Credit Risk Senior Analyst

The Assistant Vice President will facilitate the lending process including all due diligence required to perform an annual review, not limited to risk rating, assessing classification, structuring, research on industry and client level due diligence, financial analysis, etc. The Assistant Vice President is responsible for supporting the underwriting and monitoring of a material amount of credit risk associated with capital deployed across a variety of lending products appropriate for commercial banking relationships. A thorough understanding of and compliance with WCR Policies and Procedures is critical to success in this roles as it interfacing with oversight such as 1Lod and 2LoD approvers, IBQA, Credit Risk Review, IRQA, etc. The Assistant Vice President role also requires the individual to develop an understanding of various Citi, credit policies, processes, and procedures, and how to apply these concepts consistently in practice, including ensuring the portfolio is appropriately risk-rated and classified, properly secured (if applicable) and that early warning signs are established and proactively addressed. CLM represents a critical 'first line of defense' control function for the bank, ensuring the CCB's credit process is conducted in accordance with all internal and regulatory frameworks, and is responsive to relevant inquiries.