CrawlJobs Logo

Credit Risk Senior Analyst - Assistant Vice President

Brazil, São Paulo · Job Posted March 18, 2026
Apply Position
Job Link Share

Job Description

Citi continues to enhance its business control and governance framework by building out Institutional Credit Management (ICM), a first line of defense business line, to house and consistently manage credit risk activities performed for Citi’s institutional clients. ICM’s objective is to provide integrated end-to-end credit underwriting, identification, measurement, management, and monitoring for wholesale credit across the enterprise. Within ICM, the Credit Underwriting function (“ICM UW” or “UW”) provides credit analysis, underwriting, and first line of defense credit approval for periodic / material transaction reviews, and any necessary subsequent credit monitoring across all institutional business including Corporate Banking, Services, and Markets relationships. ICM Risk Analysis is an integral part of the Institutional Credit Management (“ICM”) organization. The IRAU’s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration acting as a partner to Banking & International Risk and Corporate Banking to execute our shared commitment to ensuring the safety and soundness of wholesale lending across Client Organization. ICM Risk Analysis Credit Risk Associates are responsible for a portfolio of institutional relationships, owning the Credit Risk Analysis for those relationships, and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews, Quarterly Reviews, and the support to ad-hoc transactions and portfolio & industry reviews and stress testing. A Credit Risk Associate is expected to have a deep understanding of credit risk, of Citi´s internal policies and procedures, and knowledge of industry fundamentals that the portfolio belongs to. They should need minimal supervision from their respective Team Lead and be able to carry thoughtful conversations with partners. This role has responsibility for the Industrials and Hard Commodities Brazil portfolio and the role reports directly to the portfolio Underwriter.

Job Responsibility

  • Assess the credit and financial strength of Citi’s most complex Large Corporate, Public Sector, and Financial Institutions Clients by performing fundamental credit analysis
  • Complete Credit Approval Memos (CAMs) and Final Obligor Risk Ratings (FORR)
  • Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues
  • Review and provide a recommendation on the risk rating across this sector
  • Partnership with applicable regional and industry stakeholders in the implementation of credit assessment and monitoring standards
  • Support ICM Risk Analysis Voice of the Employee (VOE) initiatives
  • Travel (less than 10%)

Requirements

  • Bachelor’s/University degree or equivalent experience
  • Financial Services experience including 5-8 years of credit experience in Banking or Credit Risk Management
  • Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile, etc.)
  • Advanced knowledge of financial statements and GAAP accounting or similar governance relating to country of operation
  • Solid understanding of Credit Policy and procedures
  • Advanced Microsoft Office (Word, Excel, and PowerPoint) skills
  • Advanced experience with the internal Policies, Standards, Procedures, Templates and with financial modeling
  • Highly effective interpersonal skills
  • Solid organizational skills
  • Exceptional written and verbal communication skills

Looking for more opportunities?

Search for other job offers that match your skills and interests.

