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Credit Risk Senior Analyst, Assistant Vice President

Philippines, Taguig City · Job Posted March 18, 2026
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Job Description

Citi Commercial Bank – Commercial Lending Management – Assistant Vice President. Citi’s Commercial Bank for the North American region is a rapidly growing business, targeting emerging, mid- and larger-sized companies based in the United States or Canada, with annual revenue generally from $20 million to $1 billion plus. To facilitate wholesale lending activities, Commercial Lending Management serves as an in-business credit function organized around our strategic industries and global target market approach. CLM plays a critical role of the client delivery model for the CCB, translating thought-leadership, industry and product expertise, and an end-to-end ownership of the credit relationship into best-in-class lending solutions. We are seeking a dynamic and motivated credit professional to join our team writing annual reviews and completing ad hoc spreads.

Job Responsibility

  • Facilitate the end-to-end annual review and portfolio management process within the NAM CCB for the assigned relationships and portfolio
  • Rapidly develop knowledge of assigned portfolio and industry, and create well-supported analysis that effectively balances risk and business objectives
  • Ensure appropriate regulatory classification and minimizing net credit losses for covered portfolio, as well as identify emerging areas of concerns that should be escalated
  • Produce the underlying analysis and workflow supporting underwriting requests for new-to-bank and existing credit relationships, including pre-screening opportunities, facilitate amendments and extensions, perform annual reviews and other credit requests, including the related diligence
  • Timely analysis and preparation of monthly and/or quarterly financial memo reviews of existing borrowers to track compliance with loan covenants, raising potential concerns and taking necessary actions in partnership with other key stakeholders for the assigned portfolio
  • Develop and maintain an extensive knowledge in the various credit products and services offered to CCB clients

Requirements

  • 5 years and above experience in credit underwriting, portfolio and/or risk management with a multinational financial services organization
  • Demonstrated knowledge of basic accounting and financial concepts and their practical application in the credit underwriting process
  • Excellent communication (written, verbal, presentation and listening) and organizational skills
  • ability to complete multiple priorities in a timely manner
  • Demonstrates learning agility: seeks out resources and experience to continually build knowledge/skills
  • quickly and successfully applies learning to new situations
  • Highly proficient in spreadsheet, word processing and presentation applications, including strong data visualization skills
  • Bachelor’s degree
  • advanced degree(s) and other certifications considered but not required

What we offer

  • Access to telehealth options, health advocates, confidential counseling
  • Expanded Paid Parental Leave Policy
  • Resources to manage financial well-being and help plan for the future
  • Access to an array of learning and development resources
  • Generous paid time off packages
  • Resources and tools to volunteer in the communities

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