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We’re currently looking for a high caliber professional to join our team as Assistant Vice President, Credit Risk Senior Analyst - Hybrid (Internal Job Title: Credit RiskSenior Analyst - C12) based in Citi Plaza, Taguig City, Philippines. The Assistant Vice President will facilitate the lending process including all due diligence required to perform an annual review, not limited to risk rating, assessing classification, structuring, research on industry and client level due diligence, financial analysis, etc. The Assistant Vice President is responsible for supporting the underwriting and monitoring of a material amount of credit risk associated with capital deployed across a variety of lending products appropriate for commercial banking relationships.
Job Responsibility:
Facilitate the end-to-end annual review and portfolio management process within the NAM CCB for the assigned relationships and portfolio
Rapidly develop knowledge of assigned portfolio and industry, and create well-supported analysis that effectively balances risk and business objectives
Ensure appropriate regulatory classification and minimizing net credit losses for covered portfolio, as well as identify emerging areas of concerns that should be escalated
Produce the underlying analysis and workflow supporting underwriting requests for new-to-bank and existing credit relationships, including pre-screening opportunities, facilitate amendments and extensions, perform annual reviews and other credit requests, including the related diligence
Timely analysis and preparation of monthly and/or quarterly financial memo reviews of existing borrowers to track compliance with loan covenants, raising potential concerns and taking necessary actions in partnership with other key stakeholders for the assigned portfolio
Develop and maintain an extensive knowledge in the various credit products and services offered to CCB clients
Requirements:
Experience in credit underwriting, portfolio and/ or risk management with a multinational financial services organization
Demonstrated knowledge of basic accounting and financial concepts and their practical application in the credit underwriting process
Excellent communication (written, verbal, presentation and listening) and organizational skills
ability to complete multiple priorities in a timely manner
Demonstrates learning agility: seeks out resources and experience to continually build knowledge/skills
quickly and successfully applies learning to new situations
Highly proficient in spreadsheet, word processing and presentation applications, including strong data visualization skills
Bachelor’s degree
advanced degree(s) and other certifications considered but not required
What we offer:
Access to telehealth options, health advocates, confidential counseling
Expanded Paid Parental Leave Policy
Resources to manage financial well-being and help plan for the future
Access to an array of learning and development resources
Generous paid time off packages
Resources and tools to volunteer in the communities
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