type:
Fulltime
Work Type:
On-site work
Job Link Share:
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