Similar Jobs for

Credit Risk Senior Analyst - Assistant Vice President

8 matching positions

Credit Risk Senior Analyst, Assistant Vice President

Citi Commercial Bank – Commercial Lending Management – Assistant Vice President....
Location
Location
Philippines , Taguig City
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 5 years and above experience in credit underwriting, portfolio and/or risk management with a multinational financial services organization
  • Demonstrated knowledge of basic accounting and financial concepts and their practical application in the credit underwriting process
  • Excellent communication (written, verbal, presentation and listening) and organizational skills
  • ability to complete multiple priorities in a timely manner
  • Demonstrates learning agility: seeks out resources and experience to continually build knowledge/skills
  • quickly and successfully applies learning to new situations
  • Highly proficient in spreadsheet, word processing and presentation applications, including strong data visualization skills
  • Bachelor’s degree
  • advanced degree(s) and other certifications considered but not required
Job Responsibility
Job Responsibility
  • Facilitate the end-to-end annual review and portfolio management process within the NAM CCB for the assigned relationships and portfolio
  • Rapidly develop knowledge of assigned portfolio and industry, and create well-supported analysis that effectively balances risk and business objectives
  • Ensure appropriate regulatory classification and minimizing net credit losses for covered portfolio, as well as identify emerging areas of concerns that should be escalated
  • Produce the underlying analysis and workflow supporting underwriting requests for new-to-bank and existing credit relationships, including pre-screening opportunities, facilitate amendments and extensions, perform annual reviews and other credit requests, including the related diligence
  • Timely analysis and preparation of monthly and/or quarterly financial memo reviews of existing borrowers to track compliance with loan covenants, raising potential concerns and taking necessary actions in partnership with other key stakeholders for the assigned portfolio
  • Develop and maintain an extensive knowledge in the various credit products and services offered to CCB clients
What we offer
What we offer
  • Access to telehealth options, health advocates, confidential counseling
  • Expanded Paid Parental Leave Policy
  • Resources to manage financial well-being and help plan for the future
  • Access to an array of learning and development resources
  • Generous paid time off packages
  • Resources and tools to volunteer in the communities
  • Fulltime
Read More
Arrow Right

Credit Risk Senior Analyst, Assistant Vice President

Citi Commercial Bank – Commercial Lending Management – Assistant Vice President....
Location
Location
Philippines , Taguig City
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 5 years and above experience in credit underwriting, portfolio and/ or risk management with a multinational financial services organization
  • Demonstrated knowledge of basic accounting and financial concepts and their practical application in the credit underwriting process
  • Excellent communication (written, verbal, presentation and listening) and organizational skills
  • ability to complete multiple priorities in a timely manner
  • Demonstrates learning agility: seeks out resources and experience to continually build knowledge/skills
  • quickly and successfully applies learning to new situations
  • Highly proficient in spreadsheet, word processing and presentation applications, including strong data visualization skills
  • Bachelor’s degree
  • advanced degree(s) and other certifications considered but not required
Job Responsibility
Job Responsibility
  • Facilitate the end-to-end annual review and portfolio management process within the NAM CCB for the assigned relationships and portfolio
  • Rapidly develop knowledge of assigned portfolio and industry, and create well-supported analysis that effectively balances risk and business objectives
  • Ensure appropriate regulatory classification and minimizing net credit losses for covered portfolio, as well as identify emerging areas of concerns that should be escalated
  • Produce the underlying analysis and workflow supporting underwriting requests for new-to-bank and existing credit relationships, including pre-screening opportunities, facilitate amendments and extensions, perform annual reviews and other credit requests, including the related diligence
  • Timely analysis and preparation of monthly and/or quarterly financial memo reviews of existing borrowers to track compliance with loan covenants, raising potential concerns and taking necessary actions in partnership with other key stakeholders for the assigned portfolio
  • Develop and maintain an extensive knowledge in the various credit products and services offered to CCB clients
What we offer
What we offer
  • Access to telehealth options, health advocates, confidential counseling
  • Expanded Paid Parental Leave Policy
  • Resources to manage financial well-being and help plan for the future
  • Access to an array of learning and development resources
  • Generous paid time off packages
  • Resources and tools to volunteer in the communities
  • Fulltime
Read More
Arrow Right

Fraud Risk Senior Analyst, Assistant Vice President

This Fraud Risk Senior Analyst - C12 role is an integral part of the Financial C...
Location
Location
India , Chennai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 5-8 years previous Credit Cards related experience required
  • Proven ability to excel as a global individual contributor, demonstrating autonomy and independent judgment in a complex, international environment
  • Demonstrated experience and understanding of Visa/Mastercard Association dispute guidelines and background in 3rd party credit card fraud
  • Proficiency in the review, design, and strategic uplift of operational processes, specifically within a fraud prevention context and risk mitigation mindset
  • Proven leadership track record for leading teams and managing projects and results indirectly through other teams
  • Strong Fraud Detection background
  • Previous experience in statistical analysis with working knowledge of at least one of the following statistical software packages: SAS/SQL (preferred), SPSS, or equivalent
  • 4+ years of analytical and data mining experience preferably
  • Bachelor’s/University degree or equivalent experience
Job Responsibility
Job Responsibility
  • Guard against intelligent, adaptive perpetrators of financial crime and manage strategic risk analytical projects for Citi Retail Services portfolios, including 3D Secure and Digital Wallets space
  • Develop and implements effective Fraud detection and prevention strategies to mitigate fraud losses while ensuring an appropriate balance between risk and customer experience
  • Proactively identifies fraud detection issues at the strategy and portfolio level and provide analytical/modeling solutions
  • Leverage customer data to build risk segmentation and mitigation strategies
  • Evaluate new tools and products that enhance risk detection and prevention
  • Act as primary interface with internal and external partners to evaluate new tools to build detection and analytical capabilities
  • Apply subject matter expertise to the prioritization and planning of projects in conjunction with fraud management policies and strategies
  • Interact with Policy, Operations, and other functional business partners to optimize business strategies
  • Ensure adherence to strict audit and control requirements
  • participate in audit related activities and assist Citi Retails Services Fraud Analytics Team Lead with completion of the audit and compliance related activities
What we offer
What we offer
  • We empower our employees to manage their financial well-being and help them plan for the future
  • Citi provides access to an array of learning and development resources to help broaden
  • Fulltime
Read More
Arrow Right

Senior Engineering Lead - Credit Risk - Senior Vice President

This is a Senior Lead Principal Engineer position responsible for establishing a...
Location
Location
India , Chennai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Full-stack developer with 10+ years of experience in designing and developing robust, scalable, and maintainable applications applying Object Oriented Design principles
  • Hands-on experience in Web technologies (HTML, CSS, React JS), REST-APIs, and Backend using Java/J2EE technologies
  • Deep experience with Big Data technologies and data platforms capable of handling vast datasets for training, serving, and managing AI models
  • Strong knowledge of cloud platforms (AWS, Azure, or Google Cloud) and deployment/packaging solutions such as Dockers/Kubernetes, OpenShift
  • Experience with Agile software development processes with a strong emphasis on test driven development
  • Strong knowledge of CI/CD pipelines and experience in tools such as JIRA, BlackDuck, SONAR etc
  • Deep understanding of JVM internals such as class loading and memory management
  • Java Core with extensive hands-on experience with concurrent programming
  • Spring Framework including Core, Integration, Batch, JDBC, Hibernate
  • Distributed Caching frameworks such as Oracle Coherence, Redis or equivalent
Job Responsibility
Job Responsibility
  • Provide technical leadership and development oversight to the wider team of Software Engineers/Analysts
  • Ensure application design adheres to the appropriate architectural and design patterns for scalable and intelligent systems
  • Develop key software components personally, and use your code as a teaching tool across the team for patterns and techniques, especially concerning Agentic AI design and implementation
  • Host sessions for design and code review at multiple levels of the organization
  • Improve our engineering standards and process to make the team more capable and efficient, embracing AI-assisted development practices, including the use of tools like Git Copilot and Devin AI
  • Collaborate effectively with a large global team of software engineers, business analysts, dev-ops and support staff to deliver software solutions for the business
  • Lead the adoption of new technologies where appropriate to solve business problems while adhering to Citi's architectural guidelines, with a strong focus on Agentic AI and Machine Learning frameworks
  • Serve as advisor or coach to mid-level/junior developers and analysts, helping build the overall engineering capabilities of the team, particularly in AI/ML and intelligent systems development
  • Appropriately assess risk when decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
  • Fulltime
Read More
Arrow Right

Business Analytics Sr Analyst - Cards Credit Abuse, Assistant Vice President

This position is within the Cards Credit Abuse/First Party Fraud Strategy Manage...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Under Grad/ Post Graduate degree with a specialization in Statistics, Economics, Mathematics, Engineering, Business administration or other quantitative discipline from reputed academic institutions
  • 7+ years of relevant work experience required
  • Experience in strategy/model development in banking/financial industry preferred
  • Strong analytical skills in conducting sophisticated analysis
  • Experienced in developing, implementing and monitoring, that is end-to-end project management
  • Experience in statistical analysis with working knowledge of at least one of the following statistical software packages: SAS, SQL, CHAID tree segmentation in Unix environment
  • Highly proficient in Excel/pivot tables and PowerPoint. Tableau is a plus
  • Exposure to project/process management
  • Prior experience in mentoring teams of juniors’ analysts is preferred
  • Strong communication and presentation skills targeting a variety of audiences
Job Responsibility
Job Responsibility
  • Accountability to drive end-to-end credit abuse strategy including development/enhancement, implementation, maintenance, MIS management etc
  • Effective communication is critical. Should be able to effectively provide updates and communicate key initiatives to senior risk management
  • Mentoring/Guiding junior resources – Drive projects as lead with junior resources
  • Should have the ability to manage different stakeholders – Risk Policy, Legal/compliance, IT, Regulators, Audit, governance teams etc
  • Presentations to both technical and non-technical personnel are required to be done frequently as part of the job
  • Develop Risk Segmentation using advanced statistical techniques likes decision tree, for credit abuse/first party fraud risk discrimination at Acquisition and Existing Customer Management stages. Work in establishing the swap set analysis and P&L optimization using the analysis
  • Develop recommendations to adjust credit abuse strategies by analyzing loss and financial performance and utilizing statistical scoring, segmentation, and regression and simulation techniques
  • Create story boards, presentations and project plans for discussions with senior management and governance requirements to drive insights
  • Participate in audit related reviews, regulatory reporting and should have sound communication skills to present in such forums
  • Work closely with cross functional teams, including business stakeholders, MRM and governance teams, and model implementation teams
  • Fulltime
Read More
Arrow Right

Business Analytics Sr Analyst - Cards Credit Abuse, Assistant Vice President

This position is within the Cards Credit Abuse/First Party Fraud Strategy Manage...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Under Grad/ Post Graduate degree with a specialization in Statistics, Mathematics, Engineering or other quantitative discipline
  • 6+ years’ work experience required
  • Experience in strategy/model development in banking preferred
  • Strong analytical skills in conducting sophisticated analysis
  • Experienced in developing, implementing and monitoring, that is end-to end project management
  • Experience in statistical analysis with working knowledge of at least one of the following statistical software packages: SAS ,Python, R
  • Highly proficient in Excel/pivot tables and PowerPoint
  • Tableau is a plus
  • Exposure to project/process management
  • Prior experience in leading a team of juniors or mentoring is preferred
Job Responsibility
Job Responsibility
  • Drive credit abuse acquisition/ECM strategy development/maintenance for Cards
  • Collaborate with multiple stakeholders like portfolio policy team, IT, regulators, compliance etc
  • Effective communication to senior management for various strategy changes
  • Accountability to drive end to end credit abuse strategy including development/enhancement, implementation, maintenance, MIS management etc
  • Effective communication is critical
  • Should be able to effectively provide updates and communicate key initiatives to senior risk management
  • Mentoring/Guiding junior resources – Drive projects as lead with junior resources
  • Should have the ability to manage different stakeholders – Risk Policy, IT, Regulators
  • Presentations to both technical and non-technical personnel are required to be made frequently as part of the job
  • Fulltime
Read More
Arrow Right

Assistant Vice President, Securities & Derivatives Senior Analyst, Markets Operations

Citigroup Global Markets Japan (CGMJ) is seeking a candidate to join its Markets...
Location
Location
Japan , Chiyoda, Tokyo
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Product Knowledge: Derivative / Cash Knowledge preferred from at least one asset class (e.g. Rates, Credit)
  • Communication: Excellent communication skills (verbal, written, presentation) and ability to liaise with large global multi-function departments
  • English/Japanese Communication: Advanced to fluent verbal and written English level. Fluency in Japanese language, both written and spoken required
  • Experience: Demonstrated experience in a Middle Office or operations role
  • Organization: Strong organization and multi-tasking skills. Flexibility to handle multiple tasks and changing priorities along with a desire to work in a fast-paced environment under tight deadlines
  • Analytical: Strong analytical and problem-solving skills. Ability to research an issue across sources to identify plans to deliver. A high level of attention to detail. An ability to pick up and learn systems, trade flows and concepts quickly
  • Interpersonal: Excellent interpersonal skills to develop relationships both internally and externally to collaborate effectively. Ability to Lead and influence multiple individuals who do not directly work for you. An ability to work harmoniously with various teams and people from diverse backgrounds and nationalities
  • Technical Skills: Advanced knowledge of Excel preferred
  • Preferred: JSDA Registered Representative (Internal Control Manager or Class I preferred)
  • Education: Undergraduate degree level
Job Responsibility
Job Responsibility
  • Ensure correct trade capturing with trade booking checking, Front to Back reconciliation, identifying operational risk, trade preliminary-confirmation and settlement forecasts
  • Communication with external clients (in Japanese and/or in English language) on preliminary-confirmation and issue/queries raised
  • Perform reconciliations, investigate breaks, and ensure that all breaks are resolved accurately and in a timely manner
  • Support new product initiative or regulatory changes impacting Fixed Income Middle Office
  • Continually seek ways to enhance existing processes and/or develop robust control procedures for any new requirements identified to ensure appropriate processes are in place
  • Work closely and effectively with immediate team colleagues, the business and other support functions to provide a high standard of support to an active FI business & their client
  • Timely escalation of issues to Middle Office management
  • Provide analytical and administrative support to Front Office Sales
  • Be able to provide guidance to the junior members in the team
  • Fulltime
Read More
Arrow Right

Capital Markets and Loan Portfolio Mitigation Lead Analyst, Assistant Vice President

The Treasury Capital Markets and Loan Portfolio Mitigation (CM&LPM) team is look...
Location
Location
United Kingdom , London
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Experience in a related role of credit structuring and / or portfolio management
  • Excellent communication / interpersonal skills are a must (both verbal and written)
  • Ability to think strategically on micro tasks while ensuring suitability for macro business goals
  • Well organised, disciplined approach to work with a high level of attention to detail while remaining flexible to changeable environment
  • Able to navigate through a large organisation to streamline and summarise multiple information points and create repeatable processes to build consistency in presenting information
  • Highly motivated, organised, detail and team-oriented with strong quantitative skills
  • Demonstrates a high level of integrity
  • Knowledge of synthetic securitisation and credit risk mitigation more broadly, including relevant regulatory frameworks
  • Advanced analytical and numerical competency
  • Understanding of any of front office trading or middle office functions including trade capture, risk management, margin, and credit systems
Job Responsibility
Job Responsibility
  • Hands on involvement in CM&LPM’s synthetic securitisation program: structuring, replenishments, maintenance
  • Focus on growing CM&LPM’s synthetic securitisation program across multiple Citi businesses, including new asset classes
  • Potential to aid in external investor relationships and marketing in conjunction with sales management to build and maintain the franchise
  • Focus on continuing the technology build out of user interfaces for the synthetic securitisation program
  • Assist in creating regular and ad hoc presentations of mitigation strategies for Senior managers
  • Monitoring the market risk and P&L of the CM&LPM hedge book
  • Research and development of new structured credit solutions for overall balance sheet management through liaising with other Citi businesses
  • Participate in various other ad hoc CM&LPM initiatives as they relate to the overall credit portfolio
  • Work in close partnership with control functions such as Legal, Compliance, Market and Credit Risk, Audit, Finance in order to secure required internal approvals and ensure appropriate governance and control infrastructure
  • Build a culture of responsible finance, good governance and supervision, expense discipline and ethics
What we offer
What we offer
  • Generous holiday allowance starting at 27 days plus bank holidays
  • increasing with tenure
  • A discretional annual performance related bonus
  • Private medical insurance packages to suit your personal circumstances
  • Employee Assistance Programme
  • Pension Plan
  • Paid Parental Leave
  • Special discounts for employees, family, and friends
  • Access to an array of learning and development resources
  • Fulltime
Read More
Arrow Right